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tenancy deposit problems
Not sure if this is the right category to post this but need advice on this please: I am having a problem with my previous letting agency.. It has now been 1.5 months since I moved out and my security deposit still hasn't been returned.. I have tried calling them several times but my phone calls get ignored, they don't…
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Very stressed - need to move house ASAP!
I'm posting this as a last resort to see if anyone out there can help me? Basically I currently rent a house with my partner and 3 children but the owner has decided to put the house on the market which means we have to move. The problem I have is that my partner's credit history is very poor and mine has only really just…
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Mutual Exchange 3-Way Swap - Moving Advice Required
We are on the verge of completing a 3 way swap whereby we would be moving from a 2 bed house to the same, 70 miles (2hrs travel) to our new home. We just wondered if anyone had any experience of swapping in such circumstances with all 3 parties having to move on the same day, and which is the best method balancing stress…
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Survey results, advice needed please :)
I know this is a big ask but any help would be much appreciated! I am a first time buyer and have just had our homebuyer survey and valuation back. Below is the list of main problems pulled from the survey and I just wondered if anyone could offer any advice on costings and urgency for these matters so we can check we have…
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Tax Band on Property split into flats?
Hi guys I was reading with interest Martins articles on Council Tax. I would like to check I am in the right band on the flat I rent but am not sure quite how to work it out as I believe when the owner bought the building (well before I moved in) it was then split into the current 6 flats. I am not sure if we all pay the…
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House selling woes!
Hello all, Greetings from a first-time poster on MSE. Trying to sell my house - like a lot of buyers I strongly believe its great, priced right, etc. It was on at 180 before, and have now dropped the proce down to 175k. Have had 5-6 viewings in the past 4 weeks, but ZERO interest :( No repeat viewings, or even hints of an…
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question on probate
Has anyone had issues with buying a house where probate hasn't been granted? When we put an offer in they said they were expecting probate to granted in the next couple of weeks. 10 weeks later and it still hasn't been sorted and we just keep getting ' we are chasing it' from the vendors solicitors. We have been at a…
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Wills: should we involve solicitor?
My OH and I own a property as tenants-in-common and need to draw up wills pretty much asap to ensure passing on of ownership. We've been quoted £200 for our solicitor to do it, and are wavering over whether to pay this or write our own, which some of my more legally savvy friends have done. Since I do know a couple of…
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What to do now!
Firstly my O/H and i are one of those dreaded LHA tenants, we had our own business up until recently when i became severely disabled. My O/H had to leave work almost over night to care for me. We have many unpaid debts due to the closure of our business, which are slowly being paid off,so our credit score will be one of…
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Conveyancer - Chancel Indemnity Insurance??
Can anyone help explain what this is we have been billed for?! Is the £5.25, monthly, yearly, life?! I will of course be speaking with the conveyancer, just wanted to hear some thoughts. Thanks
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letting agent being disorganised
26/8/10 hand deliver a letter. detailing damage to the fence (moved in on 1st aug) and requesting repair/replace as it was dangerous for my child to play in garden with dillapidated fence. 7/9 request update (email) as had no response and updated with further damage due to high winds that week, include photos 9/9 email…
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Help! No interest in my house!
I put my house up for sale nearly 4 weeks ago. Going on the advice of 4 estate agents valuations we put it up at £175,000. After two weeks we had not received any viewings. So we reduced it to £169,999. We have still had no interest. I know some people on here will say that in the first few weeks if you get no viewings…
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Possession Proceedings & Human Rights - social housing
"Inside Housing" is carrying a report on a landmark judgement from the European Court of Human Rights ( case held on Tues this week) Kay and Others v the United Kingdom Mr Kay and seven others had short-life tenancies via Lambeth Council's arrangements with London and Quadrant Housing Trust"The ruling said that ‘the loss…
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Please help - can I renegotiate a sale price once we've already agreed on one?
Please help me. I'm a little stressed out. We have recently agreed to buy a property but in our haste, I feel that we have overpaid for it so I would like to renegotiate with the seller for a lower price. Is this possible? The solicitors checks are going through but we haven't signed any contracts as yet. Also, our survey…
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Possession order or abandonment notice?
I am the landlord of a property let on a 12 month AST. The tenant has not been paying his rent and is by now in arrears of 2400 which is 4 months. Initially he said he'd lost his job so I gave him a bit of time, but he clearly wasn't paying so I served him a section 8 notice to quit on the grounds of severe rent arrears I…
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Have they out priced the street
Evening all Looking at another house as last one we went for won't budge on price up for 240k-250k and wont consider anything below 240k even though empty for 1 year (I think the older generation are the ones most in denial about the current state of the property market). Seen another has bus stop outside but only single…
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Price paid wrong?
We have just got the land registry documents for the house we bought in April, but the price stated as paid is wrong. It says we paid £245,950 when we actually paid £249,950. I know it is a small difference, but do we need to have this corrected or is it not a problem? I know we paid the correct stamp duty as I checked the…
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Land Registry plans
We are due to complete in a weeks time and we've run into some trouble regarding the loft conversion in the flat we are buying. The vendors do not have any accurate drawings of the area since it was converted, only basic plans that have no dimensions and do not show the full living space correctly. Our solicitor now has…
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selling my house to daughter
I own my house outright valued at approx £140,000 and would dearly love to retire. I am 64 years old and my daughter of 30 lives with me. I would be selling at well below market value i.e anything from £50,000 to £70,000 although she has a 3 year fixed rate mortgage offer of up to £88,000. I have 3 other children all with…
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Should we take a risk on a concealed floor?
Hello forum folk, My husband and I are currently having a dilemma, having had a full structural survey on a Victorian terraced house we hope to buy. The surveyor found excessive levels of damp at the front and rear of the house and recommended we have a specialist timber report carried out to see whether the damp had…
