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Where can I store my stuff?
My husband and I are thinking of going travelling round Europe for 6 months at least and renting our flat out. We would need to store all the stuff that we have (its a 2 bedroomed flat) Ive looked on the net and its sooooo expensive to pay for storage - any ideas of making it cheaper?
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exchange / completion q
At the moment we are aiming to exchange and complete on same day on 7th May All solicitor side of stuff is progressing, mortgage is sorted etc Though I have a quick question which I couldnt see elsewhere on here How does it work with simultaneous exc / comp and insurance and utitlities etc Last time we bought there was a…
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Buying more garden off the farmer - all of the street.
I live backing onto a field. The farmer has told myself and all of the people in the street who also back onto it that we can buy another six feet of garden. It's not that wide 30 feet max. He says the price will be fair. We are very keen, and wondering the best way to go about it. Would it be cheaper/better to use one…
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HELP! I think my property lawyer is incompitent & is asking me for unwarranted monies
Hi, I am in the midst of attempting to purchase my first flat. An offer has been accepted which is good news. Now this is where the problems started. I wanted the sale to be quick, I myself do not need to sell and the vendor said they would move into rented accomodation as soon as I was ready to move in so really it should…
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first time buyer bad credit-help please!
Hi guys Im looking for some help please. Im 32 and i really want to buy a house. However for the past 14 years ive been in and out of debt. At the end of last year i contacted all my creditors and ive been paying them back on a regular basis. I work full time and have got a permenant contract on good money and im a key…
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Any legal eagles here?
Hi MSE's! Bit of a tricky one so I'll try to keep it as simple as possible. Background of it is our estate agents and solicitors are owned by the same man and they work out of the same offices. In February we moved house - we exchanged and completed on the same day. We sold our house to FTBs and we moved into an empty…
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New build offer
Hi, This is fairly long so please bear with me. My boyfriend and I are looking at buying a 2 bed apartment together. We've found a completed new build apartment (one of 5 remaining out of 40). They have been on sale since mid 2009. The thing is we visited the property 2 weeks apart and have price sheets that vary by £2000.…
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Need help sharpish on this one...
...Please!!!! Asking on my Sister's behalf. She's been renting with this guy for about 14 months paying half the rent. The guy she was renting with was already in the property prior to her moving in and was looking for someone to share with due to the cost. anyhow the guy has emailed my sis this afternoon saying he is now…
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mse.com - OR - born2lose.com
The property 'market' is bound by laws and procedures which have their roots in medieval times when land was owned by a small number of people very close to the king or queen. If you fancied a piece of land in those days, you either paid for it or you sent in your private army and invaded it.... These forums are dominated…
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House price negotiation after survey
I posted last week asking for some tips on negotiation after the Natwest valued the property we are purchasing down to £105k from the offer/asking price of 115k. I've spoken with the agent who was most unpleasant and implied this had never happened before - surely not?! she then rung back upon receipt of written evidence…
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2Q's for a friend
I thought I'd pass the following Q's from a friend over to the MSE oracle! 1) Property has main public sewer passing along the boundary (bottom of garden) but may also have "local" pipes from neighbouring properties passing down the drive (couple of manholes) a) is this likely to be a problem b) is the bit in the HIP which…
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Removing myself from title deeds
I have recently split with my partner. Its pretty amicable and having spoken to the lender there should be no problem with him taking over the mortgage on his own and buying me out for half the equity. However, I'm not sure how we go about changing the title deeds to take my name off them, if we don't I suppose I still…
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Help for claiming the deposit back and deposit plus 3X penalty
I need go to small claim court for my deposit back and plus 3X penalty. Anyone know i just need 1 claim form for my deposit and plus 3X penalty or i need separate it to 2 clam form? The course fees is automatic claim back if i win the case or i need to fill in the claim form before or after the case? Can i use online claim…
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Do I have to provide a forwarding address?
I have recently moved out of a rental house and I have had an email from the letting agents asking for a forwarding address. I have set up royal mail redirection for a 3 month period so any mail sent (in my name) will be forwarded to my new house so I am wondering, do I have to provide the LA with my new address or can I…
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Are the owners pushing it???
Me and my other half have found a lovely house that we want to buy. We've had two viewings, second being very objective and with the help of a third opinion and we've decided it is a good move. We are first time buyers so quite new to all of this and just looking for a bit of advice. The house is on the market at 205,000.…
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Can you get someone to submit offer on a property for you?
Who would this be,where would you find them?
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Indemnity insurance sent with original guarantees
When I completed on my house. The solicitor did not have the original guarantees and I had to email the sellers. I was sent some and among them there was an indemnity insurance certificate. I could not tell what it was for, but could see the house was insured for 300k, the amount the sellers paid at that time of purchase.…
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How to work out % yield on a rental property
Anyone know how to do this? The house, all in, inc fees etc etc etc was £82k The rental charged is £540 per month no mortgage. thanks!
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Letting Agent - Unprofessional?
My husband and I moved into a property in September. It is managed by an agent and a solicitor acts for the landlord. All through winter we have had problems. Severe condensation in the winter resulted in a wet floor and a lot of mould. We reported this before Christmas and chased it up a couple of times in January but it…
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Share of Freehold - how to value?
I wonder if any of you wise people might have knowledge of how much a share of freehold is worth? The basics are: 2 flats in a town house. We own freehold. The new buyer of the basement flat (leasehold) has asked about buying a share of the freehold. We’re happy with that in principle. How much though? Lease has 100 years…
