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House buying, renting & selling
Discussion List
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With House Price Transactions At A Record Low
How do you judge what a house is really worth in such an environment compared to what they seem to be up for (i.e whichever Estate Agent has vastly over estimated the price). Any Thoughts appreciated
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Advice - Selling our house
Hi, Our house went on the market in January, so has now been on the market for 5 months. At the start we had roughly one viewing a week and we are now down to one viewing every 3 or 4 weeks. Our house isn't in the best of areas, but it's a 'popular' ex-local authority housing estate. Houses do tend to sell within the first…
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plastic crate company?
hi, can anyone recommend a good/cheap plastic crate company for moving house? thanks!
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Some questions from a first time buyer with a decent deposit...
Hello there! I will try and give some background before i start asking the questions so you have the full scenario. I have been thinking about buying for a while, but never had a *need* to buy. My partner and I have been saving over the years and now have just over £65,000. I am possibly going to be moving jobs soon, and…
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House sold but not according to website?
Hi there I called up to view a house I really like the look of some weeks ago and was told there was an offer on the property and no viewings were being conducted. The property is still showing as available on Rightmove and on the For Sale board soe weeks later so I emailed to ask if it was Under Offer. Was assured it is…
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Issues now freehold bought, what to do?
My mother bought share of freehold of the flat where she lives 2 years ago, thinking that this would be beneficial for the value and maintenance of the flats. Since then things have gone down, the flats are run by a residents committee that comprises of just 3 residents. Each representing the 3 blocks of a total of 30…
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Local Housing Allowance?
Hi there, this is my first thread here, so please be nice if i have put it in wrong place etc. I was wondering if any of you know anything about Local housing allowance? I understand the terms and things, and from what i ready i am eligible for this with my partner, but how do i go about getting it? Many thanks x
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scappa
I bought my council house over 3 years ago in Scotland, I now can sell, as the 3 years are up which entitles me to sell. Would my council buy it back from me,and would I be able to remain as a tenant ? I bought it under the 'right to buy scheme'
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FTB - offer accepted - Timescales
Hi! Me and my husband are FTB's and we had our offer accepted on a house last wednesday. My father in law has given us a big deposit and we are using a very good mortgage adviser who has told us we have our AIP in place and have an appointment on Tuesday for the next step. There is no chain and the house is empty and ready…
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Renting and Credit checks.
Hiya, we are currently looking at renting another house, we have found one we love and can afford. we have been in our current house about 6 years and it was rented through the local private landlords agency so didn't need a credit check Our credit rating is dire to say the least as we have struggled on one wage for the…
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Capital gains tax
Hi, We bought a house in 2001 to use as our main home. In 2004 we moved abroad with work so we rented our house out. It has now been rented out for the last 6 years but now we are returning to the uk, but don't want to live in the same area so we will have to sell it. My question is will we have to pay capital gains tax…
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Moving Day - oh the joy!
Hi all, i thought now i have 5 minutes i'll update you on our moving day, and to also say thanks to all the advise and support you have provided over the last 6 mths. Our moving day was Friday 18th (the afternoon before, i got a phone call from solicitors to advise that our buyers funds should be there at 6am on the 18th…
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Should I move out?
I am 25 this year, in a low earning job (13k), have been there for 7 months but can't see myself there long term. I still live at home with the folks, have recently cleared my debt. I help out with bills but living in a houseshare would not be much more money but I'd get much more freedom. I'm wondering if I should move…
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Undisclosed issues during conveyancing
Hello - can anyone help me? What redress is there if a house owner does not disclose that there is a dispute between their bisiting father and me over an alleged resulting personal injury over an alleged dangerous step with alleged poor lighting. It turns out the PI solicitor was instructed in the early January and they…
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Tips on how to negotiate price - Buyer
Hi all, I am currently considering buying a home (FTB), as prices seem not to come down (West - Greater London); savings being eroded by inflation and low return rates on savings. Being FTB I want/need to understand how to strategically put offers, i.e., how low to start off and how to negotiate throughout. It seems insane…
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Buying a New Build?
I'm currently looking to sell up and move to a new build. The house I'm looking at is on a development of 14 houses, up to now 6 have been built, only 4 have been sold. The interesting thing is that when you do a "Check how much houses in any street sold" the 4 that have been sold show as "Not New Build". As one of the…
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Building Surveys?
Hi Folks, We have recently accepted an offer on our home, the surveyor has rung up wanting to come round and do what was described as being between a mortgage survey and a full survey. Does anyone know what this type of survey is and how long it might take for a 4 bed detatched property? Also i have quite alot stored in my…
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BTL & Tax Question
Hi Please can anyone advise.... Living mortgage-free, a colleague is looking to move house. They would be full cash buyers, their new home valued at £300k+. They are looking at buying a further property BTL. The question is; If they take out a mortgage on the new home they are buying to live in (say, £70k), and use that…
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Buying my first home
Im currently in the process of buying my first flat; the offer has been accepted, survey done, mortgage approved. Just waiting on the solicitor now, its all taking so long! I must admit to getting cold feet now as Ive lived with my parents and brother my whole life and will be living alone and am worried about being lonely…
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Government - Official Satement: House Inflation UP by 10%
House inflation is up by 10%............... http://news.bbc.co.uk/1/hi/business/10317283.stm I always advised to get buying while you can..........