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FTB Considering what price to go in at ?
Hi Guys, Myself and my girlfriend are really interested in a property we have seen, but at present it is slightly out of our initial budget, but we feel it would be a long term home, so are considering paying the extra 20K At present the house is on the market at 158000 I have looked at a number of the site recommended and…
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buying new build
would love to hear about any experiences of purchasing a new build = things such as part exchanging, time scales, actually living in the house. Currently in the process of doing this and would love to hear about other peoples experiences. thanks
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How did you start out?
My other half and i are looking at moving in together, maybe via council house or renting, i have said everyone starts out with hardly anything money wise and everything else, and they work their way up. I was just wondering to all of you with your own place... how did you start out and did you do it with loads of savings…
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buying and selling fees - a rough guide..?
I am trying to work out how much I need to save to move house and need a rough figure to include all buying and selling estage agent and solicitor fees. Selling a house for approx £140k Buying for approx £170k Any ideas - a rough estimate will do ? Thanks everybody
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Advice please for renting in Glasgow!
Hi there, I'm imminently going to be looking for city centre accommodation in Glasgow and with a shot credit rating with a DMP on it, I'm wondering how I'll fare with letting agencies? By the time I'm looking I'll probably have a first arrears on my mortgage too. Does anyone have any experience of letting agencies in…
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Surveyors Undervalueing
Don't know what happens now. We are selling our house and buying another and it was all going a bit too smooth to be true. I got a phonecall today to tell me that the survey on our house has come in almost £20k below the agreed sale price. The lady who is buying from us is contesting this vauation with her lender but what…
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Pulling out of a house purchase
I posted a question earlier about problems I'm having in purchasing a house. As things have developed we have decided to pull out of buying it, while we still can. We have so far paid £275 in search costs to the solicitor, as well as paying £295 for a mortgage survey, which adds to a £570 loss. The reason we are pulling…
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what price for a fantastic view?
I've seen a house I like (see my earlier thread with more details on it here: http://forums.moneysavingexpert.com/showthread.html?p=22473001&highlight=#post22473001 ). We put in a low offer (based partly on other local sold prices) and this has been rejected on the grounds that 'the view alone makes it worth 30K more than…
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Fed up
Well we need to leave our house in 3 weeks time. We were purchasing a house to move into but the current incumbants have only just had a survey done on the place they want to move into (2 months in!). I have my doubts that they will be able to move in 3 weeks time and am getting a bit worried. I am going to leave it until…
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Buying the freehold of a leased house
My parents bought a cottage on a 99 year lease about 23 years ago so it still has quite a long way to go until it expires. I was just interested to know how you go about purchasing the freehold and whether it would be worth doing it now or would it be cheaper if we waited until the lease was nearly up. My Brother and I…
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Bought a house next door to squatter
Hello, about 3 months ago my partner and i purchased our first house and noticed upon moving in,that the neighbour made a lot of noise. This weekend we were told by the house owner that the guy living there was doing so illegally, basically squatting. It looks like he has now gone, but that's besides the point. We were not…
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FTB - Should you stretch to buy the best available?
Hi there, Myself and my partner are currently looking around at homes as first time buyers. Have been looking at properties in and around the 200k mark which are nice, and seem to have no major downsides. However, I've seen a new house in a fantastic location, 4 beds, 2000 sq ft, garage. It's up for £270k and there isnt…
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Damp on the inner walls - what could have caused this?
We are close to putting in an offer on a property - 10k below the asking price but my main concern is the damp on the inner walls (such as adjoining wall with next door). Could this be a roof leak or something else? How would we go about checking before placing an offer? There are no missing/cracked tiles on the roof. But…
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Buying a home without proper building regulations
Hi Everyone This always seems to be the place I turn to for advice and I always get brilliant responses, so thanks everyone who takes the time to reply to me. I have had an offer accepted on a house and am waiting to sign contracts, however from doing some research I have found a few building regulation problems with the…
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Estate agency fees
I am currently selling a property and I think my Estate Agent is trying to get me for some extra commission that I don't owe. I need someone who knows something about property and contract law. The issue is really that I had my property for sale with a single agent but then discussed going to dual listing with a second…
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Recommended damp/roofing/plastering contractors in Bromley?
Hi all, My OH and I are in the process of buying a house in Bromley, SE London. We've just received the Homebuyer Survey and it highlights potential damp around skirting boards and on chimney breasts. Apparently the damp proof course may be deteriorating and flashing around the base of the chimney stack may have come away.…
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VAT on agency fees for management?
I have been going through the forums and doing general internet searches and I can't find the answer to something. Can anyone tell me if VAT be added to the fees we pay an agency for managing our property we are renting? Appreciate if anyone knows the answer. Regards Chris
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Questions about renting out annexe
We're buying a house with a separarate annexe/studio appartment (separate entrance) and would like to explore the possibility of renting this out. It isn't necessary in order for us to afford the purchase, but would certainly be a bonus as it would allow us to make some improvements to the house. We may have someone who is…
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Landlord having problems with letting agency - your views please!
Hi, I am currently a landlord with a few properties. I pay a letting agency to look after them but am getting a bit fed up with the poor service provided. I have spoken to other people in the locality who are also having similar issues with letting agencies. Problems include deductions for work that hasn't been carried…
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Tadworth / ewell/ epsom
Hi guys, does anyone have any knowledge of the Ewell, Epsom and Tadworth areas...? I am reloacting to Surrey for work but have to stay within M25 (Zone 6) and these are within my price range - any advice on the areas would be most helpful. many thanks, QP.
