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House buying, renting & selling
Discussion List
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Trouble paying landlord
I'm so frustrated with my current landlord. I'm not sure there's anything anyone can do to help but maybe you'll think of something. I really like my current house and it's very affordable. I'd like to stay here as it's better than anything else I could find for the price. However, my landlady is very bad at collecting the…
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LL selling - what rights do I have?
I've read through a few posts on similar subjects but wasn't able to pin down my concern. My LL has put the house on the market and at the end of our 6 month initial contract, put us on a rolling contract (ie they can give us 2 months notice at any time) The Estate Agents have either phoned me or conducted viewings every…
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Problem with LL/LA & pets
Hi, all - hoping for a little help here. My daughter and her fiance moved from a rented flat to a rented house last month. The house is managed by a letting agency and they haven't met or spoken with the either of the landlords (a brother and sister). The house was rented as pet friendly (can you see the problem coming…
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Disabled and renting a house
I have been on the council waiting list for around 2 years, I was recently bumped from the lowest category to the next one up because I am now in receipt of DLA. Due to my health living in a house with stairs is very difficult. I have explained this to the council and while I realise they can't magically make properties…
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Part-Exchange with new build
Can anyone point me in the right direction for threads regarding this. I have searched but haven't found anything! We live in a ex council house on the worst road in my town! We have been on the market for 4 weeks but our estate agents say that the trouble in getting people to view is the road its on. One of our options is…
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lower new build valuation annoyance
:mad: Had put an offer on a new build home which was ten thousand below the purchase price with 5% developer deposit and free carpets. Offer accepted. We were going for a 85% mortgage with nationwide, which was best for us in terms of rates etc. The house is ready in August, all raring to go until we get a call to say that…
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best time of year to put a house on the market?
Just wondering if anyone had any thoughts on this? I am thinking about putting my house on the market next yr, at present I rent it out (live with OH) but come 2012 I will be eligible for capital gains tax and am keen to sell before this. also unlikely current tennants will stay past this point anyway... in terms of…
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Stud wall removed, is lack of building regulations a big deal?
The seller converted the upstairs bathroom and toilet into one room in 2007, now says that since only a stud wall was removed rather than a load bearing one, building regulation approval was not required. Is that true? Obviously it was not a load-bearing wall, I don’t want to pay for another survey to confirm that. I'm…
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Valuation worries
So - offer accepted, mortgage copany seem really good and have got things moving really quickly (touch wood). Valuation set for Wednesday - am really scared now that it won't come back at the price I need it to! Am borrowing 85% of my offer price - on a mtg with max LTV of 85% (probably very stupid). Only posting to get…
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Tax to pay on house let out to daughter
Hi Help please. My husband and I bought a secound house for 132,500. The interest only mortgage is £420 a month and my daughter and her boyfriend rent it for £420 a month. Do we have to declare this to the tax people as we do not make any money on it at all? Secondly we have the house in both mine and my husbands name, the…
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check house
Make sure when u are buying a house to get everything checked out and make sure u ask lots of questions bc the sellers will cover stuff up just to sale or leave out info that is important
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How long to give solicitor?
So we are buying a reprossesion so need to move quick. Instructed a solicitor last Wednesday about 20 miles away. Thursday night hadn't heard anything from them so rang and said they hadn't even looked at paperwork but would get it started and send us a letter with detials of deposit we needed to pay straight away.…
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Buying house with no planning permission...help
Help!!!! I am a first time buyer and found a beautiful house , after weeks of negotiations, my offer was accepted. Subsequently, i had trouble sorting my mortgage and after a couple of months , finally mortgage was granted. We are almost ready to exchange the contracts but solicitor pointed out that , there was no planning…
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Rights of Access to Basement Area
Hi, Would anyone be able to advise what my rights are regarding the below: Three years ago I bought a 1st floor flat in a three storey period conversion with share of the freehold. I think the conversion was done in the 80's at which time the access to the small basement area under the ground floor flat was sealed off from…
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Indemnity Insurance Question
Hey guys, I'm new to the forum.. Great stuff here about house buying.. hope someone can answer my question... We're close to exchanging contracts on the house we want to buy.. however, the (I'm now finding out very common :think:) problem of lack of building regulation certificate has come up on an extension for the house…
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Is this an estate agent trick?
We had a 2nd viewing on a property yesterday and put in an offer. The house hadn't had much interest since it's been on the Market back in march. And when we were viewing it the agent didn't indicate that there was any other interest in it nor any offers on the table and he seemed keen for us to make an offer....However…
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What to check before short term renting?
I have found a flat to rent for a flexible term, under 6 months. The LL has developed it for sale, but has not found a buyer. I am prepared to move out with a couple of weeks notice on either side. What checks can I do to ensure that the LL is legit, and how can I protect myself financially?
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Good conveyancing solicitor in Richmond/Kingston/Teddington
Hi, I am looking for a good local conveyancing solicitor, based in Richmond/Kingston/Teddington, to purchase a leasehold flat in the area. Key criteria is efficiency and communication, rather than just cost, as I am a FTB. Any recommendations? Thanks, Seb
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Shall we buy again or rent for a while?
Hi all, would like to pick your brains about an issue that is driving my partner and I round in circles. We currently own a 2 bed flat and have a small baby and we would like to try for another sooner rather than later. It's a new build (2007) and is now starting to lose it's 'newness', which was a big part of it's appeal…
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Any sellers tips on haggling?
Hi, We have our property on sale for £165k via Housenetwork. We have been informed by HN that an offer of £155k has been put forward which we immediately declined (that was yesterday). Obviously we'd idealy like the full asking price or more and I have told HN that there is no point in coming back with any offers below the…