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Leaving Flat : Shall I Ask For Paid In Advance Rent Back?
I am moving out of the flat I rented next month. Unfortunately, there are a few days left in the rolling month contract which means that I will be losing out. Should I or can I ask for the money back (£80) for the days where I won't be living in the flat? Also are there any tips that I need to remember because I've been…
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The real price of a mortgage: 6.49%
Forget interest rates at 0.5%. First time buyers are paying the highest rates in years - which is why talk of a housing market recovery is bunk What's the most popular mortgage in the market at the moment? Perhaps you've read about HSBC's 1.99% deal? Or you know of people on tracker loans who are paying virtually nothing…
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Advice needed for son
My son and daughter in law are coming to the end of their fixed rate mortgage (december) and they are concerned now about trying to approach other lenders as my son is a self employed builder and since things have gone down hill in the building trade he has very little coming in. She works part time and they get taxcredits…
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Data protection breach?
Hi I wonder if someone here could help? me and my (new) partner have recently applied to rent a house together. I got a call from the letting agents this afternoon saying my references have come back fine but my partner has two unsatisfied CCJ's of x amount and it could cause a problem. I didn't know about the CCJs and its…
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Vendor lied about subsidence
I bought a Victorian property a year or so ago. It was in a poor state but aside of some 'movement' there was no evidence of wholesale subsidence and we bought the property with a view to refurbishing it and moving in. The Vendor informed our solicitor that he had not made any subsidence claims on the property (standard…
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Scotland V England
What would you say is the main difference in house buying with the above two countries. I read here people saying that they put the offer in to the seller. I had to put my offer in via a solicitor. Then something else I see popping up is the Tenure. Freehold and leasehold etc. I think 99% of the properties I looked at up…
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White lie on home buyer report???
I'm not sure if this is the correct forum, but bear with me. Purchased a house with my partner about one and a half years ago. Had the home buyers bumf, and a homebuyers report (Medium Survey). Recently our boiler stopped lighting the main burner. I feared the worse, got a mate to look at it, who cleaned it. Once finished…
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Gazumped after paying out for survey.....do we have any rights?
Wonder if anyone can help? We were recently gazumped on a holiday home after paying over £200 for a survey and a verbal 'sale agreed' with the vendor. We told the EA that we would only pay out for a survey if they took the house off the market which they promptly did but at the last minute the vendor told us that he'd had…
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move downstairs bathroom upstairs. shortage of windows!
We are in the process of buying a 3 bed house with a downstairs bathroom. We plan to move it upstairs by making 2 of the bedrooms on the back of the house, slightly smaller. There is currently 2 windows on the back of the house - 1 in each back bedroom and we want to squeeze in a bathroom too. I'm a FTB so I'm unclear...…
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Landlord opened bank statement
Hi all, I'd appreciate thoughts on my dilemma. I have a fairly amicable relationship with my landlord and have rented a flat from them for six years. He lives in the flat below me and all our post (together with the three neighbouring flats' post) goes through one letterbox. Once in the past he accidentially opened a phone…
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Stamp Duty on part-exchange
On a part-exchange with a builders do both the builder and the seller have to pay stamp duty on both houses. e.g sellers house bought by builders at > £175k does the builder pay stamp duty on that house. Seller then buys new-build from builder, also at above stamp duty threshold so seller then pays stamp duty on new build…
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House next door needs underpinning
hi all hope you can advise or help us. we are with a housing association, we live in a terraced house and next doors home is needing underpinning, will this affect our home . both ours and next door have cracks from ground floor up into the attic, we both have a downstairs extension conected to our homes. will we have to…
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FTB Needs advice on mortgage and defaults
I currently have a dispute open with Orange regarding cancellation of some mobile contracts. The sum is £800 and is unpaid. Its not that i cannot pay the £800, i just refuse to do so. I have written to them explaining why i do not owe them any money and that it was a mistake on their part due to which these contracts were…
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Should I just sell the house as is?
Hi guys Wondered if I could ask your opinion on my prospective house sale. I live in Aberdeen, Scotland and am currently looking to put my house on the market in approximately 4 months. I have recently completely renovated (replaster, carpeting, doors, paint, interior decor and furniture) the kitchen, living room and hall…
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advice needed re getting back bond
Hi Guys I have asked about this befor but put it on the wrong forum ... anyway long story but I will try and shorten it ...My dilema is I lent my son and his friend the bond money on rented accomadation .. through a letting agent . My sons friend was going to pay me back when he got his next wage any way this never…
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Advice Please! Where do I stand with Rent Rebate?
If anyone could help me out with some advice regarding this can you please let me know.... I'm privately renting a flat via a letting agents. About 6 months ago we noticed that dampness / a leak (we live on the top floor) was damaging our kitchen ceiling. During an inspection we mentioned it to the letting agent and he…
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Building Survey - Typical cost on 3 bed semi?
Hi, I was wondering if anyone knows how much it costs for a building survey (extremely detailed report) on a 3 bed semi detatched house? Reason why I'm thinking of getting it done is because it's near a railway line and I'm afraid of the movements that may have been caused. Cheers
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Council Tax Question
If I take occupation of a property about 2 weeks prior to the termination of my tenancy on another property am I liable for two sets of council tax for those two weeks?
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Renting Property From Parents - Minimising Tax & Other Costs
Hi there. I'm moving back towards home to start a new job, and my parents have agreed to let me live in a flat they own. Currently they have a tenant in there paying rent, of which ~10% goes to the letting agent, and then 40% of the remainder goes in Income Tax. Their arrangements are not tax efficient at all, but that's…
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Hip pack for selling
Hit Would be grateful if anyone knows whether I have to have a hips pack to sell a house privately. Planning to sell the house not using an Estate Agent and trying to avoid extra costs. Thank you S
