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Help! where do i stand as a lessee and a guarantor?!
Hello all. Please listen to my situation! I've recently signed up for an industrial unit for my band to play in. I'm the lessee and the other 3 are guarantors. The rent will be coming out of an account in my name only (via Standing Order) with all of us paying into it by direct debit. The rent is £125 a month, each will…
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Letting Agents contacted guarantor
I've just had a phone call from my guarantor saying he's had a letter from my old letting agency saying I owe them £580 in rent for a house I've just moved out of. I've not had my deposit back (I only moved out a week ago) but I've not had any letters, phone calls or emails from the letting agency to notify me that I may…
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Shevell Properties
Has anyone had any dealings with Shevell Properties/ Pimlico properties, a mortgage broker called Ambergate (now in administration) or Lexicon Surveyors (also in administration) - they are all based in Sheffield. Keen to hear other people's experience of dealing with them?
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The Games Estate Agents Play
Hello. I'm looking to sell my house (in London) and have noticed that the Estate Agents play some rather dubious games around here. For instance:* The first question they ask is "how much do you think it's worth"? Well, I want to know what THEY think it's worth. Cowboys. * The next questions is "How long have you been…
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Advice needed!
I am a student and up until now have lived at home with my parents meaning I have not paid any rent. Come September, I am in uni an awful lot more and in some mornings, some afternoons and some evenings. Therefore, I would like to move that little bit closer to uni (as currently I live over an hours drive away). I would be…
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I really hate my rented 3 bed house
Weve(me,my husband and 2 kids) been in the house for 3 years now and its so depressing. Weve done up the lounge by buying new leather sofas, new dining set, new accessories, lamps, rugs..its still disgusting. What can I do to cheer myself up? Trying to save for our own house but weve only saved £500 so far. Our rent is…
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Rent to NOT buy
Having read these forums, the rent to buy scheme is not generally recommended. But what if you entered in to one of these schemes, and say 18 months later decided you wanted to move out, having not bought any shares and only paid 80% of the rent? Would they then try and claw back the 20% deduction you have had? Or slap you…
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No DSS?
Hi all, My daughter and I are going to be looking for somewhere to rent soon and I was wondering if someone could answer a question for me please? I went self-employed 8 months ago, and am gradually building up my earnings, but still receive some housing benefit to subsidise my rent. My question is, when landlords specify…
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Building insurance/deposits
Hi do I need building insurance to complete the purchase of my house. My mortgage says its a requirement to have it in place, but I have asked my solicitor twice if she needs a copy of my insurance certificate (so there are no issues when we complete next week) and she says she doesnt need it! Also the person buying my…
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Short hold tennancy agreement needed
Does anyone have a link to a good assured shorthold tennancy agreement. Ive googled and seen a few. But is the one anyone would recommend or does anyone have a blank one i could have? Appreciate any help:) P.s dont need anyone telling me i shouldnt be getting a free one etc etc,
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Estate agents; terms and conditions
An estate agent has forwarded me a contract. It looks OK, apart from one clause: "In the event of termination of this contract by the Seller, all outstanding marketing outlays incurred by the agents will be immediately payable along with a withdrawal fee of £150.00 plus vat." Is this type of clause pretty standard, or is…
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Evicted, locks changed, no notice...
Got back from work tonight and found my locks had been changed! I'm 6 days late with the rent. This is because my phone fell/shattered and I need to call the landlady to get her new bank details (she wanted the direct debit changing last month, got me to go round to hers and fill in the form with her new details, but the…
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viewings, DIY or leave it to the EA?
I'm in two minds as to wether it would be best to let my EA do the viewings or if I should do them myself?. On the one hand i think a lot of people feel more comfortable with the EA but the EA can't answer all the questions and may fail to point out things such as its a quite street, we get on with the neighbours etc... I…
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Buying a property to rent out.
After my partner and I get married in June we are hoping to buy an apartment to let out. We are still at the very early stages and are going to do some research into the finances of it all to see if it can be afforded. We currently live in a 3 bed detached house worth £200,000. Our mortgage is currently £150,000 left to…
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right to buy council house
Hi my elderly parents want to buy their council house, they have been in it for over 50 years. My father went to the council and they took him into an office and gave him what he describes as a grilling. They kept asking why he wanted to buy at his age (88) and why would he want to buy when at the moment they dont pay much…
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Mortgage Rescue Scheme - help please
Is the mortgage rescue scheme only available to people who are in employment? Would my monthly ill-health pension go against me if I needed to look at this option? thank you
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General costs involved in renting Studio Flat..?
hi, Im about to start renting a studio flat in birmingham city centre. The one thing Im sure about is how much the rent is, excluding bills. (£425 or £450 per month). Im not sure how the other things work. Gas, electric, council tax, water, insurance, internet. (am i missing anything else? ) can i get internet connection…
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Mortgage valuation - how long until they report and does the vendor find out?
We are in the process of selling our house - have accepted offer and mortgage valuation was being done today. Buyers are very keen to move quickly and so I presume they don't want things to take too long. So how long does it take for the valuation report to be done and does the vendor find out how much they value it at?…
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Estate agent still showing house after it is sold
We accepted an offer on our house yesterday, and took it off the market at the purchaser's request. We assumed the estate agent had cancelled all further viewings. Today, we discovered that the estate agent showed someone round the house while we were out. Why on earth would the estate agent do this? Do we need to get the…
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Are we going to be stuck here?
Just a rant but if anyone has any words of wisdom to help us I would really appreicate it! OH and I earn a combined salary of £39k, work full time in jobs that are as secure as they can be with no outgoings and a 1 year son. We have lived in our rented 1st floor 1 bed flat for 6 years and are "perfect tenants" according to…
