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FTB Timeline diary
First time buyers detailed diary. Hopefully this will give you a good insight into the work needed! Before 1st August i had already spent 2 months researching types of mortgage, insurances and the process in general. I believe it has all helped me to save money and have a negotiating edge during the process. Its also…
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Buy to let
Hi Our home is worth about £180000 and we are looking at buying a house to rent out at about £110000, we have an existing mortgage of £10,000 left to pay. The house we want to buy is for our daughter and partner to live in and rent from us for a few years and then we would sell it to them. They cannot get a mortgage at the…
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Buying advice in Scotland/Tayside
I need an impartial opinion. I am currently looking for a bigger home.I have a 2 bed flat mortgage outstanding is between 50-51k but with an ERP of 3k until June 2010. Flat is worth ???? Last sale in this street was me buying this in March 2003 and before that November 2002 nothing before or since. I did have a valuation…
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my lodgers belongings (not sure if right forum)
hi i had a lodger move out on the 4th of sepember i'm wondering how long legally I have to keep her belongings, and whether I can sell any of them to pay for the bills she has neglected to pay (thus leaving me out of pocket)
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Tenancy help needed
hi guys/girls I really need your help regarding this-I had a tenancy from 2001-2006 in a flat with 3 others, from 2002-2003 we incurred firstly a mis payment of £200, a tenant paid £200 into the mangement/landlords account, lost the receipt and they refused to allocate it to our account, plus another tenant on the contract…
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no TDS - can I claim from abroad?
Hi I would be grateful for opinions or advice from anyone regarding a little issue I currently have. I started a tenancy in 2006 and renewed the agreement with the landlord in 2008 when my partner moved out. I moved out of the property in July 2009 and I am now travelling overseas. The landlord redecorated the house once I…
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Can you recommend a HIP provider in Surrey?
Or, more specifically, in the Croydon area? I would prefer to organise my own HIP than use the company attached to/recommended by the Estate Agent. Thanks.
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Buying more garden land
We have the chance to buy some land at the bottom of our garden from the people behind us. It's going to clear out our savings (no mortgage?) so we want to do it a cheaply as possible. As there is no property involved Any tips for saving on the legal/survey side of things?
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Can they legally just walk in?
Hi, im not sure if this is the correct thread or not. Apologies if not. Im currently renting a property (hopefully have my own house deposit together soonish) and when I was handed the keys and signed the paperwork they advised they would be out to inspect the property every 3 months. I agreed to this - no problems. 3…
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FTBs need advice on this house!
Link removed. We put an offer in of £108,000 on this house yesterday and that, and the 2 consecutive offers were refused. We left them with an offer of £115,000 and the vendor is "thinking about it." Apparently they were hoping for the asking price which just isn't going to happen. The only improvement that doesn't need…
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Quick Question Keys
We are picking up the keys to our new place in a weeks time :j However there is one concern and that's keys....When we went to the property to measure up for things they let us have the keys so we could take our time...We happened to notice that even though there is 4 locks there is only 3 keys one of the mortice lock keys…
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Using Strutural surveyor on house - will this be an issue with the insurance company
We had some building work done 2.5 yrs ago and were not confident that the builder did a good job - he employed a structural surveyor (proper company etc) to do various calculations for beams/etc but we have found out now that he was a friend of the builder and so again are not very confident in the work. We have a few…
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Worried about being gazumped
Hello all, I'm worried right now. I had an offer accepted on a property on Tuesday 8th. The offer was for below the asking price of £185k. I showed a friend the property on Rightmove tonight (Thursday 10th) and noticed an additional line has just been added to the description saying: 08 September 2009 * Price changed: from…
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Help with survey results!
I am first time buyer with my fiance and have had offer accepted on house. Had full building survey done which is not yet available but phoned surveyor who (apart from minor old house issues) brought up issue of some damp in beam above bay window which vendor asked for recommendation of damp proof expert, I have not yet…
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How to end a rental agreement with a LA
My ex-neighbours moved out of their 2-bedroomed flat and into a house which they bought elsewhere. They signed a rental agreement with our local authority for one year. The LA have installed a family, presumably from the waiting-list (debatable) and the agreement-period has now elapsed. They have spoken to the LA and have…
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Bathroom issue
Hi everyone DH and I have been viewing a lovely two bed cottage that we have both fallen in love with, ticks all the right boxes....apart from the bathroom. The only bathroom in the cottage is via the master bedroom.. The current owners moved this upstairs from downstairs, no moving the waste pipe or any hassle like that,…
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Property With Basement Flat & Tenant
Quick one folks. I've seen a property that's just come up for sale locally that seems perfect for me. It's a little outside my financial clout but oddly for my area it has a tenanted basement flat. Now my assumption (from the info on Rightmove) is that it forms part of the sale and is therefore on the same title as the…
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"Laundry Room" vs "Utility Room"
We've just had a small extra room built onto the side of our kitchen which will house our washer, dryer, fridge/freezer, and some shelves for storage. Just an idle hypothetical question as we're not actually planning to sell, but if we were... would you describe this as a "laundry room" or a "utility room"? Do you think…
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Tenancy Deposit
Hi there i was hoping someone could give me some advice on a current dillema. I am a student and i have just had information of the deposit returned. The problem i have is that one housemate has not paid any rent since december. We recieved one warning email stating that the rent for December had not been paid and this was…
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Help! Abbey National Whats Going On
Hi What on earth is going on with Abbey National Valuation Surveys? Our estate agents have been told about three times now that the valuation survey will be booked but it dont. The buyers solicitors have even been told that it was going to get booked in the day before yesterday or yesterday but again,no it didnt get…
