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Moving from renting as a student to renting as a 'young professional'
I will be graduating this year in and will be staying in the town where i attend university to work (i have already received an offer of work). I am due to move out of my current property at the end of june so will require a property for july. I have been looking on search engines such as rightmove in order to search for…
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Help on buying an off build - urgent!
Hey all, Currently thinking about purchasing a new build property. It was originally on for £270-£280k last year, and now the builder will accept £195k on it. However, it's not been built yet, and the builders say it will be 7-8 months until completion. If an offer is accepted, a £1000 holding deposit has to be paid, with…
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MyChoice Homebuy or Ownhome
This is my first post so please be gentle. I have been accepted on the MyChoice Homebuy scheme, however I have also noticed there is a similar scheme called Ownhome which funds upto 40% of the purchase price and there is no interest to pay for the first 5 years. Personally looking at the two the ownhome seems the better…
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Vacant Apartments ???????????
I have a block of 10 apartments in a Cornish seaside town, seven of which are vacant and there are no enquiries. The apartments are well furnish, full sized, with lovely views and the rents are very reasonably priced. We accept DSS but no takers, why ??????????
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Mortgage Help with Average Credit Rating & Several Factors
The property I privately rent is being repossessed by the lender so they can sell it. I have my 2 months notice to quit from them. When the whole process started I looked into buying the property through a shared-equity scheme - I still have to move out and go through the normal buying process. I am aware my application to…
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UK Property buyers taken over as Letting agent
Hi I have been in a rented property for 6 months now and the letting agent was north east property lettings. In February I received a letter stating that they no longer were collecting the rent and the new company would be in touch. A month later UK Property Buyers phoned me saying they took over the property and had sent…
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can you privately buy a council house
I grew up in my grandmothers house which was a council house. It was a long time ago - 20odd years. My grandmother has since past on, and ive heard the house is still a council house with people living in it. I dont even know if this is possible, so please excuse it if it sounds dumb... But would there be anyway either now…
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McCarthy Stone retirement schemes benefits and drawbacks
An older good friend who is by himself, 64 in very good health has suddenly decided he is fed up mainataining his house, cutting the grass and is seriously looking into buying on one of these schemes. He asks me what I think and I am so shocked by his decision I am not sure. I remember some time ago reading a lot of very…
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Leaseholder service charge arrears
I am not sure where to post this request for advice so I hope it is in the right place. I have read a number of discussion threads here which relate in part to the problem that I have and this has added to my previous knowledge from my own occupation as a housing manager at a local authority and other research on the…
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Tenant removing fire labels!!!
This is the second time this has happened to me!! I own and let a furnished flat via an agent which happens to have a rather nice navy blue leather sofa and chair. It has been there for about 4 years and a couple of tenancy changes. A couple of weeks ago the tenants move out and a would be couple go and view. They love the…
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No Tenancy Agreement and No Inventory
Hi everyone, Just looking for a bit of advice really. We are leaving our current rented property, after giving over one months notice, and moving to another one nearer to my work. When we moved in here in Oct 07 we never signed an agreement, only had a verbal agreement and the deposit was not put in a scheme. Also no…
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The pitfalls of house sharing..?
Never done it before but would anyone like to share experiences of house sharing i,e renting a room from someone whom you previously didnt know? Presumably in such an arrangement you have no legal rights and could be hoofed out with very little notice?
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New house purchase + Current flat rental - Questions/HELP !
Hi All My wife and I have started thinking about moving over the last few weeks, and went out today to do some viewings, only with a few to see whats available. As luck would have it, we have just seen the most perfect house, and it is very well priced for the local area at £750k. 6-bedrooms, schools are good etc etc. The…
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New builds
Me and my husband are almost decided to go ahead with Persimmon's development (someone may read my other thread about they gave us contradictive info, but they apologized and offered further discount). Any way, before we go ahead I hope someone can answer the following questions for us... Can we ask our solicitor to put a…
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House Ins on a voluntary repossesion
Hi We unfortunately recently had to surrender the keys back to our lender and have moved in to rented accommodation. I have called today to arrange contents ins only on the rented property, but could anyone please tell me (need to know as a definate) if we are still liable for buildings ins now that we have surrendered the…
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Estate agents/cash buyers
I am interested in whether cash buyers who are looking at present let the Estate agents know how much they are looking to buy for? ie do you say you have x amount available for y type house/flat etc. Do the agents then send you details of properties available via email. Sorry to sound so thick only have no experience of…
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Property question
If you own your own house (one that you have inherited) and your partner leaves you, can they claim half the house if they have been living with you for so long, even though you aren't married?
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Exchange ready HIP
Can someone please explain the difference between the exchange ready HIP and the normal one? Have been quoted £350 for exchange ready HIP by EA does this sound resonable? Thanks
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Am i losing money by not buying?
I am currently renting a flat and have been doing so for past 7 months, having divorced last year. I am paying £700 per month for the flat. I am in the fortunate position of having around £240k in various low paying savings accounts with the idea to buy when the market offers the best value. I need some advice on this. Am…
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How much should I offer
I looked at a 3 bed flat in north London today that is on the market for 230k. It was bought in 1999 for 95k. It is an ex-council flat in a block of 8 flats. I just looked it up on a site called Zoopla who estimate its worth at 202k. The last time a flat in this block sold, was in 2007 (at the height of the boom) for 215k.…
