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Question about Tenancy Agreement
I have got a rented house and since I moved in, my fiance has moved in. We have been talking and would like her to be named on the tenancy agreement. The current tenancy is up in November and subject to some repairs being completed, we would like to renew the agreement. Should I then be able to have her added to the…
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unemployed/renting
we are moving out of our rented house in surrey as im now out of work and cant afford the £1000pm rent so we will be staying with my MOTHER IN LAW:eek: for what I thought would be about a week untill i get my deposite back from this house to use on another BUT apparantley estate agents wont touch me as im unemployed unless…
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How much is the average for selling and buying fees to solicitors?
Just wondering what people have paid in total for everything start to finish. I'm selling a 20 year old leasehold property and buying a 12 year old freehold place and just wondered what ball park figure I'd be looking at as it will be handy for quotes. Thanks
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Landlord Bankrupt and my deposit is not secured
Hi, I have some one turned at my flat claiming my landlord is bankrupt and was arrested. They changed the locks for the property and gave me a new set of keys and told that I need to pay the rent to the receiver going forward. 1) I have paid 1 1/2 month deposit to my Landlord and he has not deposited in any scheme 2) I am…
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How much to charge a lodger???
Hi, i'm not sue if this is in the right place but here goes... A few months ago my brother was in the process of moving, and got offered a new job. He was going to be working away for about 3 weeks at time and then home for a few days. As it seemed madness to rent a house and work away i said he could use my spare room as…
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Damp help!
I have recently bought a semi-detatched house and I want to check for damp without paying for a specialist. I have just bought an electric damp meter and its great but could anyone please tell me how to use it? Do you stick it in all over the wall or just within one meter from the ground? Thanks in advance!!
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How to get a court possession order?
Hi All, I have an excluded tenant who has still not left after the notice period (I gave her 6 weeks and it has been 8). I have read that I can simply change the locks, however I would rather get a court possession order - how do I submit the paperwork for that? Is there a form I fill out with all the relevant details?…
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Interest deduction on BTL
Hi If you own a BTL property without a mortgage, is it possible to deduct a 'notional' interest expense on your tax return (based on arms length mortgage terms). The argument being that one could put a mortgage against a property to 'create' the interest expense - but is it really necessary? I am sure I have seen this…
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I like a house, but it has cracks and uneven floors
Hi I have just been to see a house and it's a good size in a really nice location. The thing is it has some cracks, some fairly significant ones on internal walls (the outside is mainly rendered) and a concrete floor is uneven in the through lounge....it falls away towards the back and ones side. It is a semi and where the…
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Mould damage to personal possessions in rented accomodation
I've just discovered that my 'walk in' wardrobe in my rented flat which I moved into in April is fully damp and has ruined almost £2000 worth of shoes and bags. I've contacted my insurer and none of this is covered under my personal possessions insurance. I now have 2 lots of damp in the master bedroom now (I discovered…
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Price on Home buyer's report and asking price
I recently viewed a property advertised as offers above 130K. The estate agent says that the Home buyer's report has valued the property up to 152K. Why will someone put the property on the market for such a low price? Is there a logic behind it that am missing? :confused: PS: He rejected the offer of 141K yesterday!
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is my home now unsellable
my neighbour next door had been renting his house out to private tenants ,but now he is renting it out through the council to homeless people ,now some of the tenants have been lovely but now there seems to be a quick turnover of tenants as in new tenants every 12 weeks or so . if i was selling would i have to tell the new…
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Help, problems with previous owners.
I am really hoping someone can help me with problems relating to the previous owners of our house. We bought the house in May from a couple who had just got divorced, the sale of the house was ordered by the court. When we moved in we only had a forwarding address for the wife so we re-directed all her mail as it arrived.…
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Boiler/Heating System Insurance for Landlords
Hello, I posted the following thread a couple of months ago, asking whether I could rent out my house on a residential mortgage. http://forums.moneysavingexpert.com/showthread.html?t=1813733&highlight= Anyway, I got consent to let from NR and I have a tenent moving in on Saturday!! I am going through an agent who are…
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Rent to buy contracts
Hi, Just wondered if anyone has any experience of agreeing a rent-to-buy contract with the landlord privately. In short, we've been offered rental of a cottage (at lower rent than what we are paying now), and the landlord is also agreeable to a long-term rent to buy arrangement. Just wanted a bit of advice about what the…
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Can i force ex to sell
I live in a jointly owned home with my daughter(15) and my ex left last december with my son. I want to sell the jointly owned home to clear the mortgage but my ex wants to move back in and refuses to sell. she is renting and has set a new home up and has contributed nothing ever to the mortgage. i am able to move in with…
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Annoying Neighbour! Help Needed!
Hi guys, This is probably not an unusual post of sorts but I have been in my new flat for a week now and although I love it, my upstairs neighbour is making it miserable! I am not an easily-peeved tenant because I quite like hearing people walking about or going up and down the stairs- as I live on my own, its quite…
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Gazundering on a repo
Opinions please.
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law and access
I know it's the law and I know that I've read it somewhere, but I can't find anywhere off the top of my head (though it could be cause i'm not well) that states you must be able to access your bathroom and kitchen in your home. Can anyone give me a link please? I'm really struggling TBH.
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Valuations: Help needed
Morning all Not a good morning for me so far - and need advice. Buying a flat. Two-bedrooms, old Victorian house converted into four flats. I ask the Estate Agents several times, is it classed as a new build. They tell me 'no.' I go to Clynesdale Bank for a 90% mortgage. They accept me. They do the valuation and come back…