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When to view properties?
This is really a question for sellers but all input welcomed! My H and I are looking to buy in early 2010. Currently have a 12% deposit but are hoping to increase this to 15% at least - currently saving £1000 a month. We are new to the area we are renting in and so would like to begin viewing properties to get an idea of…
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Anyone bought a house in need of extensive work as a FTB?
One which needed things like: rewiring, plumbing, structural changes, damp-proofing, installing central heating, mould, pointing, Did you find it rewarding? Financially worthwhile? Or was it not worth the hassle in the end? How much money (typically) do you need to have available for the things I listed above? Was talking…
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please help - i love this house inside but...
I love this house on the edge of boston spa but not so sure about the location - its an ex council house (do people generally avoid ex council houses?) and i already know i would paint the outside but what do you think. its a great price for Boston spa and is right on the outside of the village but obviously not the best…
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Getting other leaseholder to contribute to repairs
The house I live in has been converted into two flats. I own the groundfloor flat. The owner of the first floor flat also owns the freehold to the building. Both leaseholders share responsibility for structural repairs including the roof. The roof is currently beyond repair and needs to be replaced (I have this in writing…
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Breach of restrictive covenant - help?
We are second owners of a house built ten years ago. We built a conservatory a couple of years back, having obtained the usual planning permission. Now we are looking to move and I have dug out a pile of old paperwork from the loft relating to when we bought the house some 6 years ago. Amongst it are details of a 20 year…
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Granting access to fitters prior to exchange
Quick question - buyer of my flat has requested access to it to allow for carpet fitters prior to exchange of contract. While I don't want to upset him I would be happier if we exchanged first. Without wishing to do the buyer down I guess I'm a little nervous it will just be giving him more opportunities to find faults and…
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Length of lease on share of freehold
I am interested in buying a flat that has a share of freehold with a lease of 59 years remaining. Can anyone advise on the implications of having such a short lease? Is this a bad thing? (I know it would be on a normal leasehold flat) Will it affect getting a mortgage? Or can I insist the vendor extends the lease before…
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1st time buyer - feel misled on deal
I would greatly appreciate any advice. I am a first time buyer and negotiated a deal last Sunday for a new Barratts terraced property. Barratts told me that I have to source my mortgage only through their broker. I spoke to the broker and they said I had to put a 15% deposit which I agreed. They mentioned that I had…
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Sellers - what is the market like?
Hi. We are in rented having sold to rent in April 08. We are looking to buy but the market where we are just isn't moving much at all. Max drops of 10% off peak prices. To those sellers out there, please be honest, how are you finding your house sale? We are looking in the South East within an hours commute of London with…
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Ending a tenancy...
Hi guys, my Dad has lived in private rented accomodation for 3+ years and has now been offered somewhere much nicer and cheaper. He has to put it in writing that he wants to end the tenancy, but does this have to be done in any particular way or by any particular date? Could anyone help with the wording of the letter…
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Best thing to do with our stuff - storage?
Hi all Well the long and the short of it is that we've bought a flat - move in date 25th Sept and yesterday we found out that we have to move out of our flat on Monday! We've both got places to crash for the 10 days or so between moving out of here and moving in to the new flat but we're wondering what to do with our…
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to sell or not to sell?
So, we are heading off for a year or two abroad.... Option one, sell house 30k more than bought it for 4 years ago, bank 100k and on our return be in a good position to by our 'final house' Option two, change to interest only mortgage, rent out house then come home to patch it up a bit and sell Any advice? What do you…
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Tenancy renewal time !! Do i need to pay ??
Hi there, We are tenants and the end of our first ever rental term is coming to an end (6 months). We have received a letter from agents asking for £80+vat to renew the contract for another 6 months. Seems a bit steep for printing off a few sheets of a4 - as contract already exists they would just have to change the dates…
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Default on credit report
I have saved 10% for my mortgage deposit and contact a solicitors and a surveyor because I have found my dream homuse. However, when it came down to processing my mortgage application I have discovered I have a default of £262 which was a late payment. My partner had supposedly been paying the catalogue payments which were…
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Rental market Manchester
Does anyone have any advice as to how the rental market is in Manchester city centre at the moment? I have a city centre flat and my long term tenant is about to move out - so letting it out again but wondered how easy / difficult it is likely to be to get a tenant considering the current climate. Some people tell me that…
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Stamp duty - Time limits to pay this
Hi, Just wondering if there are any time limits by which you have to pay stamp duty by, after you have purchased a house? If there are time limits, when does the time period start e.g. as soon as money has been passed over to the seller? Cheers
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changing the locks
I was off work today and discovered my landlord letting himself into my house with no prior permission. I was in the bathroom after a shower and because I heard the keys in the lock I assumed it was my boyfriend and thought nothing of it when the cupboard doors were all being opened and stuff being moved around. It was…
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What's the best way to go about getting consent to let?
I bought my flat back in May last year, just before everything went belly up. I went for a 2 year fixed rate on my mortgage so I'm stuck paying about 6% until next May unless I want to pay a big fat fee. Before this I'd lived at home and had no idea how expensive it could be, or how 2 or 3 big bills have a habit of landing…
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As my house sellable? no NHBC and Japanese knotweed
The house was built in 2005 and no NHBC issued as final inspection has never been carried out (told by NHBC and no date of when it will be done was given!!). It wasn't a problem when we bought it in cash, but it brought to my attention that someone is trying to buy the house next to us and asked us about it obviously the…
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do you know boston spa, Leeds
I am viewing a house tomorrow which is in boston spa - from the pictures i love the inside. It's an ex council semi detached in a row of eight similar houses on Grove Road in Boston Spa. I don't know the area at all and know it mustn't be the most desirable address as its £265 for a four bedroom house, amazingly decorated…
