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Blimey - cost of house buying -
I bought and sold in September 2005. Just going through the process again and it's cost loads. My survey is £505 as it includes £300plus mortgage lender fee. Just having a moan really. So feel free to ignore :)
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Home Information Packs (HIPs) The Facts
Home Information Packs - The Facts With so much negativity in the press in respect of Home Information Packs (HIPs) we thought it might help those who wanted a clear idea of the facts to provide a summary of what they are, what they include and the relevant dates before their implementation in June 2007: The Home…
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FTB Mortgage advice
Were thinking of taking out a 97% mortgage with the Halifax which would be fixed at 5.79% for 10 years. Do you think its a big gamble to commit for 10 years ? How do you see it going ?
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Buying a share in a parents house - advice needed.
Hello folks, first post so bear with me if this has been covered before. My mother and younger brother both live in her house that was recently valued at £120,000. The house was purchased by my mother for £58,000 a few years ago and there is 15k outstanding on the mortgage. Due to ill-health my mother has been given a…
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Home Information Pack Deadline-June 1st 07
I am getting rather nervous about the impending Home Information Pack legislation. Why are Estate Agents keeping quiet about this? Are they afraid of Vendors/Sellers using alternative means to sell their property e.g. Online Property Websites? I have seen Online websites like propertybroker.co.uk and idproperties.co.uk…
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extending lease
Hi there I'm selling my flat and because the lease is 81 years, I'm looking into how much it'll cost to extend it. My VERY DODGY freeholder's agents are asking for £300 to just answer the question about how much it will cost and then they will put it to the freeholder. A red flag went up in my mind when on their letter it…
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Buy to let ???
Hi all , I'm in a very fortunate position in that my mortgage will be paid off in about 6 months , thru stoozing , shares ect. I don't need to upgrade to a bigger property , and we have two children (1 + 2) I've recently considered buying another property to rent out , for my childrens future, maybe for uni or start off in…
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Renting problem - damp and mould
Me and my girlfriend have been living in our flat for 5 months and for the last 3 have been trying to get quite a severe damp problem sorted. and to be quite honest we are fed up with phoning up only to get told they will contact the landlord to which we then hear nothing. they also came to fix out leaking tap (after 1…
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Anybody complained to the Estate Agent and got somewhere
with them. I am seriously considering writing to the branch manager to complain and anyone else who will listen. I just wonder if it would be a waste of time. They have been so rude through out the whole selling process. (Not the whole of the estate agent staff - just two of them).
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We Exchanged on Friday :)
at bl00dy last - it's taken forever. I'm still not happy with the way the Estate Agent have handled it but... At least we have Exchanged. We should complete on Friday. So that should mean only 4-6 weeks of living with my parents before we can move into the new (to us) house.
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Any Guidance For Me As a FTB ?
Hi There, I am due to complete in July on my place and I just wanted some guidance from somebody who has been through the process themselves. Obviously this is the most expensive purchase I have ever made and I just want to avoid some of the most commonly associated pitfalls that befall many FTB's. What Gas/Electricity…
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FirstTimeBuyer - I Want To Make An Offer!!!
I want make an offer on a house and would like some advice on what would be a fair offer. The property is priced at £175,000. In my opinion i have viewed houses at same price that were superior (for example one very similar in it's features except it had a large conservatory at no expense to the garden). The current owners…
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Wanting to buy
Hi everyone! Just wondering if anyone could help me out here as I'm getting quite miserable!! Basically this is our situation - I am 26, married with a 2 year old and a 3 year old. We are renting at the moment but I would really love to buy somewhere of our own. I've been getting quite upset about it recently - I think…
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Whats Thetford & Surrounding Areas Like...
Hi All! We still haven't found a new house yet - looking into Thetford & round about, seems reasonable value, but don't know what bits to avoid! Some of the villages are OK. it seems. Heard Barton Mills is up n coming, but a big distribution centre for a paper company is planned, so trying to avoud too much future traffic,…
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Renting Questions
Hi, I am planning to rent in London in the very near future and have just a couple of questions that I was hoping you'd be able to help me with.... a) I will have a pet dog that needs to be taken to the place. I know landlords often advertise "no pets". Has anyone had any experiences in finding a property in this type of…
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HELP - Have we got subsidence?
Hi all… not sure if this is the best place for this thread but here goes.. We bought a 1930’s semi detached house around 4 months ago – had a homebuyers survey which noted the house had moved in the past but nothing to look any further into. Now, the window frames were rotted – and we had 3 at the back replaced – we left…
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Renting whilst on a DMP
Hi guys, My GF and I are hoping to rent and have had an offer accepted by the landlord......... which is subject to all the relevant checks by the estate agent. He mentioned that one of these is a credit check. Obviously, i'm on a DMP so the credit history is a bit ropey...... will this cause a problem? What could they do?…
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Vendor asking for more Money !?!
Having had my full asking price offer accepted on the 18th March and instructed solicitor, done survey and searches and accepted a 10k below asking price offer on my flat. The silly vendor rang the ea to instruct to ask for 5K more because they think they are selling their house too cheaply. I am hopping mad as they have…
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Shared Ownership Rent / Service Charge - HELP!!!
Hello all, In particular MSE Martin!!! Do you know much about the above!? Myself and the girl who lives downstairs to me in our apartmnet block are currently writing a letter of complaint to our housing association RE our rent and service charge costs. Initially our complaint was because the cleaning/gardening has not been…
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Any other FTB here?
As I have been reading through other posts on here and hearing about how impatient we can be (I think that it is we are just too excited!!! - Well I am) I thought that we can all post our experiances here and compare how far along we are getting. So I am buying a house with my boyfriend - we started looking about a year…
