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Where can I find Notice of Offer?
If I am looking for notice of offers on repossessions in my area where would I look? I have tried the online site for the Nottingham Evening post and looked in a few copies but can't find any. Does anyone in Nottingham area know where they are and how frequent they show up?
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Landlord withholding deposit
My mother's lsndlord is withholding a deposit of £650 saying she has actually done £657 worth of damage. Is she entitled to see the invoices for the supposedly new carpets they have fitted?
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Acting as guarantor - affect on credit rating?
Hi, I've been asked to act as guarantor on a family member's rent, which is fine, however, does anyone know for sure whether or not this will affect my credit rating (I am about to apply for a mortgage)? Also, is there any way to set a time limit or is it always indefinite? Thanks.
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what does it mean when a property for sale states this?
it says, ' this property is subject to an agricultural occupancy restriction' , what does this mean? thanks
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we want to move to cornwall but advice needed?
sorry if this in the wrong place. me and my partner currently live london with our son and my two children from previous relationships. my eldest sons father is causing trouble for us here in london and making life very stressfull. my partner has family who live in cornwall. we would like to move to cornwall as we need a…
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FTB - older or newer property?
First post on here, looking for some advice on what type of property to buy. Bit of background...FTB, got a 10% deposit saved and have decided now is the time to buy. Not because we think the market has bottomed out but because we want to move out of rented accomodation into something we own. We're interested in a number…
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FTB Mortgage - How long would you fix for?
Just having a look at mortgage deals. As a FTB, I intend on going for a fixed rate mortgage, the issue is, I have no idea how long to fix for. Incidently I'm looking at 90% LTV products which are around 6.x% interest. The overly cautious part of me is edging towards 5 year fixed deals obviously giving me peace of mind for…
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How likely is a mortgage given my history?
......message withdrawn.....
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Advice please - move on or stay
I am so confused what should I do: Bought my property on equity scheme 5 years ago this september for £151 k = spent £15k doing it up. 2 bed cottage - mid terrace. £68k was shared equity and they want there money back in 10 years max. My house was valued 18 months ago at £190k and now I will be lucky to make £151k. Do I…
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Help problem tenancy
I have just let out my house to a very reliable tenant. Prior to doing this I made enquiries with my lender who advised it was a formality to get permission they sent me the forms. The did not mention no dss I agreed a tenancy with my tenant who is a dss tenant, but he is extremely reliable. i am due to move into my home…
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Landlord Withheld Bond - Spent None
Hi In 2004 my wife and I moved into an unfurnished property and paid a £500 bond to the landlord. When we moved out in 2006, around 18 months later, the landlord withheld £300 of the bond, citing a Baileys stain on the carpet (which we had attempted to remove with a professional cleaner) and a small portion of the…
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Viewing with no intent to buy
I have no intention of buying a house for at least another year, maybe 2, but I do like to keep my eye on the market and what is out there just in case something amazing pops up... However, I haven't really thought about going to view anything because I don't really plan on buying.. How many of you go out and view…
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Renting help please?
Hello, This is probably a very stupid question, but a search on google didnt seem to find anything useful. Exactly what happens when i tell an agency i want to rent through them? Reading some posts, some people have mentioned not having enough money to pass the credit check....since when did a credit check say how much…
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EA Valuations - opinion appreciated
We've just 3 estate agents round to value my late father in laws house as we unfortunately need to sell. It's in need of modernisation - i.e. new bath, kitchen, windows and decorating throughout. The first wants to market at 184,995. They've just sold (STC) an identical one around the corner (no work needing) for 170K. I…
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Zoopla
what happens if you do a tempt me on it ?????
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'Deceptively'. Is it just me?
Or do estate agents use this word as, er, creatively as sports channel presenters use 'literally'. 'OMG, this phenomenal young kid is literally on fire tonight, Brian!' Get the ****** fire extinguisher out, then!
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2nd property rented, selling, tax help needed
Hi there, I have used the site previously and got some good advice (espec from dozergirl) and am hoping for a bit more. My partner and I bought a but to let property (for 93'500) in Nov 2007 to renovate and then rent or sell. We spent around £17 k in buying costs, renovating and mortgage costs between then and the…
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Flat or House?
Flat or House? A quick question. I have about £70K saved up for a deposit - I sold my old house a couple of years ago - STR - and now I'm thinking about getting back on as places around my way have dropped quite a lot. The dilemma I'm now facing is do I buy a 3 bed house that I would like to live in for 6-9 years for c.…
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First time buyer - offer advice
Hi All, I am a first time buyer. I've done my research and been to see around 15 houses in my first search of the area of Manchester I want to buy in. I have now come to a point where i have reduced the options down to 3, with 1 being a firm favourite. I have my mortgage agreed by a financial advisor and am looking into…
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Are 75% schemes better than shared ownership?
We have found a house we like in the location we want and we can afford it if we use the shared purchase scheme, whereby you pay for 75% to start with, pay no interest or rent on the remaining 25% then pay for the 25% at some time in the next 10 years. You own the whole of your property from the outset but have to either…
