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am i being an unreasonable landlord?
well landlady but thats irrelevant lol we have a tenant in whose contract expires in jan. the previous tenant did not decorate very well at all and to be honest needed completley redoing , ie skirting boards, bathroom , kitchen everything. anyway new tenant wanted in asap so we didnt have time to decorate but gave him a…
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Building Indemnity Scotland?
Please help,can I get building indemnity in Scotland.
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Shortfall in savings for house purchase - to borrow or rent for longer?
After finishing our degrees, myself and my wife moved to jobs abroad a couple years ago and started to put money into savings each month. We would like to move back the UK at Christmas. By then I would estimate we would have a total savings of 65k. We are both 26 with no children (as yet), and looking to buy a small…
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Can Housing Association force entry to (absent) upstairs neighbour's flat...
...if there's a leak up there that is flooding our flat?:(:(:( The upstairs neighbour is in prison, but we think various undesirables have been staying in his flat (one of whom burgled our flat last week, but that's another story). A plumber has been out and switched off what he thinks is the stopcock outside, but is it…
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What do I do now!!!!!
Please can anyone advise me on what I do know!!! I have the leasehold of my flat, I have never been charged any service charge for ground rent or maintenance for the building. I have finally got hold of the freeholder, who has told me he is suffering from depression and can't sort anything out, and the building is not…
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Buy house but still have rented.
I am in rented accommodation. I have been here 3 years and started a new 6 month tenancy agreement on 19th August. My 22 year old son is registered for council tax here but is mostly at his mums..... I pay all the council tax. I want to buy but timing is difficult trying to find the right place / time to complete etc to…
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Shrinking my mortgage term
I have a lifetime tracker mortgage currently at 1.85% above BOE rate with 18 years to serve, I can afford to overpay by £100 per month or even a little more. My question is, what is the most effective way to shrink the term of my mortgage, given the current rate should I overpay or invest and pay off a lump sum in the…
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Buying a home next to a school
Dear all, As some of you know, we've just started putting offers on a couple of properties that we liked... one of those is right next to a school....would this command a premium or get us a reduction??? .its a semi detached property, the side that is not attached shares a wall with the school entrance. the school is…
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Buying in Scotland - survey question
If you were thinking of buying a flat in Scotland, which has had the home report and single survey done, do you still have to get your own survey done as well? I see the full surveys cost about £800 - so I would imagine (hope?) you would only get this done if your offer was accepted and the house taken off the market while…
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Nearing completion
Hi, We are supposed to be completing/exchanging tomorrow, however the vendor (who doesn't live in the property) is seemingly not interested in taking the final meter readings. I spoke with him today and he said that I could do it....he said he would call back for the readings but hasn't. I have got an email in draft to me…
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Gas & Electric safety checks
I recently received my HomeBuyers Report for a flat I'm buying. Apart from a couple of things it was fine. It did recommend that I get gas and electric safety checks done on the flat. I have been told that surveys will always recommend this to be done, is it necessary? If so can anyone recommend a company who do these in…
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In need of modernisation - how much money is it going to cost?
Hi Please be gentle we are first time buyers and just been to see the first property and have a small multitude of questions..... the property is on rightmove - bs16 alexander gardens offers over £175K - Would post link but not allowed so first things first? Money questions? How much does it cost to sort out wiring and or…
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What else is left to do from our side? Are we close to exchange?
We are FTBs and our vendor recently got married and is moving into her husband's house, so they haven't got a property to buy. We recently signed and posted off the contract and TR1 and do know that the solicitors are waiting for hear from the vendor's solicitor about the enquiries that they have raised on the contract. So…
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Estate agent site and others saying its for sale?
Been on the agents website(Chancellors) and they are re-advertising a property we were interested in.From what I've heard indirectly is that there maybe a mistake on one of the sites.Theres also another property in the same street that has re-appeared on rightmove that was going through the sale process. Does this sound…
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What can we do about this pipe? We're ready to leave now...
So, I posted a couple of months ago about this pipe that's currently occupied in our living room. It's been here for 3mths now. I emailed my landlord last week after not hearing anything, apparently the council are still waiting for upstair to open up their kitchen to get to the pipe, which could take some time. Well, I'm…
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selling house in scotladn
we are selling our house in scotland and the buyer has said that there was an extension built on our house as it says in the home report our conveyancing solicitor says she cannot accept the missive of the extension until she knows when it was added our neighbour says it has been done for over 40 years what do we need to…
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In a mess totally
We rent privately so no agent to go through, have a rental agreement signed, but our deposit is not in any scheme (not sure if this has any bearing on anything) I think today they've been in my house but can't really prove it. - Where do i stand legally on this? I had decided to move when my next rental year was up - next…
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Can we be evicted for using our rent to fix the boiler?
Hi! - I live with two other people in a flat in Tower Hamlets. - We have to pay our rent in cash (maybe the Landlord is tax dodging?). - I do not have a tenancy agreement, I've never seen one for the flat, let alone signed one. Neither has one of the other two tenants (not sure about the third). Our boiler broke yesterday,…
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Part Ownership - the next step?
Hi there I have received interesting advice from people on here that instead of staircasing (buying extra shares of the property) I should instead overpay on my existing share. However one person has suggested I wait until I can change mortgage provider and then plough savings into paying off the mortgage. What would be…
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Bank refuses BTL mortgage because tenant is current owner
Afternoon all, Quick query which I'm hoping some knowledgable folks on here can help me with. I'm just at the start of the process of buying my Mum's house (as she is now longer able to keep with her mortgage payments on account of an unexpected redundancy) with a plan to rent it back to her at a rate she can afford. I've,…
