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House up for sale, no viewings after 2 weeks... is this normal???
Hi, so we put our house up for sale at a fair price (2 other houses on our street for sale at the same price), 2 weeks later, the agent still hasnt sent us the full details for us to sign off, and we have had 0 viewings. is this a normal thing in todays market? here is the property…
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How long does a Homebuyer Survey last
Hi, I am changing Mortgage provider on a house I am purchasing. (contracts have been exchanged) I had a Homebuyer survey done less than 3 months ago. My prospective new lender says they require a new valuation. I don't see this as being reasonable as I've already got a perfect good independent valuation that I can give…
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Selling Part of my property to Family
Hi all Am new to here and was looking for some advice on a property sale. Myself and my partner currently own a flat and are looking to purchase a house, What i'm trying to work out is that, is it possible to sell 50% of the value of my property to my Dad? I will then use the money to reduce my current mortgage and also to…
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What is a "sensible" monthly mortgage % of income?
I know this is a broad question, as people have different levels of comfort in terms of their monthly mortgage payment as % of income. However I'm interested in what opinions are regarding a "sensible" % (not including bills)? I've read some suggest 30% of the household 'after tax' income. cheers.
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Notice to letting agent
I am the landlord of a property, i have a letting agent that i am not happy with they are managing my property. Do i have to give them notice that i don't want to them act for me anymore? Also is there a association that i can report them too. Thanks in advance
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Flat building maintenance and mice
Hi all I found a mouse in my kitchen and freaked out ( i have a significant phobia of all rodents). I've had rentokil out twice- but they said the problem is light (ie. maybe just one got in) and due to a large hole (too big for normal gap fillers) in the kitchen floor where the communal water pipes runs through. I'm on…
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Renting out my home - what can I take with me?
Hi all I'm considering renting out my home of 14 years and renting another property myself in a preferred location until the market picks up. I was wondering, can I take my light fittings, curtain poles etc with me to the new property? Also, do I have to leave white goods, cooker etc I am only thinking about this idea at…
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Looking for a Debt Recovery Company Reccomendation
Hi All, I had a judgement made by the courts for £2500.00 against my old tenants due to rent arrears roughly six months ago. These scumbags have now moved on and I wish to collect their debt hopefully casing them serious misery. I have been looking at Daniels Silverman but thought I would ask round here for advice from…
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Has anyone bought a house that needed complete refurbishment?
..and do you now think you'd never do it again or are glad you took it on? I am not a DIY person or a builder or doing projects. So probably I should steer clear - the EA has advised it will need between 80-100K spending on it needs new kitchen heating etc - but IS it possible to live in it and do rooms up as you go along?…
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Landlord won't give deposit back for claimed damages...
Was renting a flat for 18months, contract was signed for one year and was never renewed. Moved out Sunday as landlord wanted to sell the property, he was out when we handed keys back so keys were given to his partner. Yesterday he sent a text claiming damages to the property, dents in laminate floor, broken toilet flush,…
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New boiler - no building regs certificate
Searches on the house we are buying revealed no Building Regulations for the installation of the boiler which is around a year old. My solicitor told me several weeks ago (in writing) that the sellers are going to provide a Gas Safety certificate in place of this which we were happy to accept so we did not arrange any…
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Unapproved Sub-letting
Hi, We live in a block of 32 flats that are all shared ownership and where sub-letting is absolutely NOT allowed. It's in our contracts that it's to be owner-occupied only, and only one family unit per flat. It was fine for the first year or so that we lived here but over the last year the block has really deteriorated.…
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Transitional AST - Should our Deposit be protected?
Hi, I share with 2 friends in a house in Central London. Our tenancy is over £25,000 due to location and size of house and it started on the 2nd September 2010. Due to confusion with the landlord, we signed two tenancy agreements, one before we moved in which was a "General Tenancy Agreement" which had a clause stating…
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worried FTB
Hi, So, in a nutshell, I'm buying with my Mum to get on the ladder. She isnt a first time buyer as she has two houses, but no mortgages. Natwest have advised as I am the primary and she doesnt have a mortgage that we are classed by them as first time buyers, therefore elegable for first time buyer mortgage. Fab. But, my…
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Tenant responsibility after handing in keys.
Quick question. I currently rent two homes due to work but am preparing to move out of one. It is an HMO and I am slightly concerned as my housemates have been known to use my room for mates staying etc. whilst I am not there. I want to move the few bits I have left out and hand in my keys. Once I have handed in my keys…
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Free Removals!!
Just come across this link.... http://www.jessopsestateagents.co.uk/cart.php?target=static_pages&page_id=32 On the basis that you don't get owt for nowt these days, I'd be grateful for any obvious pitfalls and questions that should be asked.
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Repairs query
What's the correct etiquette in getting repairs done in a timely manner? Basically since me and my family moved into this property there has been 1 repair that the landlord has put off and constantly ignored that needs doing since we moved in over 5 months ago! The estate agent we rent through is aware of this and there…
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the 6 month guideline
mortgage and house purchase were agreed but bank now saying they won't lend as house is owned by building company that took it in part exchange and they havebn't owned it for a full 6 months. anyone had any joy getting an 'exception' because the owner is a big builder? or had other experiences with the '6 month rule'?
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I'm leaving mse so removing some posts
I'm leaving mse so removing some posts
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Joint tenancy coming to an end - stay or go?
Hi all, I was hoping for some advice on my current situation re renting. I am living in a 3-bed house in south London with 2 other girls. We pay £650pcm each and when the tenancy comes to an end the agents have proposed putting the rent up 2% so £663pcm each (I negotiated this down from 5%). I am happy in the house but…
