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Planning question
I saw a property yesterday that had been converted into two flats. Both flats have their own council tax band but apparently there is "concern" that the initial conversion did not have planning permission. Has anyone experience of this situation. Given that the council are accepting two council tax payments from the…
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House Still on RM
I completed in the middle of February but my house is still on the Right Move web site,"Sold STC". I appreciate estate agents need to advertise their successes but I think, as it is now June, they have had their time with my home on the internet. The house when I bought it was in need of a fair bit of updating, now that…
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Rental Agreement
I have rented a place on a shorthold tenancy agreement. I have paid 3 months up front (at their request) and a months deposit. Having just got the keys I have gone in to find it in an appauling state and full of rubbish ans old appliciances. It's so bad I couldn't move in. I was promised it would be cleaned and all the…
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Mortgage refused on property which is already mortgaged with the same bank
Hi everyone! I am a first time buyer and have been given 80 per cent LTV (Loan-to-Value) mortgage, subject to valuation, by Abbey to buy a property in North London that is also currently mortgaged by them. The owner has purchased this ex-council flat 3 years ago by getting the mortgage through Abbey. After valuation the…
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Scottish home reports, lenders panel and valuations
All, considering putting our house on the Market and the estate agents I have visited so far have quoted between £500 and £700 for the Scottish home report. if I look online I can find companies that use RICS registered surveyors to provide the same legally complete report but will do it for £200!! What's the catch? How…
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Deposit from Landlord
Hello all, Not sure if this is the right place to ask about this, if not can a moderator please move it to the relevant section, thank you. I was living as a lodger for 6 months, renting a room in a house with live-in landlord. I left 3 months ago, never got any of my deposit back. I have sent emails and text messages…
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3 weeks today...
Hi, It has been 3 weeks since my house went on the market. We haven't had any viewings and the estate agent says there's been some interest but no one wants to view. :cry: We have the house priced at offers between £275,000 - £300,000 for the condition and plot size. We are a semi detached, large garden to side and back of…
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FTB When/how/who full structural survey
hi, me and the girlfriend are in the process of buying our 1st house, we have had an offer accepted, sorted conveyancing and made a mortgage application, who have done their own basic valuation of the property. i am just wanting to know when we need to get our buildings survey done? im guessing as soon as possible? how do…
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Good/bad areas around Newmarket, Suffolk
Rather out of the blue, my husband has been offered a job opportunity in Newmarket. We know nothing of this are at all, and if he does get this position, we would be relocating to the area from Bristol. (We would be looking to rent initially, then buy in the near future.) Just had a quick look on Right Move at Newmarket…
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Mutual Exchange..
In short I need advice. I have agreed to mutually exchange houses with someone in the same town. We are due to sign next week, and the tenancy will start next Monday. However, due to major problems from an ex, I have decided it will be safer in the long run to move out of the town. I really don't want to let the other…
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Outline Planning - what's required
What's involved with applying for outline planning permission and what are the costs? Any advice and experience would be much appreciated. fj
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dream house but am i overpaying?
been looking in specific area for 2 years, must have viewed 50+ properties but only made 1 offer anyway went to view house 2 weeks ago (just come on to market) and absolutely loved it, could see us spending the rest of our days there up for 190,000 and had 175,000 offer acccepted yesterday, about 7% below asking but can't…
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Have mortgage offer now incentive form to valuer??
Hi everyone, The ongoing saga with my house purchase continues.... I am buying a property and the developer is giving me a loan for the 9k stamp duty - to be paid back when we move the property or in 5 years (interest free) or secured on the property if we decided not to pay it back within 5 years (no comments please!) .…
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Letting agent refusing to allow Periodic Tenancy
Hi All, Today I received a phone call which made me more :mad: than I have ever been. Without going into too much detail my LA is demanding a £60 fee to renew my tenancy for 6 months. I'm aware that I can choose not to renew my fixed term tenancy and instead move to a periodic one and informed the LA by (polite) email that…
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Shared ownership property - selling price?
I am selling my S/O flat through an estate agent (the housing association nomination period has passed). My estate agent seems to think I can set my own selling price at this stage now. Does anyone know if this is correct? I don't want to ask the housing association as A - it takes too long to contact them and B - they…
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Buildings Insurance
Just had a letter from my solicitor saying they are unable to exchange contracts until i provide them with my buildings insurance schedule. I have just rang More Than to try and arrange this and was told that i cannot arrange buildings insurance until after exchange but my solicitor tells me that i need this to exchange.…
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What a difference a day makes!!
Firstly, thank you to all that have given us advice over the past couple of weeks. We were about to give up the hunt for a house and start looking at renting. Yesterday afternoon we saw a perfect house at a fair price. Called up arranged a viewing and this morning after a few calls back n forth, settle at 15K below the…
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good idea or not ?
for a variety of reasons we are considering selling our house clearing all debts and applying for a council bungalow [disabled dependant] . has anyone done anything similar ?
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House on market, but no longer want to sell
hi all we have had our house on the market for 5 weeks now, but we want to take it off. Long story, but we have 2 bedrooms and 4 kids (we all manage fine as both bedrooms are good sizes and fit 3 singles beds in the 3 girls' room), my husband has been out of work for 5 years as he developed narcolepsy and cataplexy and…
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HomeBuyer Report or full Building Survey
We're buying a three bed terraced house. It's approximately 100 years old, and looks to be in good shape with no extensions. The difference between a HomeBuyers report (~£300 + VAT) and a Building Survey (~£650 + VAT) is obviously quite a lot. What would people advise we go for? How much extra investigation is done on a…
