House buying, renting & selling

Discussion List

• valuation - Specialist Reports

  Hi. This is my first post here so please go easy on me :) We're in the process of purchasing a property (currently in rented so no chain for us). Mortgage has been approved and everything was ticking along nicely until the valuation report arrived. In addition to lots of cosmetic work, this has advised: * cavity wall tie…

• Should I be concerned?

  Hi, It's been nearly 4 weeks since we've had our offer accepted and we were lead to believe the vendors were keen to move as quickly as possible (they're moving into rented so no chain). We're FTBs and want to get out of our rented accommodation asap. We've bust a gut to get everything we can sorted, taking time off work…

• Is this allowed?

  Hi, sorry for this newbie(ish) question about mortgages but i'm curious. Is a person allowed to take out a mortgage on a property then rent that property and use the rent to pay the mortgage? I have a feeling that this will either get extreme 'doh of course' or 'are you insane?' responses! I'm guessing if you have a low…

• Help finding a good conveyance solicitor?

  Any advice welcome? KFH have just quoted me £1600 fees for their conveyance service (tied in with 3rd parties) and this seems quite expensive. That includes everything, set fee and also has about £350 worth of potential HIPS related stuff (LA search and water + Drain) as I do not know if the house has a HIPS pack yet I am…

• Need advice for getting by first subletted flat

  Hello, I'm renting my first flat off a friend soon and wondering what advice anyone could give me. Is it true I need to make sure I my deposit it put into a tenancy deposit protection scheme? What can I ask for my reference - will a written tenancy agreement do? Any info I could get on this would be greatly appreciated...…

• Recommended energy report companies now HIP's have hit the dust...?

  Hi I was wondering if anyone has any guide or recommendation for a company to undertake the energy report prior to placing a property on the market and how much this should cost? Thanks

• Legal Advice Required.

  Hi All, I am currently in the process of buying a house, however due to me being unable to meet the full 30% deposit required my brother has invested a one off lump sum which will give him a 20% share in the house. I have a mortgage taken out on the property and my brother is registering a charge to protect his 20%…

• My cooker is not working !

  Hi, Please help me to know what my rights are as my letting agency is mocking me... The cooker stopped working on saturday, so first thing on Monday morning I called the agency to report the problem. They said they will get back to me and send someone. Tuesday I called them again, again they said they will call and send…

• Can you apply for 2 B2L mortgages at the same time?

  as above? is there anything to say you cant do this?

• Win a house competition...

  And it doesn't even look like a scam. http://www.studiolambert.com/thevillagetakepart.html

• Putting in an offer - cheeky price?

  Hi, I'm selling just now and doing a lot of 'window shopping' in the local area. My top price for moving on is £125K - I could afford a mortgage a bit more than than but want to avoid stamp duty. This is the first time we will have actually purchased a house via estate agents etc as our current property was a RTB. I've…

• Rent a Room Scheme - help please

  Hi guys, My DH and I own our home and have a spare room. We have been looking at taking in a lodger under the rent a room scheme but are a little confused about the tax free limit. On the government website it says you can earn up to £4250 a year tax free but says that if you are jointly letting a room or rooms that figure…

• property left in will

  hi all, i have been left a 50/50 share in a house with my brother , and am very wary as to what to do with it, i would like to buy my brother out of his half of the property and am not sure if i should offer him the full 50%. he is very good when it comes to money matters and i am not and have been warned by other members…

• Anyone used Continental or Fontana for moving house?

  Moving to Yorkshire from the south and getting some quotes from local and nationwide removal firms. There is quite a large difference in the estimates, even though they all quoted for the same. I've not heard of Continental or Fonatana so wonder if anyone else has had any experience? Or perhaps could make recommendations.

• Buying parents house

  Hi, I hope someone can give me some advice on this. I am hoping to buy my parents home from them for £119,000, they would be staying there with me and i would have a mortgage. This is quite alot less money than the house is worth and i am unsure whether this will cause any issues with stamp duty, etc. Also does anyone know…

• Someone changed the road name!

  When this estate was built it was called "Whitehall" (It isnt but for the benefit of this thread lets pretend). It has been called Whitehall for 40 years. However, in recent years we have started to notice mail coming to White Hall Estate. The sign at the end of the room still says Whitehall but the postcode checker shows…

• Request for help regarding a covenant

  We are FTBs purchasing a house built in 2001. The original planning permission (covenant) states that no extension should be built within first five years of the initial sale without builder's permission. However, Vendor's Vendor constructed a conservatory without permission from builders in 2005 (i.e., breach of…

• EEK! The surveys reporting urgent problems

  Hi all would be very grateful to get some advice. We're first time buyers and have had an offer accepted on our dream house (sort of!). Its a bit run down but in a great location and perfect size etc. We're all ready to go to exchange and have got the mortage etc all set up, solicitors instructed etc. So good so far...…

• Citispace Leeds

  Any good? I'm looking for a short-term let while I'm here. Anyone used them?

• Advice Needed regarding council and work

  Hi, Not sure if this forum is the proper place for this, but it looks the closest. I stay in a very rural location with only an hourly bus service. This bus service is extremely unreliable and it has been for years. The problem is that in my current job, my bosses sometimes want me starting very early in the morning, or…