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Shared Ownership as a 2nd Home?
Hi, I have a property out in the sticks but work in London. The cost and time involved in commuting in to London is going up every year. I'd probably struggle to get a 80%+ mortgage for a second property. However, I'm thinking would I be eligible to purchase a shared ownership property (or are they for only available for…
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positives of having a lodger?????
My dh just phoned home to ask if I would be happy to us to have a female lodger known to one of our neighbours. Now we are very short of money, have two young children and a HUGE mortgage. Apart from the extra income (which I assume will be around £300 a month)and that she is known to our neighbour (she works at this shop)…
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Where are privately-sold homes advertised?
Hello, In addition to the usual property websites that are used by EAs, where do people selling their homes themselves advertise? Are there well-known websites (that I clearly don't know about!) or is it a matter of trawling the internet/local papers etc? I really like the idea of buying something that someone is selling…
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Solicitors- Requests for missing guarantees
Hi, I'm a FTB and am hoping to complete very soon, however our solicitor has sent us a letter stating that the sellers are unable to provide a guarantee for the double glazing, or for the damp course, and that they cannot provide evidence of planning permission for the single story extension at the back of the house…
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Architects insurance - am I right??
Ok, prob not the right board but am hoping someone can put my mind at rest. Hubby is an employed architect - qualified, experienced, member of the professional 'clubs' - you know what I mean! To bring in a bit of extra cash, he want to start doing some private jobs - namely plans/planning applications for residential…
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interest on deposits (lettings)
While I am aware that you can ask your solicitor for the interest earned on monies between exchange and completion (has to be requested within 1 month of completion), can you also ask for the same with the refundable deposits when you rent? Most letting agents have a minimum term contract of 6 months and usually you have…
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Messed around by managing agents when claiming back our deposit
Please can anyone help We were living in a rented house for roughly 8 months and now it has come time for the deposit to be returned we are having trouble with the managing agents. We had an inventory done both before we moved in and when we left and in this there is really very little they could possibly take money off…
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When should I Buy??
Hi, My fiance and I are looking to buy a new house when I start a new job in august. My question is, are we right to buy at this time or should we wait a while until the property market slumps lower still?? Also if it is looking at likely to fall yet further, when is it likely to stabilise?? Thanks, Beckaj5
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URGENT house sold but buyers may not get mortgage
Last year we were offered a chance to buy a shared ownership dream home in the village both my wife and I once lived in but could not afford to buy there.In Aug 2007 we put our house up for sale and accepted an offer on it within a week.We were thrilled until several months later after lots of hassle our buyers could not…
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Showhome Visit
We went to look at a development near us yesterday, not long started about 10-12 weeks maybe. We are decorating so wanted a few ideas, plus it's near my DSs school so I also wanted to see what kind of houses they had, never been in a three story townhouse so I was curious to have a nose. One couple in the sales office when…
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Offers over x...?
When it says on some particulars that the price is "offers over x...", do you think it's cheeky to go in with an offer fractionally under this amount, particularly with the current climate in mind? (The property has been on the market since November.)
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Part exchange on new build - nationwide?
Does anyone know which builders offer nationwide part exchange? We are moving from Leicestershire to Lancashire. We are not decided if we are buying a new build, but just wanted to know. We were told by Barrat that we would have to be within 'Greater Manchester division', which Leicestershire obviously is not. There is a…
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Any advice on cheap places to live in East Sussex & Kent
I'm looking to buy a cheap property ideally in East Sussex although will consider Kent. Its for my parents who currently live in Europe but are intending to move back to the UK. I live in Brighton (very expensive!) so am looking for somewhere close by for under £140k. Am very happy to do work/modernise the property but it…
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I had a survey done, can somebody with experience look it over please!
I had a homebuyers survey done, can somebody with experience look it over please! The survey came back pretty good I think. I was impressed in comparison to the last survey that I had. There were 3 things that they advised on: 1 We have not carried out an underfloor inspection and if you wish to satisfy yourself on its…
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Buying to let
Is it worth it , here or abroad even? I have looked at a couple of letting sites on the net and there seems op be tonnes of letting "availability" at a time when I think they should be well booked in advance. My wife and I were thinking of buying such a propperty in Cornwall. We wouldnt need a mortgage as we already have…
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Shared path - rented property help!
We moved in today. Our property has a big drive & next to a pathway which has the same gate as the driveway. The LL who lived here for 1 year worked away alot (hence why she is now renting it, & moved nearer to work). Next door use the path & have told us they share it with our property. But at the other side of their…
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Do you think this matters when selling?
We are about to put our house on the market it is only 3 yrs old so in good condition but there are a few little jobs that need doing I.E The hall and stairs carpet need cleaning, the Kitchen ceiling needs painting and the En-Suite needs painting. DP thinks that we should get the estate agents out this week to value before…
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Carpet or laminate?
I know this is a minor question compared to the many serious ones that I have been devouring for information on this thread, but I thought I would ask experienced LLs anyway. I am starting from scratch with a house at the moment with a view to renting out. Have taken all the serious advice on board so far but have now the…
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how much to charge a mate who wants to be a lodger???
should i charge him the going rate or a discount???dont really know!!as he aint working but gets a pension and incapacity benefit??he just sold his share in a house and is waiting to purchase a flat, cash(waiting for the prices to drop) ,so aint skint??....looking for some advice off you friendly people!! many thanks!!
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offer 15% less ???????
i have found a property in surrey which is on at 770k i would like to offer around the 650k mark. am i taking the mick ????????? what would you do ?
