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my house selling after moving in with g/f :renting and future CGT?
morning, I am about to move in with my better half and despite trying to sell my house we aren't getting viewings (thanks all you doomsayers!!!) so we are thinking of renting my place out if we do what is the CGT status? i've owned for 2 years and we know about the full relief for 2 years (although this might be three????)…
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Deposit not returned if tenant leaves within six months
A friend viewed a flat yesterday and agreed to rent it, although no money has changed hands, nothing has been signed yet and we haven't seen the tenancy agreement. The landlord said the deposit wouldn't be returned if my friend left within six months. I've never heard of anything like this. We know that under a standard…
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Can a Landlord do this
Just a bit of background first. We currently live in a converted flat. We have been living here for the last 4.5 years. The outside of the house and inside of the property is not very well maintained by the owner. Private landlord no agents involved. As an example there is no central heating only gas fire in all the rooms.…
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Managment company have sent threatening letter.
I'll dig out the thread on here, but two years ago I was saddled with a bill of £875.11 by the managment company of our flats. This was to pay for having the windows repainted. The first I'd known about the work was when scaffolding was erected at the rear of the building. Despite owning the flat for several months, all…
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Friend buying near a railway track..any advice..?
Hi all A close friend is buying a first home but its situated near a railway track. Best advice I've offered so far is to have a full structural survey(as opposed to a basic mortgage survey)and have a local survey carried out in terms of vermin infestation(though I'm not sure who to approach on this-could be a…
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please help with buy out price...
hi, looking for some advice :) my partner bought his flat in Dec 2006 for £85K (scotland so not effected by current crash).. He bought with a friend and the fixed rate period was for 2 years. He is looking to get bought out of his mortgage just now by his friends partner. we have looked into the sale prices of all similar…
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Too mean?
Hi, I'm Troy McClure, you may remember me from such posts as "letting to someone from abroad"... Basically, I started renting out rooms in my house (and yes, I'm aware of HMO obligations etc). The rooms were very popular, and I've got two fantastic lads in the two doubles - couldn't be happier :) I was contacted about the…
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Scandal of luring first-time buyers
read this and wonder why you fell for it all...or not! http://www.timesonline.co.uk/tol/comment/columnists/alice_miles/article3768099.ece?Submitted=true
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Anecdotal house price story
Just bumped into a friend who has her house up for sale.It`s a very decent 2 bed terrace in an OK area. August,the EA put a value of £138,500 on it.Hmmmm,maybe a tad too much but £135k I would have said was about right.Quite a few lookers and just only one very low offer.Apparantly the lookers are going around tons of…
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To offer or not
We have just started the process of moving, our house is just on the market but we have seen a house we love, which is also new to market (typical) the agents asked if we wanted to put in an offer, we didnt think it would be worthwhile as we aren't in a position to move as we havent sold - they didnt think this would be a…
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leasehold with share of freehold
Hi We saw a flat today that we really like, however we have some worries about leasehold and wondering if anyone on here can share their knowledge and/or experience. The flat has is one of four that has a share of the freehold and the leasehold is 83 years. I have the following questions. 1. From searching this forum, it…
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House Price Dilema
Sorry I originally posted this in the wrong place. My son is in the process of buying a town house for £130k, he is worried that he will be buying into negative equity. He is a first time buyer with no chain and his mortgage in place, they are probably only a few weeks from completion. He is not sure whether to proceed or…
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Cheap HIPS (Home Information Packs)
I replied to a thread a few minutes ago and then I thought it was a useful subject to cover on its own thread so sorry if you read this before. I recently priced up HIPS (Home Information Packs) in my local area and the average price from Estate Agents and Solicitors was £360 with the highest being £400 plus VAT. So I…
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Moving out of parents house.
Hi everyone, I'm planing on moving out of my parents house towards the end of the year when I'm 18 and renting a flat, would really appreciate to hear any tips, general advice, do's and dont' s ect;). Thanks aljoiner
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SURVEY or Not ?
I am considering putting an offer in on a property. It was built in the last couple of years and still has the remainder of the NHBC guarantee to run. Money is tight. Do you think I need to get a survey carried out ? It will be a cash purchase so there is no building society / bank interest. If it were an older property I…
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Mortgage offer and survey - what next?
Hi everyone We had our offer accepted on a house about 3 weeks ago. We have had the survey carried out, which has come back fine, and got our formal mortgage offer. What happens next? We are FTBs so not sure what the steps are. We have an AST that ends at the end of June, so cannot complete until then. However we have…
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Rental Queries
Hi all, Do landlords have to supply and fit smoke alarms or carbon monoxide alarms by law?
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How do bridging loans work?
We are in a situation were we would like to buy a house in a particular area for our daughter's secondary school. We have to be living in the area by September, which does not give us a lot of time and therefore we will probably not have sold our current home enabling us to do this and are thinking about the various…
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Spanish Estate Agents recommendation?
I would be extremely grateful if someone could recommend me a good Spanish estate agency in the Mar Menor, Costa Calida area of Spain. We are selling our apartment here, although we are very sad to do so. Many thanks
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Selling up & capital gains
My brother is thinking of selling his house ( mortgaged ,single owner) He is planning on selling & moving in with his girlfriend before then both moving abroad. If he sells & has equity of around £40,000 left over can he just bank it without problem as he will need to use it to live on when moved abroad, or will it be…