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House sale - no boiler cert, options?
Hi all, I'm after some advice from the experts! Basically my boiler was installed about 3 years ago and is not registered with gas safe. (cash in hand job, guy was ex corgi) Now selling house so needs to be above board. Anybody know how much it would cost for building control to certify it? (I know it won't be cheap I'm…
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Homebuyers report & windows question
We are proceeding with a part ex and we have somebody coming tomorrow for the HIP, 2 x estate agents coming on Wednesday and a surveyor coming on Thursday for the homebuyers report. My question is :- We had the majority of our windows replaced last year as most of the units had failed, we had them fitted as a foreigner and…
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Estate Agent Tricks
We have just had an offer accepted on a house but the estate agent has insisted that in order for the vendor to have security she wants us to take the mortgage and solicitor out with the estate agent. My first reaction is utter bullsh*t and in summary I told them where to go. I am wondering if the vendor even said this or…
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Moving from one rented place to another...
Hello there folks, I am seeking to move from one rented property to another with my partner, and am trying to do it such that I do not have to pay two lots of rent concurrently. Effectively, I am seeking to make use of the notice period on my existing place. I am in a position to be able pay for a month rent and deposit,…
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Major issues with LL/LA - Can I sue?
Hi, Long winded and complicated but in summary (2 adults, 4 kids): We paid 12 months rent up front Check-in completed by and signed by us/LA March - Fire passed safety inspection test when moving in - notified in December following below , incorrect ventilation bricks were fitted and therefore should not have passed test,…
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MSE reporting live from Ask the Chancellors tonight
Hi folks, We are going to be at the would-be Chancellors' debate this evening, and updating both a forum thread and our twitter feed. Full details here - just thought you guys might be interested http://www.moneysavingexpert.com/news/family/2010/03/ask-the-chancellors-mse-to-report-live-from-the-event Dan
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Inherited house with "tenants" paying miniscule rent
This is a follow on from a previous post. My friend recently inherited a house from her uncle who had had a lodger living with him, as a non rent paying "guest" for several years. The lodger is the son of a family friend of the old man, and has been there since around 1997, supposedly as a companion after her uncle had a…
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Selling property to pay rent on next property
I would like to rent my next property using the proceeds from the sale of my house. I estimate that I will have £170,000 after all expenses paid. What is the best way of using the capital so as to gain maximum interest which must be available monthly to pay ( maybe not all of, but a substantial part of ) the monthly rent…
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Leasehold rip off
In 2002 we had a conservatory built with full council planning permission. I have now received a demand from the leaseholder that consent should be obtained and we are in breach of our lease for which we pay £10 per year. Subsequently they have requested a fee of £293 for "considering this matter". I was not aware that…
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Address
I appreciate this may not be the most appropriate forum, but couldn't think were to put it, so perhaps a moderator would be kind enough to move it if it was better suited elsewhere. Also, people may have experienced this too if they have just moved. I've just moved into a basement flat. There are approx. 5 other flats in…
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Rented house trashed - tax year implications?
I've just got my house back today from tenants and it is in a horrific state. I can't see us letting it again in the future - we'd rather get it back up to standard and sell it. The thing that worries me is that we're almost at the end of the tax year, and our expenditure is going to fall into next tax year, and we then…
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Am I being stingy?
I know that's a silly thing to ask given this is MSE, but I'm after some advice from all you knowledgeable housebuyers and sellers. We're currently under offer on our property and have viewed a property twice that we think could really work for us. Bearing in mind we're in the extortionately priced South East, we've viewed…
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Advice for a friend - subsidence from survey
My friend is buying a leasehold flat which has a history of subsidence (not severe) – with no current signs of movement. A few years ago a claim was made to rectify some movement and the vendors have provided a certificate of structural adequacy after works were undertaken. The buildings insurance is also the freeholders…
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Accepted an offer - what happens next?
Well I have finally received and accepted an offer (after six long months) towards the end of last week. The agent has sent out the letters confirming this and taken my solicitors details. I know that the process (there is no chain) will take about 8 weeks on average however how long should it be before the buyers book a…
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capital gains on inherited house
My Mother who is the beneficiary of my Grandparents estate (of about £30k savings and a home worth £120k) is looking to sell the house. The solicitor doing probate (who's bill is already over £5k!!!) says that if she doesn't sell the house through them as part of the estate my mother will have capital gains tax to pay as a…
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Sell or Let - to fund Self Build
Hello I require some financial advice as looking to do a self build. I am 30 yrs of age and own a mortgage free house valued at £140K. I am letting this out to great tenants for £595pm. Currently living in rented accomodation with my girlfriend in another part of the country. We are now ready to buy or build a house in…
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Tenants leave dirty flat
Hi, My tenant's moved out on Saturday evening, there is a clause in the contract saying that they must clean the property or get a cleaner in to do it and when they gave notice I reminded them about this specifically. When I went it the flat was filthy. Not just general wear and tear but clearly no cleaning at all in the 6…
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Long delay after completion. Reasonable?
I'm a FTB who completed and moved in at beginning of December 2009. 4 months later and my solicitor has still not completed the paperwork. I've not seen a completion statement and only saw a Land Transaction Return to sign about 7 weeks after completion! I'm wondering whether or not this is normal or if my solicitors are…
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Leasehold Flat selling
Hi There, A very stressful situation, I'm selling my Leasehold flat (the freeholder are noce neighbours and leave below me). The buyer of my flat insists to meet the freeholder, but I'm stressed that anything can happen during that discussion and I could lose the sale. Is that something legal that the buyer meet the…
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Delayed Completion...
Hi, we've just brought a house and were due to complete last Friday. We were all packed and awaiting a call to confirm we could collect the keys, however, we received a phone call to say we would not be completing due to an issue on the sellers side. Our solicitor has issued a notice of completion (or whatever it's…
