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re-negotiating house price after survey results
I recently had an offer accepted on a property. I had a homebuyers report survey done on the house which showed a number of problems categorised as priority 3 - requiring immediate attention. I have instructed specialist contractors to provide me with quotes for the work which needs doing and am now wanting to re-negotiate…
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Do I really need a buy to let mortgage?
I'm currently living in a flat with my wife and in June she's getting a job which comes with a house. Our mortgage deal is on the point of running out and everybody is saying we need a buy to let mortgage. However, we are not dependent on rental income to pay the mortgage; does that not count for anything? I fail to see…
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I wondered if you could advise a sensible offer on this property.
Hello I have been keeping track of this thread for weeks, and after reading about various peoples success with new builds I wondered if anyone could suggest a sensible starting price for this property. http://www.rightmove.co.uk/viewdetails-20733656.rsp?pa_n=3&tr_t=buy This is a detatched but they also have a terraced…
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Signing over Deeds
Hi there I was hoping for some advice, my parents are both in their late 70's and live in North Scotland. They want to transfer their home over to myself, mainly for personal reasons, but also to avoid it being sold to meet nursing care costs . How simple a processes is this ? Will it be costly ? Is it just a case of the…
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R.I.P. Gordon Brown
"Downing Street said Mr Brown and the bank chiefs discussed the “next steps” in securing the financial system amid evidence of a sharp slump in property prices." Too late PM, you are The Weakest Link — goodbye! http://www.timesonline.co.uk/tol/news/politics/article3751157.ece
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House changing hands alot - shoud I be concerned?
Hello I've got my eye on an end of terrace 3bed house. Looking on the web I've found out that the house has been sold 3 times in the last few years. Jan 2004 £195,500 Aug 2004 £272,500 Nov 2005 £249,975 So the current owners are selling after after 2.5yrs. Would any of you be concerned about this? About owners moving on so…
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Advice on house selling
I'm trying to sell my house which has been on the market since October. I need to sell as soon as possible for personal reasons and keeping hold of it is putting financial strain on me. I've been with the same agent since October. They managed to 'lure' me in with an offer of a free HIP. The terms and conditions say that…
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Oh where to begin? Divorce, ex in my house & not paying mortgage
Truly, I don't know where to start here. I'm tearing my hair out! I finally got divorced in February:j I left the 5 bedroom marital home 18 months ago & moved into my little 2 bedroom house. Ex stayed in the marital home on his own. In the divorce settlement, I was awarded the equity from both houses but he is allowed to…
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selling Canada land to guy in china
can I legally sell land to a person in china, the land is here in canada. if Yes is your answer, do I have to pay taxs on the funds I receive? and can my bank accept a large funds transfer. thanks
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Help!
Hi all, Hoping some of you savvy people can help... defaulted on mortgage with GE Money, long story.. mortgaged upto the hilt with a secured loan which mean zero or negative equity.. Decided to sell house to "those companies you see offering to buy house" over 10 weeks ago at a low price, which meant i have to haggle a…
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Renting with Pets
Is there any answer to this one? My son is desperately seeking accommodation in the South East which will also allow him to keep his well behaved dog. He has offered an extra deposit and to have the accommodation professionally cleaned on departure but after trawling all adverts and agencies, has had no luck at all.…
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any thoughts/suggestions on this matter?
Got a call from the EA last monday saying that they had a house on market where chain had been broken and if i was interested in looking at it. i said yes but i couldnt view till weekend due to her not being able to do viewings after 1 and me being at work till then. anyway sent my husband and dad around to view it on the…
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Joint tenants or Tenants in Common
Hi, Me and my long term boyfriend are buying a leasehold flat and have been asked by the solicitor which way we want to buy: Joint tenants or Tenants in Common. My parents will be contributing a large deposit amount to help us but this is going to be drawn up as a formal loan by the solicitor. The aggreement is when the…
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Where have all the Bulls gone?
Where have all the Bulls gone? No sign here! :D Crash!!!
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Offer on our house - should we accept?
We have just had an offer of £260,000 on our house (on the market for £275,000) which, in the current climate, we think we should seriously consider. My concern is that the amount will not clear our outstanding mortgage PLUS our secured loan settlement figures. Has anyone got any experience of these loan companies (Picture…
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Buying a house in Scotland?
Can anyone advise me about buying a house in Scotland? I'm a first time buyer with a small deposit - not quite 5% yet but I'm still saving! I'm looking to buy a flat asap but I'm worried about a) getting a mortgage of at least 95% or if possible 100% b) buying a place if the house prices are going to drop Anyone advise me…
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Do I need a new lease?
Hi all, Just hoping you can help. I have been renting my house for almost a year and the lease runs out in June (I know I'm early). I was lucky enough to sell my house to a private landlord and stay in it, and the lease was arranged by my solicitor at the time of sale. I just wanted to know how to go about arranging a new…
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House Valuations
I know in the past that there was differences on properties valuations between kit built and traditional build. Is this still the case? Also what would have been the percentage difference in 1990?
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To Sell or to Rent?
currently spending some money on my house to either sell or rent out have decided to move in with my parents for a year whilst i get some money together so will be putting my house on the market in a few months my question is should i sell or rent? now, with the current climate for selling houses, selling seems a bad…
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Are we first time buyers?
I have never been on a mortgage My partner used to own a house with his ex, however this was sold, no profit was made. The house was sold over 6 years ago Will we be classed as first time buyers when purchasing together? Thanks
