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Negotiation after low mortgage valuation - New Build
Hi all, After negotiating what we thought was a good deal on a New Build property with Persimmon, the mortgage valuation has come in £15k short, leaving me in a position where I'm going to have to renegotiate with them once more. Could do with a bit of advice. Firstly, the facts as they stand: (1) Property was marketed at…
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Can anyone recommend a good and cheap conveyancing firm
We are just looking to sell at the moment, I've heard online companies are worth a look at but don;t know where to start?? Any advice appreciated!
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FTB - what's the procedure?
Hello Wonder if someone could advise. My situation is: FTB Have mortgage advisor (attached to my work) Have solicitor (recommended by MA so I guess they have some sort of 'arrangement' but I need a solicitor so thought might as well go with him). Have agreement in principal (Nationwide) On my search for a house on the…
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Small Claim - Rental Deposit
I recently left a property after staying there only one month, the shower did not work, I could not sleep due to a large Avery placed in the neighbours garden and the landlady gave me good reason to believe she was not quite stable. So obviously I decided to find somewhere else to live. I told my landlady that I would be…
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Ombusman
Heya, can anyone give me advice on the ombusman service/enviromental health? we are looking into reporting the housing association who owns the flat my boyfriend lives in. They have been very negligent towards him in the past couple of months and we are getting distressed!
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Joint Mortgage, Stamp Duty and FTB
I am in my late 30s and have a friend in her early 50s. Her partner has just left her with the cat. They have a house with a joint mortgage and my friend is looking to buy her ex out, that or just sell up completely (that is what I think she should do). Anyway we lived together many moons ago and got on really well. We…
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Considering moving to Maidstone - any info on the area would be great :)
Hi all, currenty considering moving from London to Maidstone -Perry Street Me14 2RP. I have looked into the schools, crime rates and shops but would like some first hand experience if anyone could help. Is this a decent part of Maidstone and how would people rate Maidstone overall? Thanks :)
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Is this the norm for a LL?
Am in tears with laughter here, Had to share, my friend just rung me. Anyway my friend moved into her very first Rented property 6 weeks ago. Renting from a LL direct who has a few properties under his belt, apparently he is single and creepy looking, but rent is very good, and reviews from her friend who rents a property…
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Receiving Rent From Parents on DLA
I own the house my parents live in. I would not dream of charging them rent but it was suggested to me that as my dad is registered blind and on Disability Living Allowance they may be entitled to help with their rent. If this was the case I may be doing myself out of opportunity to receive some return on my investment.…
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Development Land Prices
Anybody got an idea about the current land prices for residential development land close to Lincoln?
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tax on rental income
Hi, would appreciate any advice, here goes... I earn 45,000 (gross) per year and have two rental properties bringing in 900 (gross) per month. Am I liable for 40% tax on both properties? Thanks
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Buying a house from a relative..
Quick question If a relative was willing to sell you a property worth £300,000 for £100,000 is this possible??
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Quick qestion on tenant screening
Hello I've found a property i want to rent but agent has informed me that i will be checked by Endsleigh tenant services etc.. So filled in the app today and sent it off. I'm not expecting any problems but if it comes back a no can i ask to speak to the LL direct and explain that my partner will be paying half the rent but…
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Buyer delaying tactic?
Hi, Just after a bit of advice. My buyer says they won't exchange contracts until after a certain date. They say this is because they will have to pay a month and a half worth of mortgage payment. Whereas after that date they will only have to pay the month. Is this true? I thought that a mortgage started from the date you…
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Your Move Withdrawal fee - please help
Hi I have just read a story similar to mine about Connells EA. I too apparently (I am awaiting a copy of the agreement) signed an agreement which means I am liable for a withdrawal fee of £250 + vat after attempting to withdraw the property from the market. The service we have received from the outset has been dreadful. It…
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Tenancy Agreement
Hello, I am currently renting a property which is on a 12 month (with a 2 month break clause at six months) assured shorthold tenancy agreement. I have had lot of problems with property: the main problem I have had since I moved in November 2010 is the damp/wet walls. I do have a small baby and feel this is not a good…
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Independent Mortgage/Financial Advisor?
We would like to speak to someone with regards to seeing what we could possibly afford to buy (if anything at all!). Am I looking for an IFA or an IMA? Or are they the same thing? Also, apart from personal recommendations (which I don't have), is there any other ways to find recommended IFA/IMA's in my area other than just…
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Changing ownership of family home, any drawbacks?
We are fortunate to have no morgage on our home but I would like to change ownership to remove my name and replace it with my son's name so that he will have joint ownership and If we end up in a carehome they cannot take the home for our up-keep. Does anyone know the drawbacks to doing this? (I trust my son 110%)
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Extension completion certificate (or lack of)
Hello, I need help! We've sold our house STC. Have just found out the extension that was completed in 2009 never had its final inspection. I've spoken to building regs at Trafford council today and they have said there need calculations for the steals and a supporting beam. The builder and architect have told me not to…
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Can i do anything to get out of my rental agreement?
Hi, ive never needed to post a question before but im really hoping someone can help me. My husband and i and our 3 young children moved into our rented house on 12 August last year. Its a family sized home in a desirable village and we moved here specifically for the primary school. We were looking at this house as a long…
