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STALEMATE! how to procede is buyer and seller aren't budging ...
Hey, pals. I'm in the position of having offered £5,000 short of asking price on a £125,000 property. Seller, it seems, is having difficulty accepting this offer, despite the fact that there have been no other offers in the last month. How do I proceed? I'm keen to see an end to all this. (Obviously I want to pay as little…
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House sale
Hi, My daughter lives in New Zealand and is concerned that she may be charged CGT on her house in UK should she decide to sell. She lived in the house for 8 years prior to going to NZ. Any views or ideas welcome.
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Converting an office to two holiday lets - how much £...?
I have identified a property that interests me, with a view to doing holiday lets. I work in online tourism, have experience of the self-catering industry and so am reasonably comfortable with that side of the equation. However, I am less certain on development costs. The propery is an office with permission for…
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private tenancy agreements
can somebody advise me as to whether a a tenancy agreement can be cancelled before the tenancy date is to start. my daughter viewed a house for let through a private landlord, she decided that the house was right for her and signed the agreement for the tenancy to start 25th april, she paid the full deposit and the…
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Financial/Mortgage Advice please
Hi everyone We would like to receive some advice/options for our present situation: - Owner occupiers, house worth £150k mortgage £132k but have a 30k unsecured loan (Northern Rock) - no other debt apart from car HP - worried about house price drops and negative equity as we would like to move in the next couple of years…
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solve an argument
Hi I am in the process of purchasing the house I am currently renting and the wife and I are in disagreement about mortgage/rent. Our contract expires on 21st june, and we are hoping that we will have completed on the 22nd June. In terms of the rent, because we paid a month in advance our last rent payment is the 18th May,…
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solve an argument
Hi I am in the process of purchasing the house I am currently renting and the wife and I are in disagreement about mortgage/rent. Our contract expires on 21st june, and we are hoping that we will have completed on the 22nd June. In terms of the rent, because we paid a month in advance our last rent payment is the 18th May,…
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Can I claim Housing Benefit once my house is sold?
Hi, I am really hoping someone can help me with this one... I will give some background info first. I am currently a single parent with 3 kids under 16, work 16 hours pw and claim WTC and CTC. I bought a house in 2006 on an interest only mortgage which is around £700 a month. I had about £15000 to put down as a deposit.…
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i dont have my landlords address!
its not on land registry details, not on 192 or phone book, she wont give it to me and i dont think she will give me my deposit back what can i do? i thought they have to legally give you an address on an assured shorthold tenancy
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Split freehold and lease problem with 2 flats
Can anyone give me some advice please? My mother passed away two years ago and we inherited her ground floor flat. There are two flats on the freehold which is held 50/50 with the upstairs flat. There is also a lease on each property from the the other. The problem is that the lease which was altered in 1976 has two…
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Rent A Room Agreement
Hi all hoping someone can help. I am due to be renting a room to a friend in a house i own and live in. Does anybody have a rental agreement that would suit this? Thanks in advance Dips
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Buying new home, need advice on budgeting!!
Hey guys 1st time posting on here. My wife and I are looking to buy a house soon. I need some help budgeting since this will be our 1st home! (exciting!). Our goal is to not be house poor,but yet get the best house and still able to travel and buy things. Currently, our yearly gross is $140,000 and our monthly take home…
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What credit checks do estate agents use?
I think my credit rating is low because I wasnt on the electrol registry (personal reasons) plus I had an unpaid bill from back in september (only £15) which I'm paying this week, and another bill for the internet from back in september too, will contact them and pay it this week. I registered for the electrol reg…
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Implications of buying a leasehold house
Had an offer accepted on a house that is leasehold (900 odd years left on it apparently). It is essential we can extend the house, that was one of the reasons we liked it (the potential). Having read a bit on this forum and the internet, I understand some freeholders can be funny about things like that and that permission…
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Getting Building insurance ready??
hi... i am expecting to exchange in the next week or so....so when do i actually purchase the building and contents insurance? i am buying the insurance online, so i presume i have to send my solicitor the insurance details once i purchased them, but i am wondering when should i purchase it in order not to cause delay to…
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Asbestos Felt Roof - Help !!
Hi, I am buying a house which has an extension above the garage, the extension has an asbestos felt roof. Is this something to worry about? The house owner says he has the roof maintained every year in the summer. If the roof needs to be replaced could it cost me thousands or are these roofs comman in the uk. Any…
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Sell your house privately
For the love of god just sell it privately. Put in the effort, advertise it on the major sites and take calls yourself if possible. I've been house hunting for a while now and the only words I can use to describe estate agents are unhelpful, incompetent, useless and uninterested. I'm working in Birmingham all week for the…
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To sell or let?
Bought a house for student son to live in with friends. He's moved on and now I want to sell it.There is still one tenant living there, but the rent is not much. Local council tell me I'm still liable for the council tax as the rent is too low for the whole house! My son has a friend who says he wants to buy and redevelop…
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advice on offer in south-east region
hi, I'm looking for some advice... The asking price for a property in south-east regoin of england is £245950. And we placed an offer for 235k and after negotiation the offer was accepted at 237500. The house needs cosmetic changes like replacing carpets (planning to put laminated flooring), ceiling skimming. I'm a first…
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valuation report - help and advice plse
I am in the process of buying my first house and was recommended by the IFA to only get a valuation report done by the nationwide at a cost of £260. I am buying a mid terrace house on a bit of a slope probably built around 1900 for £87500. Anyway the valuation report finally arrived..a bit more brief than i was expecting…