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Survey back- help!
Hi I have recently put an offer in for a semi-detatched house for 124000, and it was accepted. It was on the market for 129950. I then had my mortgage accepted and had the survey done. Today I was told by my mortgage advisor (a friend) that the abbey have been in touch and its ok. Then later in the day I had the letter…
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Conveyency solicitors and confidentiality
I've posted before about my first house purchase running into problems - now I have a bit of a solicitor problem/query. The solicitor was recommended by a work colleague, which is why we chose them. However the colleague has since mentioned a few times that she's bumped into the solicitor (I didn't realise how good friends…
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Buying a flat-first time buyer. Please help.
I'm a first time buyer looking to buy a flat, obviously I'll have my mortgage and council tax to pay every month and I know I have utilitiy bills, tv licence, but does anyone have a rough idea how much gas/electric/water rates etc are? And what other bills am I likely to have to shell out for every month. I am fairly new…
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Who can i rent to
My husband is just in the process of purchasing a house which we plan to rent out. My sisters daughter has asked if see can rent it from us when the sale goes through. She is in reciept of housing benefit in another area and wants to move nearer to her mum. Will housing benefit pay rent in this situation?
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partner renting on my mortgage - HELP!
hey! first time iv used the forum but in need of advice and can't find it anywhere. I've recently bought a house mortgaged on my own, can prove I can afford to live there on my own etc. Am think of having my partner move in with me and pay me say £300 a month. (far less than 1/2 of what I spend to live there) What are the…
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House buying - kitchen extension
We viewed a house we liked. I'ts got a small kitchen and a large utility room next to it separated by a brick wall. We were thinking of knocking this wall down and opening the space, creating a large kitchen with breakfast area. My question is: how much do builders normally charge for such job? I'm not interested in quotes…
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Can anyone recommend a conveyancing lawyer?
Hi all Looking for some recommendations for a solicitor or conveyancing firm to help us sell our flat and buy a new place - ideally someone cheap but speedy and reliable (of course :D ) unfortunately no-one we know seems to have a good word for the solicitors they used! and the firm I used last time seems to gone under.…
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whats the scam?
i have a property advertised for rent, some dude (from guana) viewed it and said yeah ill take it, ill pay the deposit, but im going to need to give 4 weeks notice to my prev landlord. so he'll pay me the deposit so i can take it off the market and he will take the property after 4 weeks. i said yeah ok. in the eveneing…
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ITC Legal Services - Avoid Them
Hi All, Please see this as a warning... I think (or used to think) that I am of average intelligence and would know if I was being caught out by a dodgy company. Well I've been caught by these - ITC Legal Services. My father died in April '08 and the local registrar gave me a leaflet regarding the probate service among…
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Mature students having no luck with rentals
My gf and I are about to start our 3rd year of Uni, I'm 25 and she's 23 so we're not your typical 18yr old students who are more interested in drinking and trashing the house mummy and daddy are paying for. It seems whenever I mention we're students everything changes and they say the landlord won't accept students. I…
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Do they really have the right???
Today, for the second day in a row, I've had people letting themselves into my flat with no prior warning at all; yesterday it was to show someone around who may move into one of the spare rooms, and today it was 2 tradesmen. I said today that some warning would have been nice and they said they didn't have to give any.…
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Should I buy flat for student niece to live in?
Hello, I am new to this so forgive me if there is already a thread there, but I couldnt find it! I have inherited £110k and i am paying £200 per month for the next 5 years towards rent whilst my niece trains as a doctor in Glasgow. I will need to invest this money and at the moment the £200 is lost each month so I was…
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Money retained for building maintenance on freehold
Hello all, Just after some advice, please: We bought a property in April 2008 - a ground floor flat in a converted house with three other flats (all owned by the same person) - and we own 1/4 of the freehold. As part of the negotiations, the previous owners [STRIKE]gave us[/STRIKE] put in £1000 towards some maintenance…
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Landlord tax question
Hey everyone, I'm a new landlord with one property. I took out a buy-to-let mortgage and had to incur a fee of £2100 for the pleasure. The bank added the fee to my loan so I'm paying interest on it. For tax purposes, various expenses related to the property can be deducted from my rental income before working out how much…
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Auction Houses
Dear All I am new in this forum. This is my first post...I would be grateful if someone can help mein order to get information...I am first time buyer...I am looking for auctioned properties to buy in CR7 area. I wonder if someone can give me information about auctioned properties and how it works.... Thanks Kaus.
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Lease extension vs Purchase of freehold
I have just bought a flat for £240k in SE London. There are 2 flats in the property and both have 79 years left on the lease. My neighbour is about to extend his lease by 90 years for £12k. I understand I cannot extend my lease until I have been in the property for 2 years and IF i do decide to extend then, the cost could…
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Estate agent changing names.... do we need new paperwork?
Hi all, We let out a property and our agent has changed their name saying they had a dispute with a director and split from them. My question is do we need a new tenancy agreement signing in the new company name? I am concerned as I did a bit of delving last night. The company was formed in 2007 and it shows its companies…
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help with deposit
Hi All, Looking for a little heads up for myself before i take this any futher as i dont know if i have a leg to stand on at the moment. Basically, i moved into a rented property with my finacee a year ago, as he was in financial difficluty, i paid the admin fee and majority of the deposit. Things did not work out and…
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Rogue landlord won't return bond!
Hello, I am writing this for my girl, as she is stuck as what to do. Basically she started renting a property from a letting agent in July 2008, a 12 month contract, with the usual 1 month deposit and months rent up front. She left the property at the end of July this year and contacted her letting agent regarding getting…
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We're in!!
Just wanted to say thanks to those that have answered my questions along the way. I'm very glad we're now in our first home and I certainly won't be putting myself through that again any time soon!!!! Here's an idea of how long it took, it may be useful to other FTBs out there: Friday 05/06/09 - Offer accepted Tuesday…
