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Sell To Rent
Does anyone have any experience of Sell to Rent? Are the people that operate such schemes sharks? My house is worth more than my mortgage and all my debts so it is very tempting. Many thanks.
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advice for interior decoration
Being male and bachelor. Aesthetics are way out of my league. Looking for a book on what sofa to buy and how to put it in the house and the like.... let me know of any book which has everything on interior decoration. Even a website or a web link will be great
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how much to offer in this flat in chigwell
Hello We have just seen a really nice 1 bed flat share of freehold literally 5 min walk to the tube station. It has been on the market since september 2006 but according to the owner the buyers were taking to long so they pulled out and put it back on the market.....it is on th emarket for 179k see link below, we would…
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Rental Advice
Hello, I bought my place 3 months ago and shortly after started seeing my gf, We have decided to move in together at her place. Seeing as I will be living with her, I dont want to sell my place as I am locked into a 3 year fixed rate mortgage and dont want to pay a hefty redemption penalty. Is it possible to rent out my…
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end statement?
hi all we've recently remortgaged from Abbey to OneAccount. My query is that I've not had any correspondance from Abbey listing my account with them and the charges etc. I'd like to know if I've paid Abbey an exit fee, and what it is as I suspect it's bigger than advertised when we took it out! Do banks send out 'final…
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Please Delete - All Sorted
Mods Please delete
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Question: Can a mortgage lender put fees up during mortgage?
Hi, I've read with interest the current battle that some mortgage payers are having with their lenders regarding exit fees. Homeowners won the right to claim back fees that were not included in the original mortgage contract, but imposed afterwards. I have a slightly different issue, but on the same theme. I have just…
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Can only Find 2 Houses we like - is this usual?
We are in the process of selling our house and have had a lot of interest. We have been looking in the place where we live and in the areas nearby for a new house. Our house is a semi, without a garage and is for sale at £179,950 and there shouldn't be any problem with us selling it because we keep it nice and the garden…
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Restrictive Covenant - My right to object to Planning Permission
Has anyone been faced with a restrictive covenant on thier property. I recently bought a house with a road to the front but the land behind my house is owned by the house next door. The owner of the property (who actually doesn't live there) recently applied for planning permisson to build another house behind theirs which…
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Full structural survey??
Hi just wondered if you think i should have the full works or home-buyers report. House is 1970s repossession house (so i can already guess what some of the issues raised will be!)...but it has had a 2 storey extension about 10 yrs ago (downstaris study, loo, extra kitchen space, upstairs shower room and 2 beds), plus a…
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Can i change Utility providers when getting new flat?
Im due to move into my first flat on Friday. Having never done this before, can i find the company of my choose - e.g the cheapest, and switch to them when i complete the sell and then cancel the old suppliers?
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Guaranteed Rental Schemes
A question to landlords.... What's your opinion of companies offering guaranteed rental schemes? There are schemes out there that will pay 70% of the market rent for 12 months. The company then become the tenant and pay you that amount regardless of whether there is a tenant in your property or not. They make their money…
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Stamp duty
We are buying a new build property for £139,950 please can anyone advise as to if we will be liable to pay stamp duty on the property. I know certain area's are exempt and I have tried the search with the postcode on the website but it doesn't seem to work. Any help would be appreciated.
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EA is encouraging me to skip surveyor
Im buying a house that requires modernisation. The sellers through the EA have stated that out of the 2 buyers remaining they are likely to go with a cash buyer who will not undertake a survey. When I asked the EA was he encouraging buyers to skip a survey, he replied in this case it was the vendor's wishes. A weak excuse…
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When moving into a property, how should I inform the existing utility providers?
I am moving into a new flat on Tuesday. But not sure how I can inform the current utility companes that I am a new resident and don't want to pay the previous tennants bills. I don't even know which company they previous tennats used. Things like gas, electricty, water, phone, tv license and council tax would need to be…
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enviromental searches
hi, im in the process of selling my house, but i have just been informed by my buyers that the enviromental survey has failed, at this time i dont know what on, i remortgaged the property late last year. my question is can the buyers still go ahead and ignore it if the lenders agree??
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Is it cool to haggle on rent prices?
Hey there people My girlfriend and I are just considering getting our first flat together in the Bristol area, but I'm a bit dismayed at rent prices :( . Just wondering if its generally considered ok to haggle with letting agents/private landlords over price?. Thanks in advance guys Sam P.S If anyone has any advice on…
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Cheque from solicitors
Should i be concerned that 6mths after we purchased our property we received a cheque for £176 from our solicitors? We got a letter saying they were archiving our file and noticed a sum of £176 remaining on the ledger. Im just curious about it and wonder why it takes this long for them to realise, of course we had no idea…
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Advice on offering on repo?
Hi all Well our buyer has been approved by our agents financial bloke and he is seeing her next week to sign up for mortgage. Other than that thats it for the mo. But been to see the repo house today (a house we were in the very early stages of buying last time before chain fell through) with our property developer friend…
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Land Ownership
Has anybody heard of/been involved in land ownership. I have information from a company who have land for purchase. A typical parcel of land costs in the region of £12k and once it has been re-zoned and planning permission has been agreed, the profit is somewhere in the region of £58k. Apparently the government want to…
