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how much a month is this?
Hello, I new here. Im looking to buy a house. when I sell mine I would have about £40,000 deposit for a new house. I looking at houses priced at £175.000, thinking of offering 10% below so thats £157.000 ish. With the deposit of £40.000, that would been borrowing about £117.000 I have had a look at the deals and its about…
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Solicitor signing contract on my behalf....?
Hi, I have a quick enquiry......I paid a deposit to secure a flat off plan. Then paid 10% deposit....through the solicitor recommended by the developer. That solicitor signed the contract on my behalf and exchanged....I am based overseas and didnt go to his office. Can you let me know what i should've provided to that…
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Bathroom woes
Hi all, Any help at all is much appreciated on this matter, and thankyou in advance! Our LL put a new bathroom suite in last December, and the hot tap on the bath mixer tap has almost fully siezed up. There is nothing but a dribble coming through even when the tap is on at full capacity, but the cold tap is fine. The…
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Rightmove Advising To Buy Now In London Before - Prices Have Bottomed!
With £750M slashed off property in London, bag your city bargain! Dear London homemover, With Rightmove experts forecasting that 2009 will be 'the year of the property deal'; there has never been a better time than right now to buy in the capital. According to our figures, since January 2009, over 15,500 properties have…
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fed up of everyone saying what you moving for etc
We are moving tomorrow, buying a new house 6 miles away from where we live now every one this last week has been saying what you moving for we will never see you again i said we are only going 6 miles away not 300 miles. Then they are saying you have a lot of memories in this house, i said yes buy we will take them with us…
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Advice on Buying current House from Landlord/friend the cheapest simplest way
Hi We currently rent a house from a friend who we trust. Been here 2 years and the house is good though does need a few things doing. Friend is thinking of selling up and given us first refusal at a good price. Really want to know the cheapest legal way of buying a house if the seller and buyer are known to each other and…
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Any Homebuyers Out There?
Hi, My Mortgage Lender has just carried out the Valuation Survey. In the meantime I was thinking about the Homebuyers Report. I have gleaned from another thread that a Homebuyers Report is basically to Instruct, Instruct and Instruct one party or another to check out the different areas of the house. Hoping to tap into…
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Is cash king?
If you're a cash buyer should you be able to get a better deal on a house? (Just read something to that affect in another thread and just wondered what you all think) Is the main difference is the buyer doesn't have to get a survey - or are there other things I'm missing?
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being a guarantor
my daughter is moving in to a flat but as she is under 25 needs a guarantor. i have said i will be guarantor but the agent is asking for my full bank account details for a credit check. Does anyone know if this is reasonable? :confused: thanks
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Out of date HIP
I am in the process of selling my property and I am currently replying to enquires raised by the buyers solicitor. They have informed me that the searches in my HIP are out of date and could I provide them with further searches. I thought that the seller had to provide a HIP in order to sell a property but if the buyer is…
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offer help required
Hi everyone I was hoping for some advice please. My fiance & I are FTB's & we have finally found a house we both like (Thank god!!) It is on rightmove for £149950 it was originally on for £159950. It is lovely & a lot of work has been done on it (facias etc.) It is in a great area.The current owners bought it in 2004 for…
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Arranging a mortgage higher than the sale price?
I was wondering whether there are lenders out there who provide mortgages at 'x' amount more than the agreed sale price? That 'x' amount is to then be used for making the property habitable (ie. re-wiring, damp-proofing, GCH installation, new kitchen and bathroom) but not necessarily cover cosmetic stuff like decoration,…
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Tenant piling up rubbish !
About 2 months ago I noticed one of my tenants was piling up rubbish in the back yard and the rear alley way leading from the backyard. This rubbish contained all sorts of nasty stuff including babies nappies and the smell is not good ! I wrote to the tenant asking him to move all the rubbish and I gave him a generous two…
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House buying negotiation
I have just made an offer on a house which my daughter and her boyfriend are going to rent from me. We really like it. The asking price was £144,950 and I offered £135,000. This has been rejected. The house has just come back on the market after the sale fell through, the EA says that it sold for £140,000 and that is what…
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Go It Alone
I am thinking of advertising for my own tenant and avoiding the EA. Can someone please give me a list of things I need to do/consider? I know I should get a professional reference and one from the last landlord. However, how would i know i am speaking to the previous landlord or current employer - the tenant could give me…
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Is there ever a good time in our lives to buy!!
Reading the shared ownership thread above made me laugh again (not the situation btw)(sorry rant coming).. the slating it gets..we have as i have said before a lovely new build house, bigger than most houses on the market, has everything we need and want for years to come and we are very happy with it, it is of course too…
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Buying unregistered property... Can that be a problem??
Hi, Put an offer on a property which seems to be unregistered as I couldnt find prices or history in the landregistry... Can that be a problem financially for me as a buyer? Will I still receive full tittle ownership? I assume the property is freehold, as being part of terrace houses which are freehold, i point to that in…
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New Landlord ~ what should I pay for Energy Performance Certificate
Due to financial pressure I am considering moving in with my parents and renting out my property. I believe I need and Energy Performance Certificate. I am unsure what is a fair price. A local company in my area epc warrington are charging 49.99. Which seems quite cheap compared to other companies, is there any difference…
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Why
BBC or Itv?
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lha entitlement
Hi I have recently had my lha finalised and not sure if it's correct. They have based my claim on a 1 bedroom entitlement. I have my daughter 21, working full time staying here so i assumed it would be 2 bedroom entitlement. I called today and was told they would get back to me about it. Can anyone shed any light on it .…
