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Why no DSS/LHA ?
I can think of one reason but why would a landlord prefer working tenants to those on benefits ? Advantages: I can get more rent from a person on benefits and I can charge full or close to LHA rate. After 8 weeks (if not paid by tenant) I can request for LHA to be paid directly to me. thoughts/comments/wisdom appreciated.
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Buying a flat
I'm planning on buying a flat, only bought houses before - what extra things do I need to consider or find out about?
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Should I sell or extend??
Hi House been on market for over a year, 2 viewings (one didnt really wanna view but EA I think bullied them into coming). Accepted a Verbal Offer of £72.5K, but never heard back from couple - they disappeared!! House valued at £80K, outstanding mortgage £50K. So if I were to sell at accepted price, after selling/buying…
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First time buyers in london how are you finding it?
Hi I though I would start this thread to see how others are finding the market in London for FTB. I've really only just started looking but have seen two places both of which disappeared off the market really quick one we saw, thought of putting an offer in only for it to have gone by lunch time the following day ( only on…
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Selective Licensing Scheme for Private Landlords - a force for good?
The local council are keen to sell the benefits of selective licensing for private landlords in a carefully mapped out area of Wolverhampton. http://www.wolverhampton.gov.uk/housing/selective_licensing.htm My road is included in the area. It is deprived and fairly scummy, I'll have to admit. There are problem absentee…
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Estate agents fee different from advertised
Hi everyone! My first post here, and also moving into my first flat. I recently received an invoice for my deposit and first months rent, and both myself and the other tenant are being charged £196.15 (+ vat) administration fees, even though it clearly states on the estate agents' website that the fee is £100 (+ vat) per…
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Mortgage Advisor !!!! Up Big Time
I'm trying hard not to overreact - really trying. My mortgage advisor found us a mortgage with Halifax, applied and was accepted last week. Have put in an offer for a house, been accepted and have a move in date of 15th September. Received the paperwork today. Read it through the advisor has the wrong spelling of my…
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Opinions needed
Hello I put my flat on the market a couple of weeks to go and so far no one has been to view it. Speaking to the agent people are taking the brochure and looking on the website but their interested isn't going any further. Please could I get some opinions on the Rightmove page and if people think anything could be improved…
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Renewal Fees
Hi Guys, Just a quick one. I've been issued a letter by my letting agent about signing a new fixed term contract. I know I can move onto a rolling contract if I want, which is what I intend to do, however I wanted to check out the legality of what they are doing, as it seems a bit unfair for people who do not know as much…
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buying home from parents
hey, My mum and dad have decided to help me and my partner out by selling us their house (we are FTB's). A few questions i need clearing up and any extra advice is appreciated. right so now theyve said they may be willing to help us depending on the money side of things i just wanted to know the way to go about putting…
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Advice needed - Cowboy landlord
Hi. We are having problems with our landlord and any advice would be much appreciated. We moved into the property in may 09 and signed an assured shorthold tenancy for 12 months. Since then we have had various problems with repairs not being done within a reasonable time, (we waited 7 months for a leaking roof to be…
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need to get out!
Right im 20 years old, work full time earning just under 900 a month. I live at home but i need to get out! Not sure i could afford it though, have about 6 or 7k tucked away, could get more with selling my motorbike if needed. Tips, help, benifits, anything! Thanks Craig
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Good areas to live in the north-east
Would be moving to the North-East (job in Sunderland), having never lived in the north-east before, I would really appreciate if someone could recommend good areas to live around a 5-10 mile radius. Prefer south of the tyne due to travel time and traffic. Was looking at Boldon, Washington, Chester le street- any help,…
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How to get neighbour to remove stuff
Hi, I,m hoping someone one her could give me a little advice please. I have been left a piece of land but the problem is that the neighbouring farmer has been using it to store his stuff. This stuff is a manner of all things - farming machinery, old tractors cars etc etc even some animals and a large silo tank thing. I…
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Subsidence - Tell me About it
Some homes in the same part of town have come on the market...they are going to auction with very low guide prices. When I called to arrange a viewing I was told they had "structural damage" and when I pressed the agent on this I was told it was linked to subsidence. The estate these homes are situated on are only about 11…
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Conservatory without Building Regulations approval
Hi We are buying a house and are two weeks away from completion. Our solicitor tells us today that the conservatory in the property does not have building regulations approval, when he thinks it is required. The conservatory was originally built in 1998. The survey report did not highlight any problems with the…
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Looking to Move
Hi, Hoping someone can advise / help me. I wish to move house but I am unsure if I can - please see my current situation as detailed below: - Current Home Market Value - £145000 Current Mortgage - £148000 Current Savings Deposit - £5000 Current Salary - £40000 per year. I know I am in negative equity, but is there anyway…
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energy efficancy ratings on houses
Hi I am looking at a property and was wondering what energy efficancy ratings mean on houses, The house says its currently 58 and potentially 60, what does all this mean? does it mean not much can be done to improve it only being 2 difference?
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Full Planning Permission - Help!!!
If outline planning has been approved for a 2 bed dormer bungalow, can a 3 bed dormer be presented for approval with reserved matters? Also, if there are conditions in the outline planning, such as no windows to the north elevation of a habitable room (kitchen) and these are also in the plans does this justify a new…
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Mortgage Agreement in Principle
Official MSE Insert: If you've arrived from Google, our fully researched Mortgage Finder and House Buying guides may help. Back to the original post... Hi all My husband and I are looking to buy our first home so apologies if this is a very basic question, but can someone explain to me the process and implications of…
