-
Problem with deposit
I am a student and i am sharing my accommodation with 6 other people. Recently, we have become concerned about not receiving our deposit back, mainly due to the fact that our estate agent and landlord are haphazard when we have made complaints about the state of the propety. We have had problems ranging from the boiler…
-
Getting my house valued this morning
I'm getting my house valued this morning, it will be the first time I have ever put a house up for sale and wondered if anyone can tell me what sort of questions I should be asking the EA who comes to value it. I have another couple of EA's coming later in the week so I can compare the quotes they give me but feel a little…
-
Definition of Default on Payment
I was wondering what the definition of defaulting on a payment is - is it a late payment or having never paid a particular debt? About 3 years ago I had about £400 on a credit card, I hardly ever used the credit card so wasn't so aware of the fact that I had an outstanding debt on it and I moved house at the same time so…
-
Giving notice on a rented property
Should it be signed by both tennants (its me and the wife), will one signature do, or should we not sign it?
-
Damaged BT(?) cabinet - where to complain?
Morning There's a green cabinet not far from me which appears to be faulty - giving off a very loud, constant buzzing sound. Who do I contact in the first instance, i.e. I've no idea if it's BTs or not? Couldn't see any obvious link on the BT contact us section of the website. Cheers
-
Joint tenancy and deposit HELP !!
hello everyone, please i need your advice on this matter My friend and i took a 6 months joint tenancy agreement, but the rent was coming out of my account so i collect his share of the rent monthly. we had a fall out just before the contract ended and then problem started. when i vacated the house i made sure my room and…
-
Ground rent increase
I know some of you will love ripping me to pieces for this but since we moved into our house in 2001 the ground rent has been £2 and looking at previous papers it has been for at least 50 years, I think drawn up in 1898 for 800yrs at £10 per annum for 5 properties in total. This year I've received a letter wanting £3…
-
Bill payments...should I chase?
I recently purchased my flat though a shared ownership scheme and now I own it 100% but am still require to pay service charge per month as well as electricity. Now the property company who I originally paid my part rent and service charge have sent me a letter stating I own the property and they will notify and charge me…
-
Long standing movement ?!?!?!
Hi guys Long time reader, first time poster ! I bought my current Victorian house as a FTB twelve years ago. The free valuation I got with the FTB deal said that it showed some signs of old movement. It is an end terrace and the side wall has had a second layer of bricks and the joists have been reinforced in the past.…
-
Help! Panic re buying new house and deposit
We have just signed up to buy a new home by part exchange and put down a deposit of £500 today. We have to exchange contracts within 28 days and discussed the sale with the sales advisor. What she did not mention was the 10% exchange payment which is mentioned in the small print. It seems this is standard but I don't get…
-
Full Local Authority Search??
Hi there This is my first post on here so I hope I have posted in the right place! We are buying a property, and I believe the HIP has been completed in the last few weeks. We have received a letter from our solicitor saying the local search carried out was only a personal one? She did say this is accepted by our lender,…
-
Having second thoughts about a new build
After a meeting with our solicitor last week I am thinking of pulling out of our purchase of a new build house that is due to be completed in December 2010. We have paid a 500 pounds holding deposit but haven't signed contracts yet. I am aware I will lose part of the deposit which is fine but I have also made our kitchen…
-
House fire due to lamp!
Hi, I'm looking for some advice from anyone who would know or have been in similar situations etc... Basically I rent a property and had quite a bad house fire on Saturday night from a lamp I bought on the Friday night... The story goes I bought the lamp as I live in quiet a rough area and set it up on a timer to come on…
-
Planning Application Objection and HIP
Do I have to 'fess up in a HIP if I've objected to a local planning application during the consultation period organised by the local council? I've just found out that a huge happy clappy church is hoping to take over a nearby empty industrial unit.
-
should i stay where i am or shall i move?
Hi there, I just wanted some advice on what to do. My mom has jus been given an house due to a relative passing, now this house has needs alot of work doing, we are going to have to bring the toilet downstairs so we have 3 bedrooms (currently got 2), then we have to do the kitchenwhich means ripping all the cupboards out,…
-
Renting help
i have been in my flat for 2 years now and today my landlord gave us 2 months notice. i went bankrupt on friday and really scared im not going to find anywhere else. im currently with a letting agency, will i have to do a new reference check again if i rent a property through the same company?
-
Homeowners report??
Hi everyone, me and my boyfriends are FTB's and have had an offer accepted on a house, the mortgage is nearly sorted, the valuation has been done and is fine...the thing is, obviously the mortgage company advise us to get our own survey done for our piece of mind, but when i asked the estate agents (my dad's away at the…
-
Maintenance companies for leasehold flats rip off!
Hello everyone out there, I need your help! I live in a leasehold flat, the building only has two flats (inc mine), both flats have leases of 76 years remaining and we both pay maintenance to a separate company (called Hurst management, part of Sinclair Gardens Investments Ltd - yuk). We both pay just under £1,300 per…
-
Am i eligable???
Hi guys, please me find out how to get on the ladder. I work for the nhs-25k. 7.5k loan 3k credit card, currently living with parents. I am interested on getting on the ladder but want to know the best way about it. I am thinking about a shared ownership key worker scheme but wonder if my credentials add up. Housingotions…
-
Buying land from administrators?
Hi all, I discovered recently that land at the end of my garden was owned by a company that went into administration and I queried the future of it with the administrators as I was worried about a huge house appearing there one day... The thing is a planning application exists which indicated the land would have trees…
