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Is it time for ALL estate agents to be regulated by the FSA
Now I don't know IF Estate Agents are regulated by the FSA or not but that might well be down to my ignorance but this has been bugging me for a long time now and I would appreciate input from others as IMO Estate Agents Fees are massively over inflated and something needs to be done about it. And please don't just post…
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Do you think is it wise to rent house near company
I am a office worker ,have a job in the center of the city, live in the Partial suburbs now, every morning I have to spend an hour 15 minutes in the bus . That is terrible situation that meeting the traffic jam：O，that means I have to spend more time with my sound isolating earphones, sometimes I play the games in my…
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Damp property!
We have a contract for 18 months and are three months into this. It is now apparent that there is extensive damp and our furniture and fabrics are going green and the smell is so bad that we have moved in with friends. Dispite providing an independent survey which we paid for, and providing photographic evidence the estate…
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When does the TR1 form need to be completed by?
We exchanged on a house on Monday, complete next Tuesday. We have just been sent the TR1 form and it needs signing, do we have to rush round and get this signed/witnessed prior to completion or is it something normally done a bit after completion? I currently live a long way from my girlfriend who I am buying with and am…
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Letsure tenancy referencing
We have recently filled in an application for a comprehensive tenants check with Letsure. My employer has responded with his reference but our current landlord is yet to respond and according to the agent, Letsure have emailed our current landlord and left two voice messages on their answerphone (one of which is under…
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Valuation Report - not looking good
OK, so we've found a house, put in an offer, had it accepted, and started the ball rolling with applying for the mortgage through the broker at the Estate Agent. Here's what we've had back from Halifax's valuer: Valuation & Market Comment In its present condition I cannot give you a valuation figure. Matters Affecting…
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Does a tenant have to be in for a plumber (quick question)
I'm googling for a friend and not having much luck. They have had a number of problems with the landlord and the property they are renting. To date, over the last year they have had 4 days off work for various appointments (gas certificate, engineer etc). Their landlord lives an hour away so not far. They now have problems…
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Housing help !!!!
My private landlord failed the housing inspection.So rather than pay for repairs.He put the house up for auction and gave us all two months notice,or if we can leave sooner.As I lost my job i am now on the DSS.I wish to withhold rent to use it for a deposit and as a months rent.Can I do this and what can he do if I cant…
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Where do i stand on this renting issue
Hi Myself and a friend are currently renting a property. Our contract was originally due to be up on August 14th. We gave 2 months notice even though the contract only requires one month. We have found a new property and agreed to take this property on from July 29th. We are renting this new property with a 3rd friend to…
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Landlord Insurance
Hi I have recently rented out my property and wondered if I need to specifically take landlord insurance or if I can just take buildings insurance (tennant is responsible for conents). Thanks
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First time buying - not a clue!
Hi all, Looking for a little unbiased advice! I have around £12k of debts (credit cards and a loan), and while I haven't defaulted, I tend to pay off a chunk then spend it again at the end of the month (I know, I know). I've just really sorted out my budget and started chipping away at the debt, and have worked out that if…
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Help Needed: eviction rent increase/homeless
Hope someone can help I live in central London and have been a private tenant for 3 yrs this Sept,I am getting housing benefit, I am disabled and live with a son of 17 that is in college, and an adult son who works, the LL increased my rent 6 months ago by nearly £40 pw, now they have increased it again by £60. My son has…
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Proof of funds for a cash buy
Hi there, first time post, so be gentle! Did have a quick search for this on your forums, and was still a little confused, so apologies if this is a rehash of something recent. My sister is in the lucky position of being able to pay cash for her house (in England, just to be clear). She has seen the one she wants, has put…
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Huge Leasehold Repair Invoice!
Hi, So, I just moved into a leasehold flat a couple of months ago and today I came home to an invoice for exterior redecoration and repair for £3500 payable now. I previously received a notice of work but the figures mentioned on there added up to £1100 for the entire block! Needless to say, I don't have that kind of money…
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Anyone know what Aylesham, Kent is like??
as the title says does anyone know what this area is like? Been looking at house prices there and it seems much much cheaper than other places and just wondered if there was a reason?!! Thanks as ever...
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Landlord owes Deposit 12 months on...
I'm new to MSE forums so bear with me if I'm not doing this right... My boyfriend's landlord for his previous flat didn't put his deposit in a bond scheme when he moved in. The property was initially let by a letting agent, and so the deposit was actually paid to them, but once the contract was signed all management of the…
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Mortgage Offer expiry
Just a quick question for you guys... I've just called my solicitor to check that we are ready to exchange contracts (apart from damp issue negotiations), only to be informed that our Mortgage offer expires this friday. Should she have let us know about this beforehand? Its a bit of a worry as if she isn't being proactive…
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On market for how long before your first viewing?
I've noticed a couple of people commenting they think their house has been on the market for ages without a veiwing. Why don't you post how long your house has been on the market before your first viewing and include - is it on rightmove or just the local EA site. - are you happy with the photos - what has your EA said…
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Removals Company Damages - Self Access Claim?
Hello, We moved house recently and in the move our chest of drawers was broken and an old TV damanged. I have contacted the removals company re this and they have advised that we initially need to pay £150 for the "self access claim". Does anyone know what this is? Surely we should not be liable for this? Thanks
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Claiming losses made on overseas property Please help
Hi all I was after some general advice about buying property overseas. I have resided here for the last three years from NZ and now want to purchase a property back in NZ while still living and paying tax here. In NZ if you make a loss on a rental property you can write off the loss against your personal income. Can I…
