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Do I have a right to know......?
If there is a property for sale that I like, am I within my rights to be told if it's a repossession if I want to put an offer in???
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BTL Returning soon.....
Just saw this in the window whilst out walking. And rents for that type of property in the area are £600 pcm. (£7,200 per year) 50k in the bank will get you about £1000 (less tax) which could be 40% depending upon circumstances. The other scenario is that rents must start falling dramatically. There can't be many…
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Tenant deposits
Can I retrospectively register a tenant's deposit with the DPS? Could doing so incur a penalty?
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Help - agency want a backdated TA signed
Hi All I moved into my property Nov 2004 and signed a 12 month agreement until Nov 2005, I have not been provided with any other documents snce that expired and have continued to live here, pay rent and have contact with the agency. However they now want me to sign an extention of tenancy and have dated it Nov 2008 for six…
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Sorting out BTL
Hi, Hope someone can help 18 years ago I purchased a house and have been renting this out to a family member since. Purchase price was £29K, now valued at £130k. Interest only with endowment. 7 years left on mortgage. Since then I got married and got another mortgage on my current home (15 years ago). Never informed the…
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Transfer of title deeds
I am a Newbie - please bare with me :confused: My partner wishes to transfer the title deeds of the property inwhich we are both living into my name - soley. In order to save costs I believe I can download the appropriate form TR1 from the Land Registry. Are there any additional forms I need to complete but more…
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Hello!
Hi everyone, was just wanting some advice really, we currently rent through an agency and are strugling with paying the rent.. would it be possible to write to the agents and see if they could reduce the rent..what is our rights? We were doing ok ish up until about 6 months ago when my health got worse and my partner had…
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Landlord from hell...my rights?
EDIT: Just had a chat with the landlord and we have worked out an amicable solution.
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bad time to sell vs good time to buy
i am selling my house. i realise i won't get as much for it as i would've done two years ago so it's a bad time to sell. however, i will soon start looking for a new house and i realise that it's also a good time to buy as prices have fallen recently (obviously you knew that). so in general terms, which way is the market…
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Advice? Negotiating mortgage payments & consent to let???
Hi all Please forgive this post as it is somewhat of a re-hash of other members questions but I have searched a lot in the forum and cannot find a clear answer to my dilemma. I have a property which I bought over 18 months ago and lived in for 8 months - spent a lot of time/money on doing it up then moved out to another…
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Vendors backing out after exchange of contracts?
I am aware that if buyers back out after exchange they forfeit the deposit. But what about if the vendors back out, what do they have to lose? How easy is it? What are the chances of it happening?
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Should I buy?
I know the subject is literally subjective but here is the question. Should I buy the other half of my semi? My neighbours are selling and the price is exactly what we paid for ours 3 years ago (got a good deal on ours), the price is tempting (especially as the house has a much bigger garden) though it would involve…
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Will we be able to get a mortgage?
I am a 28 year old housewife from South Wales, my husband is a secondary school teacher, and we have two young children with another on the way. In 2006, we were both declared bankrupt, and we were discharged withing 6 months. I have recently had a considerable windfall, and wonder if we approached a mortgage company with…
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buying a house at the moment
hi all new to the site and need a bit of help . all advice will be much appreciated.I already have a house but i have the cash to buy another house outright.My question is is it now the right time to buy or should i wait to see whats going to happen. the house i have found is in reasonable nick the area is a bit rough but…
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q about mortgages
silly really but i cant seem to find the answer on any bank websites. when you apply for a mortgage do they take into account your net or gross salary. my oh works away and doesnt pay any uk tax as he is out the country for approx 7 - 8 months of the year. if we were to buy a house with a mortgage would the bank take into…
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Rent help?
Hey, I'm a student studying at fulltime university. Currently renting a place with my girlfriend. To clarify a few things: 1)Girlfriend is going to be a student this September, however currently is not a student. 2)Girlfriend recently was made redundant, at a bad time. I'm currently stuck as to what benefits we'd be…
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Land Registry website question
Daft question I hope not...If I check who owns a property on the Land Registry site, does the owner get a message of any kind from Land Registry to tell them I checked? I'm using my CC to pay - can it be traced back to the owner?
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my local estate agent has sold three houses in six months
I went in today and it was all gloom.. they have a rentals side that is doing well but very over supplied and rents are falling due to this. I asked her about the selling market and her words are it is in meltdown and we just can not get people who are earning good money any mortgages unless they are god. Last time i went…
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Playing the property game
Is it possible to take out a mortgage on a property and use the property itself as secured collateral. In other words, if you default on payments too many times, then the lender can repossess.
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How do I find out who owns an empty property?
There is a house near me that has been empty for a couple of years. An elderly couple lived there and it was in a very poor state of repair. It is now boarded up and unoccupied. I am interested in buying it. I know my solicitor can do a search but will charge a lot, is there not a website or something I can do myself for a…
