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Locks on room doors (university student share)
Hi folks I'd appreciate some advice on this - three students are due to move in to a house for their next year at university yet the letting agent is not agreeing to fit locks to the individual doors for the security of them and their possessions. When I was at university, every single house we looked at had individual…
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Leasehold Buildings Insurance
I own my own flat but have to pay Buildings Insurance to the leasehold management company. The fee I was asked to pay for buildings insurance alone was £200. The flat is only worth around £80,000 in the current market and I have obtained quotes for combined buildings and contents insurance for less than £100. I contacted…
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Buying property with a relative
Hi everybody, I have a question about buying property with another person. I have some money I’d like to invest but am not in a position to get a mortgage at the moment (I'm on a one-year work contract). My sister was buying her home with her partner and he has now left her and left her to pay the mortgage (charming!).…
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Estate agents deposit 14 day clause.
Hello, I have just moved house, my tennancy agreement specifically states that they have 14 days after the end of the tennancy to notify me of any deductions and 28 days to return the deposit. 30 Days after the tennancy has ended I have recieved a letter to say that they will be deducting £80 from my deposit. Now this…
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Renting house out + tax
We are thinking of renting our family home out and moving to a new location and renting a house there - for 12 months until we decide where we want to move to ultimately. Our current house is in joint names (husband + wife); i pay higher rate tax, wife is non earner. No mortgage; rental value ca £30k pa. Would it make…
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Landlord wants our help to convince mortgage lenders he lives here
Our landlord contacted us today and asked to have one of the utility bills in his name. He told us directly that this was because his mortgage lenders will charge him more interest and that if his name was on one of the utility bills, this would help him convince his lenders that he hasn't let the property. My flatmate and…
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Thinking of moving to the Stoke/Stone/Newcastle U.L area but don't know that area
possibly moving there from Hampshire. Properties seem much cheaper there but I have no idea if it's a nice area or which areas to avoid? Any other MSE'rs from round there could help please?
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section 21 of the housing act
Hi All I currently rent my property from a private landlord on a AST. My tenency started on 25 April 2009 and on the 4th Sept recieved a letter from the landlady dated 28th August that she was not renewing the tenency and that on 24th oct would be at the property at 10.30am in which to take back the property. I went into…
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Have you ever offered a crazy price on house & been accepted?
A house near us has been on the market for some time. I've been in it several times & I don't think the Estate Agent is doing a very good job of advertising it because it's really nice. It is now being advertised with "open to offers" and there is no upward chain. I am tempted to go and put in a crazy price ... has anybody…
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deposit refund?
Hi My son was due to move in to his uni house (private landlord) next week (13 September 2009). The student Let Agreement states that "You will be comiited to the tenancy once you take occupation of the property" My argument is that since he hasn't moved in to the property the contract hasn't commenced. I wrote and my son…
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Concluding missives in Scotland - how long?
My son's offer was accepted verbally just over 3 weeks ago. Since then nothing seems to have happened as his solicitor is still waiting on the written conditional acceptance pack coming back from his written offer. I know things can take time sometimes but this seems a bit ridiculous although apparently there are two…
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So, I'm thinking this is a scam...
Hi, I am currently looking for a flat, and thought I'd found a good one. However, it now seems to have 'scam' written all over it. I think they're trying to get my bank details :-( Basically, he asked for proof that I currently have enough funds to pay the deposit/rent. Here are chunks of the correspondence. 'Hello , If…
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Advice Re. Private Let Please
I'll try to include all the information, but as I'm a little confused by it all, I hope not to pass too much confusion onto you. Last year, my son and his friends rented a flat in a nearby village from a local labdlord/letting agent. My lad has paid his share of the rent throughout, with the exception of the 6 weeks he was…
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Private renting for OAP's
Does anyone know whether Council's pay the rent of OAP's if they are privately renting? My mum currently gets her rent paid (she's 61) as she's living in a housing association property. She wants to move back to her home town and although she's on the council list there, it's proving difficult for her to get somewhere.…
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FTB- understanding valuation and contract
Hi all i am a FTB and this is my first post although i have been using MSE for a while. my offer was accepted on a 2 bed terrace and i have had my valuation come back with good news :D same valuation as my offer. Having said this, under this it does state a few things 'matters affecting value' and one particular point i…
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Should we accept the offer or wait?
Afternoon all Looking for a bit of advice. We are first time sellers in the process of selling a flat. The estate agent details were only done and put up on the web etc yesterday. However, before that, the EA showed a couple of people round. One of them loved the flat and made an asking price offer :) . They are however in…
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Question to people wanting to BTL for relatives
Do you plan on giving them a higher quality home than you would do an unconnected tenant? (What does the tax man think of that?)
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Letting through Council
Hi All, I have a flat let to a private tenant via agent. And I've been hearing some saying that it is better to let it through a council or housing association as they can provide longer term contracts. Is that true? Could anyone tell me pros and cons of letting through concil? Thank you. K&N
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Home information packs.
Hi all, Do I have to get a home information pack before I sell my house, or can I wait till I get an offer...i guess that would defeat the object? Also, I've seen them advertised for between £150 and £270. Are they all the same or do they come in different versions? Thanks.
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Ending Housing Association Tenancy
I've given my HA 4 weeks notice of my intention to end my tenancy. In the mail today I received a bumper sized pack with a list of things I have to do or else they 'have the right to charge' if the property is not 'acceptable' to them! This includes:- Removal of all floor coverings - when I moved into this house some 10…
