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Did My Mortgage Company Rip Me Off?
I'm looking for some advice for my Mum regarding her existing mortgage lender, whom she feels has ripped her off. Briefly, she had a property with a mortgage and was paying the SVR of 3.5% interest on the loan. Her circumstances changed and she moved out of her property into rented accommodation, but maintained the…
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advice on deposit returns
Hi all, I hope someone can advise me further!! In March/April I gave notice to my letting agency that I would not be re-newing the tenancy on the flat I was renting – this was accepted and all was fine and dandy. In the last quarter of April I started to have a problem with little flies/midges – there were hundreds of them…
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Would a downstairs bathroom be a no deal for you?
I'm a FTB and have found a property of RM that looks nice enough in the pics, write up etc, except for the fact that it has a downstairs bathroom. General layout is Front door in to porch, in to lounge, in to kitchen, in to bathroom, then back door to garden. Stairs from lounge to 2 bedrooms upstairs, one 13' x 10 and the…
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Cost of double glazing (brown upvc)
I'm thinking about making an offer for a 4 bed house. It needs new double glazed windows and current single glazed are brown wood. White ones would not match the house colour and also all other houses in that street have brown windows. How much would be the damage for brown Upvc windows? I've read they would be around 20%…
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Bad advice , promised to complete and didn't!
Hi I am new to the site and desperately need some advise, I am trying to buy a commercial property , my financial advised assured me the money would be there on time. They asked for more and more information, and always promised the offer would be out the next day. Completion came and went and we now have now been served…
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Getting a deposit returned after completion of a joint tenancy agreement
Hi, I would appreciate advice from someone with knowledge of tenancy agreements. If a joint tenancy is being fulfilled up to it's pre-agreed end date and after this one of the tenants wishes to move out and another wishes to remain with another new tenant filling the vacant room does the tenant moving out have to wait for…
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Buyer asking for discount - just when we are agreeing completion date!
Help! We have a buyer for our house and they've been a bit difficult all along - they are chinese and have used language and culture all along as excuse for taking ages to come back on decisions and instigating survey/searches etc. Their solicitor and our agent tearing their hair out with them as they require lengthy…
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council housing help :-(
hi, i have been on the waiting list with the local council housing and a housing association. yesterday the housing association said i had been offered a house and were coming today for me to sign the forms ect. 15 mins before they were due to arrive the council phoned and said they made a mistake and are retracting the…
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Tips for 6 month move: esp utilities/broadband
Due to refurb, we'll be moving for 6 months (hopefully not longer). Was wondering if anyone had experience of moving for a short period of time and would appreciate any advice on any front. Main qs are: - we'll be needing utilities at current accommodation but also new accommodation. I'm with Ovo. - need broadband/tv for…
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Getting Deeds from vendors lender
Hi, Been waiting 3 weeks so far for our solicitor to get the deeds from our vendors lender. Everything is in place our end but this is holding it all up ! How long should it take for these to come through ?! Thanks !
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Property tax - advice please
Hi, Not really sure about what to do here, I hope someone can help. About 6 or 7 years ago we bought a 2nd house as an investment. But our main house has always been our official residence. We were told as a married couple we could only have one official residence, something to do with CGT I think. Things like bills and…
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charges for providing LA reference?
hi I need to give the reference details of my current Letting Agent who is managing the property I am renting now, to my new Letting Agent. But the current property LA is charging me £30 just for giving the reference. Please note that I am already paying the new LA reference fees for doing reference check and credit check…
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Complete deposit retention. Is it fair?
My student son has been sharing a flat with 2 others for the last 6 months only. The others have been renting for the whole year. When he moved in the place was untidy and messy...typical student life. He has now moved out, leaving his room tidy and clearing up his stuff from the communal kitchen and sitting room. His…
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Disclosure of selling price prior to completion
My partner and I were due to complete on our property 3 weeks ago, at the final hour the buyer pulled due to their buyer gazundering. We were devasted as we had shown patience with our buyer, plus our estate agent of who we felt had not acted in our best interest throughout this protracted 16 week process ....Note we sold…
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Do I move into rental now or wait??!
Hi - I'm new to the forum but would really appreciate some advice! I managed to sell my flat in January, but the sale has taken months to go through - mainly due to the owners of the freehold taking ages to supply the all the required information to the buyer's solicitor. It had looked as if we were getting close to…
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Rent reduction, Utilities whilst work is being done on Rented accommodation
Hi, My landlord is carrying out Damp Proof work on our Rented accommodation and will be reinbursing us for the equivalent of our rent per day so we are moving our stuff out of the flat and staying with friends. What would people suggest arranging around things like electricity used whilst we are out of the property and…
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Court order to pay 10% deposit on purchase of house
im selling my house to a lady and her child who has been separated for 7 months from her husband , she is in rented and he is still in the marital home with his new partner. I have been told he is buying his wife out of the home so she can purchase my house , my estate agent tells me she cannot sign for my house as her…
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Moving to a new town where do I start?
Just need a little advice of anyone who has moved to a new town or country, I'm thinking of moving to cornwall I currently live 6 hours a way at the mo I don't no anyone who lives down there so can't stay with anyone how would I go about moving I'm currently renting at the mo but just need some advice on moving to another…
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Shared Ownership buying
Hi! I'm one of those unlucky people who havent saved £10,000 for a deposit on a mortgage. I'm thinking of doing this shared ownership scheme were you buy a certain share of the house and pay a mortgage on it and then pay rent on the rest. What do people think of these schemes? Are they a rip off? Has anyone been successful…
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Planning permission on plot next to house we've offered on- opinions?
FTB here and we've recently put in an accepted offer on a flat. It's on a slope (and it's the ground floor) and has a vacant plot of land adjacent to it. Today the EA called to say he forgot to mention that there had been planning requests on that plot of land, but they had been refused. I've managed to find the current…
