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Moving to Oz, moving funds, what is the best way?
Hi, I was recomended this site by a friend. Myself and my husband are moving to Oz in january for his work. We have lived in the UK all of our lives so it is going to be a complete life changing experience but something we are looking forward to. We are due to exchange on our house sale in the first week of january and…
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Advice on buying house
Hi in short, I want to buy my mums house.Mum is happy to do this as we can then continue living all together,without the financial worries she is 63 now!I am also her full time carer now and had to give up work,got 2 young children as well,so was getting difficult.Husband works f/t though. So Can we buy off her as a…
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Do you pay your mortgage by cheque?
Reading a news story about some big BTL landlord who apparently is late paying by cheque due to the postal strike. Does anyone pay their mortgage by cheque? I'd have thought it'd been in the rules to be a direct bank payment...
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Something positive about landlords
Considering the bad press they get on here quite often I would just like to say I've just gone from one wonderful LL one to another. Moved out last Monday from my last rental (one month early as LL was selling so wanted to make it easy for him as he's been very very good) and as of today I have a cheque for a months rent…
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Equity Release Schemes
Hi, my Dad has just been hit hard in a divorce and has to pay out a large sum of money to his ex-wife but he has been allowed to keep the house. He is talking about an Equity Release scheme to free up some of the money in the house but we all think it's a bad idea as they come across as scams on old people. Any advice or…
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Question "how often can I legally move house" ?
Hello, Can anybody on here tell me how often I can buy and sell my main residence within a given period of time without the goverment telling me that I am breaking one of their laws? Say, I sell my house and buy a run down house and sell it within 6 months can I do this again and every year? Please bear in mind that this…
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Boiler
Bit of a strange question I know! We have a boiler at the top of our stairs in a cupboard, the flue goes up and out of the roof but has a big hole where it goes through the ceiling of the cupboard. The copper pipe that goes from the boiler goes through the bathroom and out of the wall. The only problem is the pipe cant be…
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Loft Conversion - No Planning Permission
Hey All, I've been looking around now at quite a few houses and spotted a house I like however the slight hitch is the lack of planning permission for a 3rd bedroom as a loft conversion. The owners state it was done by a reputetable builder but they had no planning permission. I've done a bit of research and read somewhere…
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Can someone please check this out?
I posted a message on moneysupermarket message board asking for some advice about mortgages. Is the advice received correct and the best deal? There are more users on this forum so I'm asking for a second opinion... Can't add a link:mad: Quote: Hello I'm a ftb and an offer I made has been accepted. The offer is £109,750,…
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House Clearance Charges
My Father has gone into a home, after 6wks a review, if all ok get rid of council house. The council charge £70 to do a house clearance. Myself and huband are on benefits and no way we can afford to pay for it, plus I think its wrong anyway that the council charge for this. I rang up a few house clearance places and they…
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No Building Regulations
Hi All, Just in the process of part ex - want us to be in by 18th Decemeber. I had an extension on my current property 3-4 years ago (kitchen) stupidly didnt get building regs. I know this will be an issue in the sale and that I can get an indemnity policy but have no idea how much these cost and am completely panicing…
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Cautiously getting back into the property search
So having had a disasterous start; falling in love with a place, having offer accepted and then after securing mortgage, survey and getting solicitor to conduct surveys in record time - everything fell through :( I've finally found a place which hasnt sent my heart racing, but perhaps a little flutter. I'm planning to put…
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renting contract expired
hi i signed a 6 month contract for a rented property which has now expired. i asked for a new contract but the landlady hasn't sorted one out yet. does this matter? i'm still paying the rent etc does this go onto a rolling contract or am i leaving myself vulnerable without a new contract in place. thanks very much for any…
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Desparete parents need advice!
Hi All My mum and dad moved to Prestyn in Wales 3 years ago to follow a dream. The found it wasn't what they wanted and are now trying to move back to Yorkshire. The bungalow is up for sale and not moving, they have benn on the market for just about a year. They have had a dribble of people round, tried different estate…
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Unbelievably bad landlord
A long story spanning several years, hopefully someone will be able to assist with my questions at the end. At the commencement of the tenancy there was no inventory completed which detailed the condition of the property. However, after approximately five or six weeks of having been in residence an inventory was completed…
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First time buyer needs some first time advice
Hi, I am currently living with parents and have spent the last year paying off any outstanding debts I have had. I will be completely debt free in Feb 2010. Can't wait! I am looking at buying my first property in March 2010 and have seen properties on the market now which are suitable for around £125k. Annual salary not…
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barrats-home buyer direct
Hi, i was wondering if somebody can give us some advice. We have seen a property we would like and went in to enquire with the barratt homes salesman. He explained that as we are first time buyers and i am a key worker, that we qualify for the governments home buyer direct scheme. At the moment, me and my partner are just…
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referee question
Hey, i'm going to look at a flat tomorrow in a new development and was hoping someone could answer some of my questions. The flat I am looking at is through William H Brown and if I decide to take it then they have to get a reference from my employer. Is this just a formality to make sure I will be able to pay rent? The…
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Picking the brain of doozer and the other project experts....
We are considering a house that needs work doing, and quite a lot of it. My mum has previously done up houses she's bought but it's not something either of us has experience with. We're trying to get an extremely rough, finger in the air budget to work out what we'd offer for the house (if at all). It's a five bed detached…
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Council Tax on current property but moving in with parents
Hi, not sure if this is in the right place so please forgive me if it is! Here goes... we own a property but will be moving out to live with family. Our house will remain furnished while we try to sell it, so will have to pay 100% council tax. However we would like our main address to be at our parents property, so is…
