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Advice please
I am in the process of buying a newbuild shared ownership flat, I have read all the pros and cons on this site and have decided to go ahead. I have been approved a morgage, the bank have done a survey and have valued the flat at at 5000 less than the asking price, what I want to know is the HA likely to drop the price? If…
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Ending Tenancy Early.....Options?
My then ex-partner took a 6 month tenancy on a property and I stood as guarantor for the £395pcm rent to ensure she got the property. She was in receipt of housing benefit and income support but has now moved back in with me. The 6 month assured tenancy comes to an end on May 22nd. As I see it there are three options.....…
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Advice on rental agreement name change fee
Hi all, I'm a tenant in a flat which is managed by an estate agent. One of the other tenants (there are 4 of us) is moving out, and we've been told by the agent that we need to change the name on the contract, and will be charged a £200 + VAT "administration charge". This seems to me to be totally excessive for what…
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Splitting up - my house deposit?
Hi all Looking for some advice please. I'm a long time MSE'er but have posted under an alias due to the sensative nature of the post and friends/relatives knowing my usual MSE name. Me and my partner are going thru a rocky patch and I'd like to know where I stand legally. We bought our house as joint tenants 12 years ago…
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Best and Final Offers question
Can an EA lie about the number of BAFO's they've received? I can't think of any actual law that they would be breaking, but (aside from the fact that the jails'd be full if we arrested EAs for lying) is there anything like a code of practice stopping them saying that there are 50 BAFOs on every house they're…
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House hunting advice needed
Hi All, I will be looking to buy our first house with my OH in late 2010. I know it is too far ahead to think of house prices etc but we are currently trying to narrow down potential areas, where we can possibly start tracking markets. We won’t be able to afford house in the area we currently live (Loughton, Essex) and…
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When to put house on market
Afternoon all, I am looking for a bit of advice, I think the time may have come to put my house on the market, I have been in this house for 14 years, and have built up quite a bit of equity. I want to move nearer to my dd's school, but the problem is that I would like to buy in one or two particular roads only, and houses…
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Estate Agent offering on house
My father is trying to sell my granmothers house. Shes gone into a home and to be blunt shes totallly lost the plot so he takes care of her affairs. Anyway he got in an estate agent and she suggested £95k so we went with her. Its been a couple of months now so my Dad dropped the price to £89k. In all that time (almost 3…
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To Sell or Rent Frustrated
Hi, I hope you kind people can spare a moment to tell me what you would do if you were in my situation. I have my own successful business and I have managed to pay off my mortgage a year or so ago on my one bed ground floor flat. Myself and my girlfriend are desperate to move up the ladder. The property is in a prime…
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Landlord wants to 'pop in'
Hi all. A quick question for y'all. Our landlord wants to pop in sometime this week to pick up some things that he has left in the flat. We've replied to his email saying that this is fine, and that the best time to do this would be in the evening after 7pm (we're both at work during the day). His reply was that this would…
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Renting with an IVA
Can anyone advise how much more difficult it is to get approved for renting a place when your in an IVA?? I moved out of home about 2 1/2 years ago with my girlgriend at the time and was about a year into my IVA. My mum stood as guarantor and it went through fine. Now me and my new gf are looking to get a place and I'm…
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rogue property factors
Hi Anybody feel many of these charges are unjust or too high, often written into title deeds so you can do nothing about it. Would be interested in hearing for anyone in dispute or has won any cases against property factors. I know this is a big problem around the Glasgow area and legistlation is pending in Scottish…
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Put an offer on today....
Wonder how long it will be before we hear back from them.... Am quite nervous/excited now...
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difficult land lord - desprate need advise
Good day, My husband and I moved out of our one bedroom flat on the 31st December 2008, so that our bathroom can be fixed as tiles started to fall off and moss starting to grow out of the floor. we still have a tenancy agreement with them that only expires on May 2009 we are now paying for our one bedroom flat and our…
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Would you accept help from a relative?
We have been househunting more seriously since interest rates came down - as we are able to get a good mortgage deal at base rate, we've taken the approach that if we find the right house at a good price, it's worth taking the plunge. So far, we have treated our maximum offer as 175K. That's because the mortgage that would…
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Renting Utility bills
Hi, I vacated a property last April after staying there for for 16months. When we moved in we sorted all the bills out. However during our time we never recieved a gas bill. We rang our lettings agents who said our provider was. We were getting our electric bills each quater and paying them. But the utility company could…
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Norfolk area any areas to avoid?
Hi am thinking of looking at the Norfolk area to move to later this year with OH and 3 children ages 13,14.16 if OH can get a job any thoughts from anyone
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Is this possible?
Hello! :j My partner and I are hoping to buy a house in the next year and was wondering how feasible it sounds. We have £9000 saved at the moment and are continuously saving everything we can, my partner finishes uni by May so is starting work in May/June time (he has a job) and will start on around £26000. We're hoping to…
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is the freehold worth anything?
hi everyone, me and the missus bought a 1 bed flat in norwich in april 2007 for £103, which we love. been there nearly two years and are looking to sell up maybie and move up the ladder in about two or more years or so, depending on how broody the missus gets (we are still fairly young so should be okay!). we are about to…
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Council tax on empty house for renovation?
With saving rates so low, we are considering buying a second house, it's not that old, nor falling down, but needs a bit of work, bathroom, general TLC not been looked after etc. If we buy it, and stay living in our current house, how is council tax affected? How long before we have to start paying council tax on the…
