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Do I need to give notice?
Hi guys, I'm moving into a new rented property on 26th/27th of this month and haven't yet given my current landlord notice as our contract runs out on the 30th anyway. Am I right in thinking that I don't need to give 1 months notice? Normally, I would as its polite to do so. But, the Estate Agent has called (yesterday) and…
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Is this legally binding?
Hi, I am currently living in a student house rented from a private landlord. I have not signed the tenancy agreement that hes given me yet but he keeps asking for it. I signed a receipt that he wrote on a peice of paper that basically says. deposit £300 paid balance due £1000 Sept £1000 jan £1000 may etc. and we both…
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Moving boxes
Have a need for some cardbaord boxes and have done the usual searches just wondered if anyone had any sites they have used before for cardboard moving boxes (I'm not moving but need to move some things) .
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FTB Need Help!
Me and my OH have started the scary road to buying a house! We have been to the banks for a mortgage in principle and have saved just over 10k deposit. We have looked at 5 houses this week and another 5 next week and the 1st one we saw I loved! Just wondering if I'm rushing into it :confused: Only we've been renting for 2…
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Eviction advice required please
Hi All, I am hoping you can advise me please. I have been living in my rented house for over 2 years (makes no odds I know) and am a single mother of 3 children (ages 10 and 4 both boys and a 2 year old girl). I am on a rolling tenancy and have been for the last 13 months or so. My landlord has informed me that he will be…
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Landlord didn't tell us about work to house - advice please?
Hi all, First off, this is a most informative and useful place and I've enjoyed reading many of the posts here so thanks all :) We recently became tenants for the first time for many years, having sold our house in Kent in order to move to Gloucestershire. We're renting for, initially, six months while we get our bearings…
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Thinking of selling my house
Hi I'm thinking of selling my house so I'm in the process of doing all the cost free improvements I can at the moment. De-cluttering, repairing broken stuff, finishing off some DIY which has sat needing completion over the past couple of years, tidying the garden, etc. My question would be this. I have a couple of ideas…
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Shared Equity Question
Hi all I am about to purchase a flat based on a 82 / 18% shared equity split. If you dont know what SE is it is not the same as shared ownership as I will own 100% of the property but I will have to pay the builder who leant me 18% of the value of the property back when I sell. My question is if the property falls in value…
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deposit/fees/insurance for renting
Can someone answer some questions for me. Exchanged and moving out in two weeks time - looking for a rental property at the moment (ha ha, nowhere to live so far). Prior to completion we have very little money, but will be OK once house has gone through. 1. When do you pay the first lot of rent (ie, is it one month plus a…
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Need some help on exchange of contracts and deposit please!
Hi all, I recently reserved a new build off plan for 150000 and have secured the mortgage and have a deposit of 20%. I have recieved the contracts from the solicitors and the amount I have to pay on exchange of contracts is 33k. This is the full deposit plus mortgage arrangement fee that I wanted to pay upfront and the…
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Selling/buying on Income Support
I am receiving income support and housing benefit for my mortgage. I am seperated and my husband wants me to sell the family home so that he can have his share. There is a 2nd mortgage on the property which my husband pays, though constantly ttreatens not to. I want to know: 1. can I sell this house, give my husband his…
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Is it a good idea to go with a solicitor recommend by the estate agent?
Hi, Just had an offer accepted on a house. I don't have a solicitor, and so the estate agent recommended one for me. Is it a good idea to go along with the recommended solicitor (as he's dealt with the estate agent previously, and hopefully get things moving quickly)? I'm afraid he may act in the best interest of the…
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Are You Entitled To A Grant
After my parents having their loft insulation done for nothing, i started looking if they could get anything else, and i came across this. Its known as "THE DECENT HOMES STANDARD" and quote "The Decent Homes Standard is a Central Government directive. It states that all housing should, by 2010, be wind and weather tight,…
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Wanting to buy inherited home from parents, confused with mortgage and CGT??
Hello, My father in law inherited a property a few years a go and we are looking to buy this from him at lower price than market value. So I have a few questions!! 1.Would he still have to pay CGT and how is this calculated? 2.Or could he give us the property as a gift how would CGT work on this? 3.Also, if we wanted to…
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What do you think properties will be worth 10 years from now?
I was talking to a banker friend of mine last night and he sais that in 10 years from now property will have risen AT LEAST 100% - possibly much more. Now I know 10 years is actually not all that long (blimey, don't time fly?:eek:) and 10 years ago seemed like yesterday to me!! But I looked back at property prices 10 years…
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Role of Solicitor advice please.
We have instructed our solicitor on our sale and purchase. Its early days but Im getting the feeling he is just doing the minimum, not really advising or drawing our attention to things. Im wondering if my expectations are too high, or if the solicitor is simply not working on my behalf as much as he should be. I'll give…
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Anyone know the in's and out's of SO?
Following on from my loft thread i have had a reply which has been the part mainly at the back of our minds as to whether we will be able to get it done or not. Basically we would like to do a loft conversion and we have a lot of questions we would like answered, not sure who to go to, the HA, IFA (as ours deals in just…
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Could I negotiate the price of a new build if I part exchange?
Hope someone can help! We looked at a new build house yesterday. Because it was the last remaining plot there was no-one on site to talk to. The developer (Barratt) are offering a part exchange on the property (selling price £250k) which is more than I'd like to pay. Are they likely to negotiate on price at all? Has anyone…
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DIY Conveyancing?
My partner and I have recently split up. We both own the house jointly but he is going to dispone his half to me (no money changing hands). We also have a mortgage and need to vary the standard security to only my name. How easy would diy conveyancing be to do this? I live in Scotland btw.
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Buying a new build property - help on negotiating price
I am looking to purchase a new build property on an estate which has been built for about 2 years. This particular property has been for sale for I believe around 12-15 months. The property is advertised at £229950 and the sales person from the builders (Lovell's) has already said there is room for negotiation and without…
