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Council tax benefit ending?
I have just had a letter saying that my council tax benefit will be ending in April 2013. I can barely afford the rent as it is, if I have to pay all my CT myself I will not be able to afford to live here and will have to move somewhere cheaper.
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how difficult or wise is it to do your own conveyancing
Just wondering after the sale feel through on my house and have been left with a huge solicitors bill through no fault of my own - how diffuclt or wise is it to do your own conveyancing for a selling and b buying thanks
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Help selling a house to my own limited company
I have just bought a new house and am going to be selling my old house to my limited company. As its basically selling it to myself, I was wondering what I would expect to pay for a solicitor to do this or could I do it myself? Is it as easy as transferring money from my company to me and changing the names on the deeds?
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House not getting viewings
Hello, looking for some advice please put a house on the market in may , 2 viewings with one agent no feedback , 12 weeks later a second agent said they has a buyer!! , put the property up on a multiple agency basis , they had two viewings - still no feedback i have had numerous offers from people to rent it but i need it…
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Sale fallen through - bill this morning from solicitors :(
Just wanted to sound off really. I have my house up for sale. Selling because I'm now a single parent and can't afford to live here. Had an offer from what the estate agents called a 'solid cash buyer' which I accepted as they said I'd be foolish not to. Turns out the solid cash buyer had a plot of land to sell before he…
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No title guarantee
We have put in an offer for a small house, which has been reposessed by the mortgage company from its previous owner. Our solicitor advises that the mortgage company (following what the solicitor says is universal practise), will transfer the property with 'no title guarantee'. Our solicitor has tried to explain the…
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Buying a house whilst seperated
Hi there, hopefully I have the appropriate forum I have been separated for 2 years now. 4 months ago ourmarital home was sold (50/50 proceeds split) and we are both now renting. I amabout to file for divorce on the 2 years separation rule but have just seen a house that I really would like to put anoffer in for. I am…
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tenancy contract to ensure owner can get me out (LOL)
I may have the opportunity to move from my gorgeous but huge/ cold/ damp/ expensive flat (fuel bills currently £110/month for two of us and only heating the bedrooms and bathroom!) into the house next door which is double glazed and damp proof. The (rather awkward) house has been on the market for at least 18 months so…
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Unfair deposit deductions
We have just received a proposed deduction for our end of tenancy and they have included a charge of £110 for painting a wall where there was some bluetac marks. In short, is that a totally rediculous deduction and how would I go about fairly disputing it?
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Lodger rent to HMRC?
Hi Quick question. Friend has a 3 bed house and is about to buy her ex husband out of the house they own. She wants to rent out one room to a lodger. According to direct gov, the first 4250 rent a year from lodger is not taxable which equates to 354 a month. My question is this, if you are charging the lodger, for…
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Quick Question over a Flying Freehold.
I think I understand this concept, but just want to clarify something. I live in a mid-terrace house and the access into our house is at the side of the house in a passage, which goes right along to our back garden.. We have sole right to use the passage, it is not communal and is wholly within our boundary. Part of my…
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who has most say on completion date
I am at the bottom of the chain of 4 houses, I am I the one with the most say about when completion happens? I guess I would be as if I don't move no one above me can?
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Right To Buy Query
Wondering if anyone could offer any advice on buying our Council house. My partner has been a Council tenant for over 12 years. I have never been a Council tenant. I have been living in my partners Council house for nearly 6 months now. We are thinking of buying the house off the council through the Right To Buy Scheme.…
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DPS arbitration
Hi, We let a property through an agent. The tennant has recently left but has damaged the furniture and is saying that it was in that condition when they moved in. I know that this was not the case. The agent has asked if we would be happy to go through arbitration. Does anyone have any idea of what this would involve?…
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Another subsidence post - neighbours tho
Lighbulb flickering on... Live in mid terraced. Very recently noticed a big crack going down through the brickwork from bottom edge of neighbours upstairs front bed window. Subsidence do you think? And if so, what to do? Am thinking now that the crack in my upstairs bedroom that runs from 2 foot up the dividing wall,…
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Sale of leasehold flat
Evening All, I'm selling my 2 bed leasehold flat - I was told by a friend that it takes longer to sell a leasehold property but couldn't give me any indication why (he was told by a friend, by a friend, by a friend, etc...) Is there any truth to this and if so how much longer are we talking - a few weeks, months, etc...…
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don't know what to do
I am 58 female and after living with partner for 15yrs [him claiming for me for last 5 /pension credit] I now find it impossible to live with him and am looking for somewhere else to live. my problems are a] how much money am I entitled to as before we claimed together I was on long term sickness benefit but not dla. and…
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Rent a Room and housing benefit
Hi all, I tried searching but couldn't find my two topics linked I rent a room out and my lodger has recently started paying a couple of days later and later and says he is now going to apply for housing benefit. Do i need to do anything? Anything extra of difficult? I've a mortgaged 3 bed house, i live in one of the…
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Removing person from mortgage and lease?
Hello, I purchased a property with my brother 2 years ago (2 bedroom part freehold flat). The 2 year fixed term mortgage is coming to an end and my brother no longer wants to be part of the mortgage or lease as he only initially put his name on to help me out on the income requirements which I can now cover with my own…
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lack of building consent - can an indemnity insurance solve the problem?
Hi , all moneysaving experts, I am buying a property and found out that the conservatory was erected without the building consent from the council (though there was the builing permission). After I had raised this problem, the seller agreed to buy an indemnity insurance with the purchase price as insured amount. My…
