House buying, renting & selling

Discussion List

• Buying without Selling

  Hello all :) I'm just after a bit of advice really. We currently have our house on the market with a relatively small mortgage. We've found a house that we love, have put an offer in which has been accepted...Hoorah! But now the dreaded fear has started to kick in that we might lose it if we don't sell ours quickly…

• Motorway noise

  Quick question: I'm looking to move area (Kent to Cheshire) and a house I've seen on Rightmove ticks a lot of boxes, BUT is only a couple of fields from the M6, roughly 350m. I know it's subjective, but what level of noise should I expect? I don't want to travel up there to look at a no-brainer! I am already living on a…

• Renewal of tenancy - change of date is this fair ?

  Hello, can anyone help and advise if this situation if correct. Been renting for a year at present property and the year contract is nearly up. We have been dealing with an agent and paying them on the 25th of each month on the date that we moved in and the contract commenced. The landlord has told us that he would prefer…

• selling house with loft extension/rear extension which has no planning regulation

  hello all. About six years ago I purchased a property which had a loft extension/rear extension done in 1983. The house also had chimney breasts removed (unknown date). These did not have any planning permission. The house was for a bargain price and the solicitor said that the vendor will get indemnity insurance and I…

• House next door bought for 28k less...

  My partner bought his house at the height of the property boom in July 2007. It was on the market for 249k and he paid 243k. 2 weeks later a couple bought the near-identical house next door (which my partner said he never saw evidence of it being on the market). Looking back through house price archives I've noticed that…

• Moving to Stevenage

  Hi there, my friend is looking at properties in Stevenage tomorrow for rental during a work placement year, and though has researched the area, is still feeling slightly unprepared. Does anyone know the area, and what are best places to reside, places to avoid, so they can have a better idea when looking this weekend? Many…

• What Essentials Do Lenders Require in a Property?

  Can anyone help with a brief summary of what ‘essentials’ lenders require in a property? I’ve just been told by an EA that a kitchen with hot and cold running water, sink and drainer intact does not qualify as a kitchen as far as lenders are concerned. The property also has a bathroom with shower, sink and toilet. It has…

• 2nd property income not declared - UPDATED!!!

  Hi all My husband and I bought a 2nd property in December 2003 we were planning to relocate however the promised job offer did not happen so in February 2004 we rented the property out. This didn't work out well at all as the rent was less than the mortgage so we looked to sell and although this took a long time we sold in…

• Buy to Let or an what mortgage? advice..

  closed. thread .

• Financing Renovations

  Hi, first post! We are first time buyers and want to buy a house which needs work done. We (my wife and I) would like to buy it for 200k with a 20k deposit, leaving us 20k of savings. We would like to extend and renovate the house which would cost a total of around 60-70k. To do this we would therefore need to borrow about…

• Help pls - council tax exemption?

  Just bought a new (old) house. It needs modernisation, mostly cosmetic, and we'd like to get the kitchen and utility/garage knocked through before we move in. We have a young family and as the house was previously owned by an old couple, it isn't really set up for us. We are living with my parents until the work is done…

• AST's

  I've been looking at the free Assured Tenancy Agreements on the internet. Has anyone any opinions on them? Are they 'safe'or should we be going to a solicitor? many thanks

• Has anyone bought a holiday home at The Bay,Filey?

  We have just returned from a short break at the above resort.Has anyone bought/considered buying here? I wondered if it is a viable option instead of residential letting. Guaranteed rental income of 8% gross for 2 years. Thanks in advance.

• What's Ottery St Mary (West Hill) like?

  Anyone from down that way on here? Me and the g/f fancy a radical change and it's close enough to where we are now not to be too far away but the surrounding countryside is stunning and not too far from the beaches. Just keen to know what the lifestyle is like - are there good restaurants/cafes etc. I like the cosmopolitan…

• Conveyencing

  Hi, can anyone recommend a good & reasonably priced conveyencer / solicitor in the Dartford, Kent area? Thanks.

• Rural Boston any Areas to Avoid

  HI All We have been looking around Rural Boston lincolnshire villages Fosdyke and a few others, looking to buy a house any advice if there are any areas to avoid would been kind. Many thanks All:)

• Would you buy a maisonette?

  Well, it is finally happening - after years of renting we are finally looking for a house to buy. So being FTBs, this is where the MSEs' expertise comes forward - I really need a second opinion guys. I have seen a house which I sort of liked - great catchment area, walking distance to one of the best primary schools and…

• Can we buy before it gets repossesed????

  We are currently renting our house but in recent weeks it has come to our attention that our landlord has not been paying his mortgage arrears and a date in court is arranged to start reposession proceedings, this has happened to us before and had to move within 2 days, we are just wondering if theres any possibility to…

• Is there a website for buy to lets?

  Basically we went a house that we absolutely love. But the landlord is selling, he has put us on a rolling contract but we desperately would love to stay. I am trying to explore all options, us buying it isn't one. Is there a spceific website for buy to lets. I know its a huge long shot but it would be perfect if someone…

• First time buyer with no deposit, please help?

  Hi, I am looking to buy my first house with my boyfriend. We don't have any savings and our debt between us is probably about £2,000. I earn £28,000 and he earns £26,000. I have been onto all the banks websites using their mortgage calculators and all of them say they need a deposit and will only lend us about £160,000. Is…