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Landlord/rented house question
Manchester City Council sent my sister a bill, they have her address for correspondence for me, I'm a landlord living abroad. It's for 873 pounds, for some works carried out in accordance with a notice served under Environmental Protection Act, basically, there was a hole in the lounge ceiling from a leak, the tenant…
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FTB some advice needed.
Hi, We are first time buyers in East Anglia , After trying few lower offers at and being told to owner couldn't sell for less as they had negative equity? (BTW. Is there a easy way of checking this?) we offered full asking price in the region of £120.000 for a 3bed house as we wanted to secure the property, (the location…
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95% Mortgage
Hey guys i currently have a shared ownership flat, we have just put it up for sale, we have found a house that we would like to buy but we do not have enough deposit for a 90% mortgage, we have been looking for a 95% mortgage but can not find one. We have our mortgage with abbey at the moment but they can only offer us a…
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renting with a ccj
Hi all, me and my girlfriend are in the process of renting a house and have paid the £200 deposit I have filled in the paperwork and put down that I had a ccj in 2008 and I am paying it back each month. My girlfriends dad has also filled in a form to be a guarantor. does anyone know if my ccj will cause any promlems even…
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Buying apartment in USA
Hi I wonder whether you wonderful people could give me some advise I am currently buying a renatl apartment in orlando for $79,000 and I am wondering what your views are whether I should pay in dollars or sterling. I've paid an initial deposit of $6000 which my bank elecronically wired but charged me £25.00 to do this.…
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Professional Negligence
Hi all, Can anyone help or offer advice please. I've already put a thread on regarding a retrospective build over agreement from welsh water and not getting one granted it has mean't that i have to take down my conservatory. :mad: This means i will lose the house i'm going for and lost my sale. I have lost the equity in my…
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Buying a house with Aunt
Hi guys, Wondered if anyone out there could help.... My Aunt wants to help me buy a house. I've got £150,000 and she'll give me £100,000. The thing is can she just transfer the money to my account and then I use it to buy the house or will I get into trouble coz people will think we are money laundering? We want to do it…
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Help please re type of joint ownership
I posted a question on 6 November and haven't had any responses - I wonder if the title was offputting? Anyway I really would be grateful for some help so thought I'd try again: I'm looking for some information on how to go about changing the manner in which my partner and I own our house from tenants in common to joint…
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Previous owner did not pay stamp duty
I bought a repossessed flat in October. On Friday a hand delivered letter arrived from HMRC Debt Collectors, registered in Cornwall, demanding £1700 stamp duty from the previous owner. I bought the property from HBOS, who repossessed it from their customer, who originally bought it in June 2007. The only address I have for…
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Renting a Property - On Housing Benefit
I am currently trying to help my dad find a property to rent but he is claiming Housing Benefit, so it seems to be a problem. He has been renting from a family friend for the past 5 years and from a private landlord before that, but his current landlord has just died and the property is to be sold. He does not have a…
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What to ask/expect of a small developer?
We like the look of a local new-build (much to my surprise as I don't normally like them!) and are arranging a meeting with the developer. It's only 2 houses in the middle of town so not some big company. It has gone on with an agent today but I had already contacted him directly so won't be going via the agent. Are there…
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House buying agents
We want to buy a house in a completely different area from where we live now. We made a few mistakes when we moved to this area and want to avoid doing that again. It has been suggested that we use an individual or company who look for a property specifically for you, a bit like in the tv programmes only you pay them to do…
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Very bad condensation, please advise
Hello, I was hoping to get some advice as to how to deal with chronic condensation in my flat. I have a raised ground floor flat in a mansion block which was built in 1900. The property is currently rented out to tenants. The property has recently gone through an extensive course of damp treatment as it had terrible damp…
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Is this credit reference fee fair??
I have sold my house and need to rent with my 2 adult sons for 6 months. I have found a house I want to rent, am happy with the rent and deposit, and the landlord seems happy for me to be his tenant. However, his letting agent is insistent that all 3 of us pay for credit reference checks - a grand total of £310 - even…
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Big house with compromised location, or smaller house in great location?
OH and I are house hunting as we have had a baby and need a family home. We are comparing two houses. House 1 - three beds, massive living room, dining room, study, potential to extend kitchen into garage to be a big kitchen diner with utility, massive garden, BUT it's 40 mins' walk from the town centre, although on a bus…
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sold property to Tenants ex-husband - advice pls
We have been renting our property to our current tenant for about 3 years. She has two children and is a single mother. We have decided we need to sell the property as we can't afford to keep paying the difference in the mortgage payments each month. Therefore, I asked the tenant if she'd be interested and she said she…
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letting advice needed please
here a quick run down of our situation the wife and I got into debt a few years ago and took out a debt plan with the cccs, although most lenders agreed it one didnt and i got a ccj for 27k. anyway never missed a payment on anything since.. we have a house with around 100k-120k equity in it, we want to move out to a rural…
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Shared tenancy problems - Need advice please!
I'll cut straight to the chase. I'm at university and as is customary, have rented a house with friends for this year (the university provides accomodation for the rest of the duration of my course). As a group of five friends, we found a nice five bedroom house and have been living here since mid-september. Well...…
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Do I need a new AST signed?
Hi hoping for a bit of advice , I have tenants in a property they signed a AST for 6 months in Aug 08,I didnt get a new one signed as was told you don't need to they just go onto a periodic tenancy,I have just increased the rent and was wondering if I now should get a new one signed with the new rent on it?If so do I just…
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Termination of Tenancy
Hi, first time poster here. Basically I'm a joint tennant in a rented house. There are three of us currently renting through an agency. We basically rushed through the applications, we paid a holding fee and because the house is in a city one of us were currently living in the agency agreed to allow us to sign all the…
