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Buy to let: double whammy for amateur landlords as flat rents fall
http://www.telegraph.co.uk/finance/personalfinance/investing/5241226/Buy-to-let-Double-whammy-for-amateur-landlords-as-flat-rents-fall.html Rents for flats have fallen for the sixth month in row in another blow for amateur landlords who bought new build flats in the hope of making a quick killing.
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fobbed off what can l do
my home is up for sale with a local estate agent been with them for 1 mth still not got a board , was told on signing that it would be advertised with rightmove .com as well which is what swayed me to go with them now find that a new manager has come in 20 days ago says having probs with rightmove, so is going to put it…
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Joint tenancies/multiple occupancies
Hi - thanks for reading. Essentially this is a question based around *how easy is it to evict someone who isn't paying their rent these days?* I'm a tenant and I also happen to be searching for co-tenants in the house I live in. This means that the people who move in - I'm not going to know them at the start of the living…
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Went to see independent mortagage advisor (FTB)
He advised buying now, or at least before December when the stamp duty holiday will end. My GF and I have saved a total of £16000, although we aimed for £30K. I started to get worried that I was leaving the house buying too late, the advisor said it was probably best to buy now, although we are about £2K short - should be…
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Feeling bullied by EA
Hi all, Im sorry this is more a moan post as im so fed up. We have been on the market since June 08 started at £164.950 ( about 5k over priced soon dropped tho) then went to 157.950, then 144k, then 139k then 134k and now 129.950. We brought it in Dec 03 for 117k and spent 10k on renovations (new windows, doors, decor and…
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Oh my god im scared
HI money savers i have finally bought a house, i have budgeted for all costs but i am very scared everything is soooooo expensive, how will i live???
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hello need some advise
we want to hopefully be given the opportunity to buy our own home.However with 2 children and renting privately we havent saved a deposit. My partner works for our council so is a Key worker. DO any of the part buy part rent or mortgage loans schemes apply to us even though we have no savings etc?????
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shower
Wondering if anyone could help. I have searched the internet and not found much. I have been renting a property for what will be the forth month now. Since I moved in the shower did not work, I have made numerous phone calls to the landlady and the estate agent. I still have not had it done. Does anybody know the law on…
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Knock Knock, Who's There, A buyer
Just a hypothetical question - i go and view a house i like, make an offer below asking price, and arrange a second viewing a few days later. In meantime he has accepted an unspecified offer from someone else, and the vendot, at the request of the potential other buyer, has requested that there be no more viewings or…
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Rightmove - Property Pictures Blank
Anybody else finding this problem at the moment - or maybe it's just the firewall here at work being a pain?
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Service charges
I live in a purpose built block of flats with approx 100 flats and the service charges are rising quite dramatically. is there a way we can get the charges vetted? I have come across theservicechargeconsultancy.com does anyone have any experience of these types of company? Do they get the results they promise. Any other…
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Re: Really Upset - Need Help - Feel Conned
Hi there, I bought a house with my partner but as I had a bad credit rating he got the mortgage in his name and I lent the deposit. Therefore I own 2 3rds. We drew up a declaration of trust and his soliciotr agreed my name to be on the land regsitry as a noted interest. Now his solicitor is saying they wish to remove it so…
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Quick question RE tenancy agreement - should it have Landlords address?
Hi. Just a quick question. We've just had a copy of the tenancy agreement for our new property and in the landlord details and address section it only has the Letting Agency's details. I was under the impression that it was a requirement, by law, that the landlord's details had to be given in addition. Could someone either…
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Rental Deposit for Roomshare Being Withheld...
Hi folks, My brother recently rented out a room on a month-to-month basis from a woman who herself rents the property (on a Short Assured Tenancy) from a Letting Agent. He paid a month's rental as a deposit, and his rentals were always paid a month in advance. He has given the woman notice that he intends to leave, but she…
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complicated tenant situation, please help!
hello guys, Im writing on behalf of my mother, who has let her property out without a contract. This is not best practive obviously and predictably she is now in a bit of a situation with the so called tenant. In short this woman has been living in the property for 3 months, she paid no deposit and only one months rent,…
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Selling a house - to decorate or not?
Hi all - I am about to market my dad's property that I posted about on here recently. Probate has been applied for and should be straightforward. The solicitor (acting for me as a seller) and the EA have both said we are ready to start marketing once the HIP is finished, as probate SHOULD be through before anyone is…
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Urgent question about renting from Gumtree
Hi, hope you can help me. I have seen a property which I like and want to view and I expect we shall take it. However, the property is in London and the Landlady lives in Glasgow and she has requested we pay the deposit and one months rent in advance before we even view the flat, to make sure we are serious and have the…
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Shared ownership hose..anyone done any big changes to their house?
Ok before i begin i have mentioned this before and don't want any 'it's not your house' 'it's not worth it' 'think of the money you will lose' blah blah..i will give my reasons after! Right..we have a 2 bed semi detatched house which we LOVE, well i do anyway dh i'm sure loves it but not to the same extent as me(in that he…
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Cost of rental vs interest on a mortgage - how to compare?
Hi all, This might seem like a silly question but... People on this board often say to compare the cost of renting (a.k.a. 'dead money') to the amount of interest you would pay on a mortgage (dead money?). Does this mean I should compare average annual interest over the life of the mortgage? e.g. 100k @ 5% over 25 years =…
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buying house without going through estate agents
we are looking to purchase the house we currently rent. there is no real need for us to go through agents as see it as just wasting money what are we likely to save and how is the best way to go about it also what is an average figure to offer as % below the asking price