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Consent to Let, end of mortgage term, Buy to let?
I have a fixed rate, interest only mortgage with RBS which ends in Nov 09. Due to an office move, I would like to rent out my flat from Sept rather than sell for a few years. I have contacted RBS and they are sending me a 'Consent to Let' form which only incurs a £100 admin fee. However, when I asked what would happen when…
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Housing Dilemma
Hello everbody, Been reading these pages for quite some time, although this is my first attempt at a post. My dilemma is as follows: I recently split from my girlfriend and now have to find alternative accommodation - we rented together. I'm self employed, work within the automotive and aero industries, and unfortunately,…
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What to offer
Have a seen an empty property we really like. It is up for £140,000. What offer should i really go in a first? Thanks
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How long before people have reduced prices?
Hi, Just a quick opinion pole really... We have our house up for sale and has been for 4 weeks. Had 3 viewings, 1 loved ours but went for a 3 bedroom (ours is 2), 2nd couple have gone for another house in different location but loved house, 3rd were waiting on feedback! (although EA struggling to get hold of them so not…
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photos
if an EA was marketing my property but I decide to go it alone, can i copy the photos they have of my property, and post them on Gumtree? or am i breaching copyright?
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switch to BTL or not?
Hi Guys, Am new on here but have already had a snoop around and it seems you are a very passionate and helpful bunch. So I thought I would ask your advice. I have a flat which i've rented out for some time to good tennants. Equity is approx 20% currently and I don't make any profit on the rental income over my residential…
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Recorded delivery letter to 'the occupier'
Now this strange little letter is waiting for me at the post office. It is addressed to 'the occupier' and must be signed for. The guessing game is, what is it? I am quite frankly afraid to pick it up. We found out our landlord is in receivership last month, so stopped paying our rent. They have no idea where our deposit…
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WWYD? In this climate, would you risk moving? Be honest.
Okay, imagine you are me... I need brutally honest expert and not so expert opinions please. :) My husband and i would like to move to a bigger house. We are living in a 3 bed semi in Yorkshire and would like to move to a new build 4 bed detached. We don't NEED to move, but after assessing what money we need to spend on…
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No building regs on house we are selling
Id appreciate some advice from anyone in the know. After waiting 10 months to find a buyer for the house we originally bought ourselves, we have discovered to our horror just 2 weeks from completion that the 2 storey extension on our house(built in 2001, not by us) a building control officer to come out and sign it off and…
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Ex Girlfriend flat problem! Advice needed!!
I am desperately in need of some advice! I currently own a one bedroom flat with my ex girlfriend, who still lives in the property whilst I am paying half of the mortgage. This has been going on for almost a year now. It has not been a viable option to sell the flat as it is more than likely in negative equity (around…
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Changing address
Apologies if this has been asked elsewhere but I can't find the answer. We are due to complete next Friday :beer: but can't get into our new house for a few weeks. So I was wondering when do we let everyone (i.e banks, doctors, schools etc) know that we've moved? We've put a mail redirect on to where we will be staying but…
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help needed
myself and my brother have been left my parents house. my brother is executor. it has been almost a year and my brother has made no attempt to sell the house how can i push him. i am not argumentative but i need help to guide me as to what my next step should be :confused:
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Would you say anything about lodgers excessive use of washing machine?
Hi, I had a lodger move in just under one month ago. She uses the washing machine EIGHT times per week! Yes that's right, she does bed sheets every other day, colored lingerie, white lingerie, towels etc. Whilst living with a clean freak certainly has it's advanages, I get a bit frustrated as she only ever 1/4 loads the…
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Mortgage - do I include it?
Wonder if anyone an answer this for me Im soon to be starting a new, better payed job - but part of those new earnings are a 'high cost area suppliment' - or London Waiting(?) I think ive heard it called My question is, when applying for a mortgage do I inlude this amount, or is it the basic salary which applies? In fact…
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Renting for the 1st time
Hi, new to the forum and wanted some advise Ok so me and my boyfriend been together for 16 months and have finally decided we wanna move in together so we have found a flat and just have to ring the estate agents Im a total worrier. The flat has to be in my name as my fella is a student (not worried about that) but im…
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Renting my house - do I need to change mortgage?
My wife and I are trying to sell our house to relocate but currently to no avail so it looks like we may need to consider renting the house instead to allow us to move. We currently have a great tracker mortgage with A&L which is the good news but I seem to be getting conflicting reports on whether or not we can keep this…
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Do I Need H.I.P.S
We are trying to sell our house private, so i put an ad in the local paper and an home made sign up outside with my tel number on, a builder is interested in our property because of the stuff he can do to it and the land with it, as of yet we have not got a H.I.P but were going to phone about tomorrow and get one sorted.…
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Hip's
Can anyone recommend a company to do my home info pack? Someone cheap but reliable. Found myhiphome.co.uk who can do it leasehold for £211.60 inc.VAT. My EA want £350 for an 'exchange ready pack' which i dont think i really need. Thanks.
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Areas of Interest
Hi All, just some general advice if anyone out there can help - i'm looking to buy a house, but am trying to decide which area to buy into. I'm toying with the idea of Staines, Ashford, Woking and Horley. Does anybody know anything about any of these areas? Are they nice places to buy into? Any input would be great. Many…
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Effect of Falling House Pricings in Different Areas
Hi All, I am a FTB who has just had an offer accepted on a property in Leyton, East London. Needless to say this is a very big commitment especially given the current economic climate and the difficulties in predicting quite where the housing market will bottom out. I had been looking for quite a while (1 yr), while prices…
