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Leasehold years
What term in years does the value of a leasehold start to reduce?
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Selling to a friend
Hi, My property has been on the market with an EA since the 13/3. Yesterday a friend said (seriously) that she wanted to buy the property, but wondered if we could come to a deal as I wouldn't need to pay EA and solicitors fees. I can't see how I could do without a solicitor? What / where can we save money for both of us?…
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Renting for a period less than six months
Never having rented a property before, I am in a position where I need to be renting a flat for about 4-5 months. I have seen that the standard minimm let is around 6 months. Do landlords negotiate? Thanks in advance
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Electronic PDF Or Hardback H.I.Ps
We are selling our house private and have gotto get the H.I.Ps can someone please advise me which would be better to get the electronic pdf or the hard back version. If we dont sell it private and then decide to put the house on with an E.A or through an auction we need to know it will still be ok. Thanx in advance
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Tenency deposit/bond... and defects with the peoperty.
Looking for some help from the good people at MSE with regards to some first time tenants!! Myself and 2 friends have recently rented a property after being relocated with work. This is the first time any of us have formally rented a property and have a question. We have put down a sizeable deposit/bond on the place, as is…
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Problem during selling, Who pays for the repair?
Advise Please We are in the middle of moving house and it has hit a problem. The vendor has said in the document about what is staying and going that the conservatory window is broken. My solicitor has asked him to pay for the repair but he has refused. The estate agent said that in the price agreed we didn't say that the…
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Paying 12 months rent up-front
Hi, A friend of mine is looking to rent a property and is thinking about offering 12 months rent up front. She is doing this as she has no income (unfunded PhD student) but has enough savings to pay the rent. The property that she is looking at is fully managed by and let through a lettings agency. I was wondering how the…
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How long should take?
Many thanks to those who have responded on my previous posts. My situation is this: We have sold our house, buyers have had the survey now and all is okay. We have had the survey done on the property we are buying all okay there too. Our buyers have a FTB buying their property and the one we are buying is chain free. I…
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Advice needed on seperation and property
My husband and I are seperating and I am in a real quandry about our living arrangements. We borrowed 105% to buy our house 5 years ago and remortgaged 2 years ago. I would think we are currently in negative equity or close. We couldn't cover our mortgage by letting so it makes sense for one of us to stay put. In this case…
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How far "over budget" would you view?
(in the current climate) We had our house on at a VERY reasonable asking price (Nov 08 - we priced just under what an identical house agreed their sale for in June/July 08). The offer we accepted (and have gone on to exchange contracts for) was about 8% under our original asking price. Our house sold for the equivalent of…
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Assured Shorthold Tenancy Termination
I wish to leave my rented property. The tenancy began on the 21st of the month 2 years ago. Do we have to give one month's written notice by 20th May, stating that we are moving out on 20th June??
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To Staircase, Or Not to Staircase?
I have 50% shared ownership house, with a 3 year fixed term mortgage shortly coming to an end. I will be seeing a financial advisor soon, but just wondering what opinions were on buying the other 50%. Will this go in my favour when house prices go back to normal and I sell in the future? I favour the idea of being able to…
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Flatshare Hunting
I just want to rant really! I have been hunting for a flatshare to move into for around 6/7 weeks now and I just can't find anything suitable! Well, I have found something suitable twice and the first time had to move straight back out the next day because the flatmate was nice as pie before I moved in and agreed to take…
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WWYD - Sell or stay?
We have had our beautiful cottage on the market for about 8 months. Open fire places, big garden with potential, space to extend etc. It's on for £360,000 and our mortgage is £240,000. However, we have about £60,000 debt due mainly to me buying out my ex's part of the equity about 4 years ago. We couldn't get another…
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Lodger taking the Michael...
Aaarrrggghhh... Right, apologies for the upcoming rant. I know I only have to get through the next fortnight... But I'm hacked off. Currently me and the better half are renting, we're in the process of buying and are just going through the legal motions before exchange at the moment. We've been renting our house for almost…
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Flat with leasehold and downstairs freehold
I am looking to buy a flat but there is a strange twist to the sale in that it is a leasehold with the freehold for the flat below and the flat below owns the freehold to the flat that is for sale. Is this all above board and mortgageable. Thanks Stealthben
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Nationwide - consent to let
Does anyone know if Nationwide are usually ok about giving consent to let a house, and if they charge any fees for this? Do they try and force you onto a BTL mortgage? I just want to be prepared before I phone them. I may have to move for work but don't want to sell for a number of reasons. I wouldn't be buying another…
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Viewing to offer - time
If you have sold how long was it between them coming to see your house and them putting an offer in ? or If you have made the offer how long did you leave between viewing and making an offer ? I'm selling my house and the person who came on sat afternoon seemed VERY keen so every time the phone rings i jump up thinking its…
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20-25 Year Fixed Rate Mortgages?
Hello all, Do any of you know anyone doing fixed rate mortgages for 20-25 years? I can't seem to find any for more than 5 years. I've looked on fool.co.uk and moneysupermarket with no luck. (I have a 10% deposit and good credit history so if there were any I should be fairly eligible - I hope!) Thanks, ~S
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Firing Estate Agents
Dear all, Last week we emailed our EA to give written notice of our cancellation of the sales agreement with them. We have given them an ample 6 months to sell our 1 bed flat ina sought after area and have had no joy. In that 6 months, we have had to chase them up with countless phone calls, failed to get any call backs,…
