House buying, renting & selling

Discussion List

• Personal Loan for House Deposit

  Hi there, Me and my wife are looking to move house to a bigger house as we have a baby on the way. :-) We currently live in a house worth around £125k and would move to a house worth circa £225k - £230k. In order to move we would need a minimum 10% deposit but don't have enough equity in our house to go for that - due to…

• Mobile Home Purchase

  We are currently looking at the possibility of selling our property and moving into a mobile home and wanted to know any advantages and/or pitfalls of making such a move. The move would hopefully raise enough income to purchase the mobile home (£160,000) and leave us with enough income to pay off our morgage with a little…

• Access to house for measuring up after exchange

  Hi everyone I had a very quick question - we are due to exchange end of today and complete next Wednesday. I was thinking of asking the EA to ask the vendor if they would mind if we had a carpet fitter go round to measure up before we complete, to save us time. However is it advisable to ask this after exchange, or should…

• Buying a House with a parent - potential problems?

  Hello, Not sure if this is the right place to post but will see if anyone can help! My solicitor doesn't seem to know the answer so maybe someone here does! I am about to buy a house outright, no mortgage, using my divorce settlement and money from my mum. We have been advised that to avoid me having to pay any tax on the…

• DPS account suspended..what now?

  I'm having some problems with my ex-landlord, we had lived in our last property since June 2007 and moved out May 2010, we only moved out because the gas stopped working, when I called the landlord to tell him on the Thursday evening, he said its bank holiday weekend there nothing I can do, when we finally got British gas…

• Dad wants to Transfer house to me

  Hi there, Really hope someone can provide a few pointers on this. My dad who is now 61 wants to transfer the house over to my sister and I, but still live there. At the moment, he does have a mortgage on the property and is paying interest only on this. My questions are: a) how do we go about changing this over to us b)…

• Shared terrace on a flat?

  I'm currently in the process of looking at buying a flat in a block of flats, within the block of flats there is a communal terrace for everyone to use, however there is also a terrace between my flat and another flat with steps down to the garden, so others could gain access to it from the garden if they so desired. In…

• Advice on rental agreement notice period please

  Hi all, I'm renting a room in Sweden while I'm here for work. I am leaving in early July to come back to the UK. My rental agreement states exactly: "From 2010-04-10 and until further notice with 1 month's mutual notice time." I told my landlord that I was leaving on the 9th July on the 8th June (more than a callendar…

• Immersion Heater

  Am in process of buying a house and one point on the survey says that - the hot water storage tank is fitted with two electric immersion heaters but one is boken/damaged and needs to be inspected and repaired. How much is this likely to cost? and is it a simple problem to fix?

• Valuation - gas and electricity check

  Hi, I have just had a valuation done on the property I want to buy but it says there that the electric and gas systems must be checked before I commit to buying as the valuer thinks there are currently potential risks with these. Who do I contact now? My solicitor or estate agent? Also, have no idea if the checks will…

• EA Introduction - fees 18 months later ..... no longer with the same EA

  Hi, any advice gratefully received. So we went on the market February 2009 and our very first viewing was by a chap whose property was not even on the market. We then changed Agents in June 2009 with whom we are currently. Chap rang current Agents in January this year, by now he was on the market but had not received any…

• Money is tight

  Hi Guys and thanks in advance for your help :o My partner has just moved from living in a shared house to renting his own cottage. There is a big change in rent etc so we are looking for simple ways to save a bit of cash here and there and also possibly earn a bit of extra money - he already works 2 jobs so really does not…

• Being charged almost £1k for delaying the sale of our house-advice please

  Hi To cut a long story short, we put our house up for sale with an independant estate agency who does have a good reputation locally, signed the contract, agent informed me that once we had an offer on the house and we 'formally accepted' this, should we subsequently 'pull out' or 'delay the sale' of the property we would…

• Renting to DSS tenants

  Having rented 3 houses out as HMO's for the past 7 years I've decided for one of those to rent as a single home instead. Most applicants have tended to be DSS and I'm aware that a lot of landlords won't accept them. My question is why? As the rent comes direct from the housing benefits I'm unsure what the major downside to…

• Renting and not happy

  Ok here goes. I have signed a 12 month rental agreement. I moved into the house with my two children (3 & 5), and the house is a distance away from my work, friends and family. Now six months later, I just cannot settle. My kids have no friends, the travelling to work is getting me down, and to top it off, my work have…

• I half own a house, other owner wishes to increase mortgage. what shall i do?

  I contributed £6500 as a half share in the deposit of a house, with a family friend, the mortgage is in my fathers name as im a student so wouldn't have the credit. there was no contract as the other owner is a friend, he has recently had a baby and wishes re-mortgage the house to spend £10000 of his share of the profits,…

• Buying a solicitor/lawyer owned property

  I was wondering if you have experience of this situation: The house in question is not owned by an "owner" but by by a lawyer because when the owner passed away there was nobody to inherit it. Why would the lawyer "own" it then? What kind of scenario can I expect when it comes to making an offer? Is he selling with…

• Housing fees

  My Landlord and others in my block who have bought their flats from the council have each been slapped with a bill for nearly twenty thousand pounds. This is their contribution and share of the regeneration that is happening on the estates in our area. Does anyone know how this can even be legal!! It is unreasonable to say…

• Buying family member's half

  Hi, hope this is the right place to ask. My partner and her sister inherited a mortgage free house and they have agreed that my partner buys her sister out. Is there not an easy and cheap way to do this? So far they (well one) have been told they must use seperate solicitors, there'll be search fees and land registry fees…

• Possessory Title

  Hi could anyone tell me that if you have been turned down on possessory title, when you can apply again.I bought a plot of land and the owners applied for possessory title on a piece that joined it. They were refused as they had not fenced in or done anything with it.I have now fenced in the land and built a house on the…