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Land Lord propblems..
Hi folks I got accosted by my LL yesterday asking if he can come and look at something on the flat roof part of our rented house today and as it's Sunday I said I'd rather he didn't as I was going out for the day. He then said it didn't matter if I was in as he would get over our back fence using a step ladder or break off…
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Anybody used Hipsvault for their HIP?
I want to start marketing my property (property next door has just been listed with local EA/Rightmove, so I'm going to utilise a bit of free advertising - how MSE is that!) and I need to order HIP next week to comply with regulations. Has anyone used http://www.hipsvault.co.uk/ and if so what are they like.
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Buying house off brother in law
Hi all My brother in law has a house,valued at £85000,on the market for a quick sale at £79000,nobody has even been to view in the last 2 months.He owes £60000 on the mortgage.He is in the process of going bankrupt owing about another £30000.When he sells any proceeds will go to creditors.Is there anything to stop me…
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Selling flat in UK then emigrating to USA. Will the money be taxed?
Hi there, not sure if this is the best section to be in for this question but I hope someone might be able to help me with some advice. I'm a UK citizen and resident, but planning to emigrate to the USA next summer. I intend to sell my flat and then move to America. Will this money maybe £45-50k be liable to any tax in the…
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House insurance before exchanging
Maybe a daft question but when we are first time buyers so please bear with me.. When taking out buildings insurance before exchanging on a property where would the insurance documents be sent to as all the quotes Ive had only ask for details of the property being insured which obviously we dont own yet? Apologies if this…
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Ex-landlord problem
I hope I've posted this in the right section :o Basically me and my partner were in a rental agreement that ended 19 April this year. We moved out of the flat on 27 March to move in to our new house but onviously we paid the rent right up until the 19 April as we were contracted to do so. The day before we moved out (26…
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HELP Flamming NR Redemption Costs Not happy
OK here is the dilemma… Brought a house on residential mortgage which Northern Rock was happy, I am in forces so they let me rent it. I was posted away. (Small annual £100 fee) Seen a house, I prefer due to increased family, but I must pay for it within 2 months. I cannot sell original house as tenants are there for…
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lanlord asking me to leave to move someone else in....
hi, bit of a problem with my current landlord I think.My 6 month ast has now expired and I am now on a periodic tenancy month to month. She has someone else she wants to move in for 2yrs and has hinted she wants me to move.Today she comes around and says I can't ignore this other persons offer for 2yrs so forced me into…
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Part Ex On New Build The Numbers
Hello, How does it work, using the numbers below am I right New Build Price 180K They buy Mine 110K My outstanding mortgage is 85K. Am I right in thinking in theory only need new mortgage for 70K. Is it same theory as part ex against car. Cheers mark
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cancelling tenancy agreement
I resently signed a tenancy agreement with my futur tenant but start having doubts. I am trying to call for the last 3 days to check he can set up a standing order to pay the rent as stated in the contract, but no answers! I do have his last 3 months bank statements, his deposit cheque and the previous landlord reference…
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TO paint or not to paint
Hey Guys My developer on a new build has let me have the keys to my house early before completion so I can store some stuff in it and paint it. Is it recommended that \i take his offer and have the keys, or shall I wait until completion which will be in mid october. Also as its a new build do I have to use breathable paint…
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Shared Ownership Scheme Question?
Hi I am currently researching the possibillity of buying a 25% share of a flat in a shared ownership scheme, whereby you pay the rent on the rest. My main query is, in a worst case scenario if you lost your job, would you be able to claim housing benefit on a property that you had a 25% ownership of? If anyone has…
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getting a lodger
hi i'm thinking about getting a lodger, and i was wondering bout other peoples experiances, i know there will be some horror stories out there, i am looking for comments on how to find a good lodger and how i can be a good housemate. also how do people go about sharing kitchens and bathrooms , who goes first, do people…
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Inconsistent and Problematic Letting Agent
I have a property that I rent out via a local agent. He is flaky to say the least and has got worse of late. Rent payments often take up to three weeks to come through and he debits money without telling us. The best one was £40 for a TV aeriel adjustment - there isn't one at the property. This was last December and I am…
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Buying and Selling a house what fees are involved?
Hello, I'm hoping that I can get some advice on the fees that are involved in buying and selling a house. I have sold a house before and have bought a house, but never at the same time. Are the estate agent and legal fees etc much more expensive for both? And does everyone have to get a HIP completed before selling? I'm…
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right to buy info needed please
Hope someone can help - want to help my aged parents to buy their council house of 40yrs+.....i dont want to be on the right to buy discount, just help to pay, as who will take 73 yrs old people on a mortgage these days?!!! Whats the procedure for this, as if i have to pay the mortgage then will i have to be on the right…
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Renting in Birmingham City Centre
Hi forum users! I am currently renting a double room (fairly big) with ensuite in birmingham centre for £500 pcm. This inclues all bills. Water, elec, council tax, internet etc. Nice flat as well but also share with another flatmate. A few people have told me that I am being ripped off... What do you think? I have a salary…
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home buyers survey
We are purchasing a victorian terrace and have just recieved the home buyers report which now has me panicing a little! The surveyor has pointed out a few problems: 1. the roof has a few missing slates, the ridge tiles need repointing and front dormer window need repointing, and some lead flashing needs replacing. 2. The…
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House Ownership
I posted this on the Debt Free wannabe board and was advised to post here: Hi - not sure if this is the right place to post. I would be grateful for any advice on the following: I have a son aged 24 from my first marriage (wife now dead). Son lives with my Mum in her house which is jointly owned by Mum and myself. They…
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two weeks to 'out' and finding rented property
Hi guys Finally exchanged - out on 5 October, and moving into rented (when we find something lol). Stuff going into storage. Anyone got a couple of good lists, ie 'Checklist for moving out' and 'checklist for moving into rented (what questions to ask etc). Never thought I would get to this stage. Can't believe how many CD…
