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Should I buy my dream home ?
Could anyone help persuade me to buy my dream home - My wife really wants it !!! Its gonna cost me £1000 more or less per month on the mortgage (including insurances) Our net income is currently £3110pcm we currently have a small mortgage of £69000 owing which is very comfortable, should I considering interest rates are…
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Can he do this????
Hello Me and my boyfriend of seven years have recentley split but have a morgage together. I have recently moved back home as could't afford the house on my own and him and a mate have moved in. Now he has changed the locks on the house where do i stand??
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Just received letter from solicitor - Advice please
Hi, Just received a letter from ex-partners solicitor, I am unsure as to whether or not it even warrants a response. Quick back story - Split about 6 months ago, rented apartment out, no problems, tenant paid on time etc. Lease ends, no new lease is forthcoming, somehow my ex-partner has now convinced the tenant to pay her…
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Moving day today!
Hi guys long time no posting but its moving day for me and i cant wait. I am a 23 year old FTB, been saving for 6 years for a deposit since starting work. I was a bit worried about buying now in this current climate but glad i made the decision to buy now after seeing the house all finished yesterday. Im buying the house…
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What do you think about Cornish-Style houses?...
Any thoughts about cornish style houses?.... I don't mind them, but OH thinks they look ugly!..and less desirable than a "normal" style house? Does anyone know if cornish style houses are standard construction builds??...and whether they are traditionally known to be ex-local authority houses? Many thanks!
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Im so excited... and scared!!!
Hi all We finally agreed a price on our new house!! :j:T The accepted offer came in £4k above the valuation, ( in my opinion it was way of the mark - but the mortgage company thought otherwise and wouldnt budge). We just couldnt afford the difference. Luckily everyone in the chain was willing and able to reduce to…
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Landregistry & Divorce
Please help! My parents are legally divorced, but they are still joint owners of a property (no mortgage). I understand that in death the other will become sole owner regardless of what is written in will. Is there anything the other owner can do to force the other to sign over their share of house? THANKS!!
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Urgent Advice Needed on Rental notice period
Me and my partner have been living in a property for 9 months on a 6 month contract then a periodic tennancy - month by month.. we just decided we wanted somehting else, paid a holding fee and references then handed in the notice yesterday 29/04/09/ we gave until 02/06/09 and we thought that was one month before the rent…
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Can you help with Land register information please?
Hi.. I've just had an offer on a property accepted today so decided to pay the £3 from the land registry website and just check out what/who's on it etc..(wanted to check it was freehold mainly). Reading through it I'm a bit confused about section C: the Charges Register.. Can someone explain it to me please.. C: Charges…
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Really want to buy a home in the next 5 years, advice please
Hi, Just wanted everyones opinions (preferly people with their own homes) on how I'm doing with my situation. I have managed to save up around £22.5K over the past couple of years from my job which pays around £15K a year. I have been saving up as I want to eventually have my own place to call home and am currently still…
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A good time to move?!
I'm looking for a bit of reassurance... I'm looking to move house (new mum to 4 month old and needing somewhere bigger) I've been in my current 1st property for just over 5 years and recent valuations suggest that I could have up to 35k equity in it - whilst this has fallen by 10k in the last 12 months I'm hoping that the…
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HIP Question
Do I need to have the HIP done before I can even put the house on the market? If so, how long does it usually take? Do you have to use the EA's HIPs provider or can you find your own? If so, where? TIA
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MOST PROBABLY selling soon - redo kitchen or not?
Hello, I'm a new poster so please be kind! I want IDEALLY to sell my flat within the next 18 months to buy a home with my partner. It is s 2 bedroomed flat that I bought for £90,000 in 2005 as a FTB. It was in need of complete redecoration and had blow air central heating (which soon broke). Similar flats in my block (in…
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Mortgage question.. please help
Hi All, We are planning to buy a new property to rent it out. I have found the buy-to-let mortgage rates which are quite high starting from 5.69% fixed for 2 years. arrangement fee is 3% which comes to about £3,300. Does anyone know how can i compare which will be the cheaper mortgage from the interest rate and the product…
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Private Sale - Advice greatly appreciated
I'm a first time seller and have been made an offer from the couple that own the flat above me in a converted house where i currently live. This converted house has 3 flat, we're on the first fllor and the buyers live on the top floor. At present the 3 of us all own the freehold equally. I am very keen to sell to the…
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Buying an apartment - which floor should i go for?
I've put a reservation fee down for a ground floor about a week or so ago. I've noticed that one of the top floor apartments has fallen through now. Is it worth trying to change to this one? Will it be easier to sell whenever i want to move?
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advice re: renting part furnished plus landlord leaving his car at the property!
I posted a few weeks ago about my house sale nightmare and am pleased to report that we afre now moving next weds..we are moving into rented and are a little concerned about a couple of things with regard to our new rental property. Its a large house which is partly furnished and we are wondering what the situation is re…
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living abroad
cant find a forum on this help pse ??
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Paying off credit cards during remortgage
Hi, I was wondering if anyone had any experience of selling their home, then paying credit cards off with proceeds, then putting the left over amount as the deposit on a remortgage. I have found that the mortgage companies will give us more lending without the credit cards than if we were to remortgage with them. i.e…
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Sudden new 'management' charges on our leasehold maisonette
Hi, We've been paying £45 a year ground rent since 2005 when we moved into our 1 bed leasehold maisonette. Today, a demand arrives for £91.94 for a year for a 'management fee'. There is a card with it saying how THEY are saving us money as it should be £110+VAT. Gee thanks! Now, the card has a lot of stuff on it trying to…
