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Homebuyer Report
I have just received my homebuyer report and I'm quite surprised how many 3's and 2's there are in the report. The property is only 12 years old so I wasn't expecting any problems. The mortgage company has said that the valuation is fine. The main problems for the 3's (total of 9 elements) are that the Fireplaces,…
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Shared Ownership with Notting Hill Housing
After reading the advice here and my own experiences of previous living in a shared ownership property (although I was on the rent now buy later deal which I never followed through) I realised that shared ownership is on outright scam for the following reasons. 1) the upfront outright property price is way overpriced. 2)…
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Landlords and Management Companies
I have posted here previously regarding anti-social tenants living above us.The good news is they have moved out,yippeeee.The bad news is i dread new ones coming in.I have tried and tried to get the landlord and management co to sort out the problems they were causing but they just wasn't interested.It is now at the stage…
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No word on our deposit - what next?
Hi there I'm hoping someone here with lots of experience might be able to help me with a query about getting my tenancy deposit back! Would be very grateful for any assistance :) Myself and my partner moved into a property with an assured shorthold tenancy agreement in September 2008. Although our contract with the letting…
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Private Tenant - Neighbour Issues
I'll get straight to the point. We are tied into a tenancy until December but really want to move now. This is purely down to the male in the flat above using prostitues. This is bad enough but she has drivers who wait outside for her, these men are really not very pleasent and a couple of days ago one urinated in the…
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Mortgage advice couple one good credit one bad.
Hi girls and guys! The question is in the title.I'll try to keep this short and sweet. I am moving in with my partner in a couple of months,he owns the property and I am just going to pay him cash towards the mortgage/bills etc. Anyway he has a small 2 bed flat and we would like to get a bigger place together a house with…
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Fence question
Good morning all, I asked a question about fences a couple of months back. My fences fell down about 7 weeks ago, I got my side fixed and the tenants who live next door said their landlord would get the ones he was responsible fixed "in the next week or two". 3 weeks on they had not been fixed, so we asked again and were…
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Mandatory licensing of Estate Agents (For or Against)?
I am currently carrying out a dissertation on the need for mandatory licensing of Estate Agents please can you follow the link below if you have or you do own your own a property in order for me to obtain the results i need to complete my research. you can find my survey at Sureveymonkey.com(/)s(/)LFBNYYW if you put this…
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help when in short term let while moving house
Hi -we have accepted offer on our home and our buyers want us out quickly-ok we will do somehow. Our purchase not ready for approx 4 weeks so we will have to move to temporary holiday let or Days Inn type and store our furniture etc. my question is what do I do re car insurance as we will be effective homeless and no…
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Offer accepted, mortage in progress...what next?
We have had our offer accepted and mortgage has been submitted. Do we just hang about now and wait for the mortgage (fingers crossed) before next steps? Can someone give me a quick run down what happens or what we need to go if we get our mortgage? Im a FTB as you probably have already susses :D
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Need accommodation for 1 person, 1 month, any ideas?
My current tenancy is ending at the end of April as the landlord is selling the property, and I'm starting a new job with accommodation provided about 5 1/2 weeks later, but I need something to bridge the gap. Rental agencies I have talked to only have tenancies for 6 months (or normally a year), or have suggested holiday…
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Notice Period for Moving out
I live in Oxford in a rented room which is in a house share for coming up a year now. I have found and accepted a job back down in London so I called my landlord to serve him with my 1 months notice. In my contract I can see it stated that it is minimum of 6 months then a month's roling notice period on the room. (I've…
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Renting with birds?
I'm just about to start looking for a place to rent with my boyfriend, I am in my family home at the moment and it would be the first time (apart from when being a student) I have ever moved out. The problem is I have lots of birds; 2 cockatiels, 2 lovebirds and a budgie. How hard do you think it would be to find somewhere…
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Council tax band too low
Not the normal problem, in fact the total opposite. 40 year old substantial property, original spec, worth around £550K today with band 'B' council tax. I would expect it to be an 'E' at the very least. What problems could a purchaser be faced with if they inherit this tax banding ?
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Tennant with section 21 notice please advise
Hello We have lived in our rented home since 1979. Always been up to date with the rent. About 4 years ago the land lady passed away and as we had always been in contact with her agent rather than her, we continued to pay the rent to the agent in the hope that we would be allowed to stay here. Around Christmas 2010 we were…
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Short Assured Tenancy
Just a quick question, does a lease need to be drawn up by a solicitor or can you use one that is available from a website like this? http://www.landlordscotland.co.uk/ The solicitor I used when buying my house has quoted £250+VAT.
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Leasehold Property
Hi All I would like some advise if possible please. I'm currently purchasing a property which is Leasehold and has 60 years left to run on the lease. Would anybody have any major concerns about this or has anyone had any experience along these lines. Any advice would be much appreciated. Thanks Dave
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Advice on selling home with or without tenants insitu
Hi kind people Just looking for a bit of advice. Our mortgage redemption penalty ends at the end of the year and this is when we plan to finally put our house on the market and get it sold. We have lovely tenants in there at the moment - but as lovely as they are - are tenants usually really off putting to potential…
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Problem with letting agent
Hello everyone, I have property rented through letting agent who informed one day that tenant has vacant the property but not provided a month noticed according to contract. tenent has vacant the property 2 month earler then signed contract. After 10 days I realised that this tenent has been shifted to this agents personal…
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problems obtaining mortgage - other options
I have just sold my house and looking to purchase a new one but have found I cannot get a mortgage due to 2 ccjs from my business (im self employed) issued within the last 12 months. These have both been cleared and certificates of satisfaction issued and all my credit cards etc have been paid off so I thought I could…
