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survey report
Hi I have received my valuation from the bank for a house I am buying. The matter affecting valuation is that "aspects of the electrical installation are a potential safety hazard and you should obtain specialist advice." Does this mean that I should change the wiring in the house. It is outdated. Also, the valuation is…
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Truly terrified
My husband moved out 4 months ago , we were living in a private rent house with our 13 year old daughter. Unfortunately, partly due to us not knowing HB was paid in arrears, the rent has been a month behind since he moved out. I have been trying since then to rectify the situation, liasing with my local council, getting…
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Good News!
My husband pointed out that I only post on here with a problem.... So, just thought I would let you know that our valuation came back at the purchase price and Nationwide are busying to get our offer out today!! We were very worried about this as the last property fell through at a very late stage due to valuation - hence…
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Service Charges, do I have grievances?
I live in a block of new flats managed by an agent, at the moment my service charge for having a 2 bed 2 bath flat is around the £2000 a year mark, with amounts going as low as £1200 for studios. For this money I get, well, nothing. 2 lifts to maintain, a landscape garden that is turning yellow, no 24 hour staff but a…
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Deposit + Rental Scheme
All, Got a question I'm hoping the people here can help with. I took out a 6 month rental agreement with a letting agent and paid them the deposit and first months rent. Subsequent rental payments have been made directly to the landlord. The contract was signed with the letting agent. I've not yet had confirmation that my…
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Property suddenly taken off RM, etc.
Up to now I was holding the assumption that once an offer as being accepted on a property, the agent will e.g. put up a SSTC board and update the property status accordingly on RM, etc. Now, I have just come across a property which listing was just suddenly removed. Is that usual?
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Disadvantaged postcode stamp duty thresholds...
I seem to be learning so much about my house since I bought it yesterday! :-\ Apparently it sits in an area which has different stamp duty thresholds due to deprivation? http://www.hmrc.gov.uk/asplib/postcode.asp G20 0UD is the postcode of the property. Cheers for any advice......... it doesn't actually change much now but…
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Council Tax Band - Help needed to challenge a decision
Hi All. I challenged my Council Tax band; wanted to lower it from a band c to a band b. The reasons being - I live in an area with a bad reputation (driving down house prices), a house on the same street with similar characteristics in 1991 was value of those in band a and other houses on street are in band b. My house is…
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Being blacklisted
I don't really know if this is the correct forum to post this question, but I always get a good response in here, so hopefully someone can help. My first, last and only tenants left my house at the weekend (owing me money, but that's another story....) There used to be a man, woman and her kids living at the property but…
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Admin fees for renting.
Hi, me and my boyfriend are currently looking into renting our first property. We've found and viewed a lovely 2 bedroom house in the Norfolk area that we're very interested in taking, however up until this morning when we spoke to the estate agents/letting people we were totally unaware of any admin fees :o They want us…
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Cheap but good Conveyancing
Hi, I need to find a good conveyancer, anyone have any recommendations? Ive had some quotes locally & they are all about 1k more than some of the online quotes. I know some on here say go on advice from Friends etc but I really need to do this a cheap as I can do to house price drop & lower mortgage offer. Any advice would…
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Coveyance and rights of way query
Hi, can anyone expain a section of some title deeds to me in laymans terms please? Have downloaded deeds of a property next door to a property I am interested in buying, there is a supposedly shared drive that EA says is a grey area, apparently next door house says they own but 'our' house has access on foot only but not…
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New Landlord Requiring a little advice
Ok, so I've finally dived in and got a buy to let, but need a bit of direction, can someone run me through the basics regarding deposits, rent up front etc. We put a sign in the window and have someone interested in renting (so no agency) , they are dss, they can provide references, what other safe guards should I take, I…
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Renting: Notice to vacate property, done correctly?
Hi All, I'm writing on behalf of my parents who have been renting a house. They have just been issued with a section 21 notice to vacate giving two months notice, however there are two issues: The facts: Moved into house 27th July 2010 on 6month contract. Contract renewed 27th Jan 2011 for a further 6 months (expires 26th…
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Paying deposit
Coming up to exchange and assume i have to pay my deposit soon, have a few questions. firstly do i have to wait until my solicitor tells me to pay it or can i pay it into their account now so that it is ready how do i pay it, can i just transfer it electronically through internet banking like normal bills or do i have to…
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Buying the furniture as well
The flat I'm buying (singing the papers tomorrow) has been newly refurb and kitted out by a developer, there are 2 double beds (one of them looks like a king) and 2 3 seater leather brown couches, they fit in with the dcor and all look nice. How do you go about asking about the furniture, I've never met the seller only his…
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utilities
We are getting close to completion and have received details of who currently supplies the property with electric, gas etc. do we have to stick with these suppliers or can we choose whoever we want. Do we jus ring up and inform them?? We are first time buyers and not sure what happens
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Finding Conveyancer for a FTB
Hi Folks, I have just had my offer accepted and mortgage agreed in principle. Seeing the bank on Monday for a full application. I have just realised that I need a solicitor as well. Any tips on finding a cheap but genuine conveyancer in Bradford. I obtained some online quotes from evolvedconveyancing : £330…
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Buying house off parents to save them
Hi there, wondered if anyone could shed any pointers, gotchas on what is a bit of a tricky one. My parents mortgage has come to an end but they were only paying interest and still owe £106.5k (75%) of their house which is worth £142k. My brother and I have agreed to pay full market value for their house (142k) and we have…
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Building Regulation Compliance Certficate - Central Heating
Hi We had a boiler/central heating system installed in Feb 2008. The installer filled in the benchmark checklist but i don't think he registered it as we never received a Building regulation Compliance certificate. Through my naivety I never realised I needed this at the time Problem is we are selling our house and buyers…
