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cheap money from abroad
Is anyone out there able to explain to me why we can't (or shouldn't) borrow money or get a mortgage from elsewhere in the Eurozone or even further afield. Interest rates in France are around 3.6 and Japan has recently gone up from 0 to 0.25 and now stands at a massive 0.5! Why, in a Global economy are we still borrowing…
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new build - do you have to have everything?
Hello I have been looking at buying a new build property. The one I like has two bathrooms, one of which I don't really need. IS it possible to ask the builders not to plumb in one of the bathrooms? - and just plaster and carpet it -it would be far more useful to me as a study. Bluq
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Offer Accepted AT LAST!!!! Conveyancing advice
Its been 6 months in coming but late last night our landlord FINALLY accepted our offer on our house hooray!!!! :j So we well and truly win the race to be in before Easter as we've lived here two years already!!! So now the hard work starts, I'm really unsure about the conveyancing, there seems to be very little in price…
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Drainage Report
Hello, Myself and my girlfriend are in the process of buying a house. It's a 3 bedroom 1900 mid terrace house. The survey highlighted 'right to left rotational movement of the rear two story annexe, consistent with minor settlement of the foundations'. There is cracking in the internal plasterwork and the external render.…
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Rent increase
Hi guys I was wondering how much any landlords out there will be putting up rents this year. I have a house where the tenansts wish to say on - now for the 3rd year. I didn't put up the rent for the 2nd year but feel I have to in year 3 to cover costs. How much, in % terms do you feel is reasonable? The four bedroom house…
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Will there be an interest rate change in march?
There was no interest rate change in february but what do people expect to be the outcome for march?
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First Time buyer - Advise needed..
Hello all.. First off thank you for all the fantastic information that you guys have already given me! i have been unregistered for some time and just have been sat here reading your guys posts. Ok, now to my questions.. (grab a coffee!) I have made an arrangement with a friend of mine to get a mortgage. Which i think will…
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is she liable???
my daughter along with 3 friends rented a house last year to share whilst doing their 2nd year at uni. they all left a cheque each as a deposit and went along there way. when the time came to move in they had heard nothing from one of their friends and even after many attempts to contact her she would not reply!! they then…
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Remortgaging home to buy house to renovate and sell
:hello: I am urgently in need of some advice. We fortunately own our home which has just been valued at approx 550K (a similar house sold recently for 650K :eek:) We have a joint income of approx 44K and have been offered the chance of making some money by joining in a venture to buy a property (with family):question:…
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Will I be able to get a mortgage?
Hi, I am after some advice please. I am thinking of doing nurse training, hopefully qualifying in December 2010 (when I will be 40). At the moment nurses start on £19,166 but obviously (hopefully!) it will go up a bit by the time I qualify. I have two children and live in a housing association house. So my question is,…
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How long does house buying take?!
I am a first time buyer and wanted to know how long buying a house should take on average from putting in the offer to moving day? I know that this will vary massively but an average would be really useful!
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I just want to move - HSBC are taking ages with the mortagage
I went it on Monday - lady says she'd be able to tell us in 48 hours. I hear nothing. I ring on Thursday, no answer. I ring Friday - again no answer from her - she is busy with another customer (fairy snuffles). I want to know... Why say 48 hours? It's been a long weekend now. The survey on the house we are selling is…
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Which Is The Most Appealing To Buyers?
Hello to everyone, and appologies to the board manager if I've done something wrong... I'm new to this, so I hope this is an Ok question, in the correct forum etc..Here goes. We currently live in a two bed. detatched bungalow on the outskirts of Chesterfield, Derbyshire. We are thinking of making some extensive…
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uks first million pound house ?
anyone know what was uks first million pound house in london ?and first outside of london and in what year?
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Previous Owner's Debts - Should I worry?
Hi, Having recently moved in October last year it has come apparent since the Royal Mail divert has ended so we are now getting all the previous owners mail. We have returned to sender (RTS) the majority of the post but have noticed that a lot of the letters have been from Debt collecting agencies. Some of the letters did…
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I really want this, but how much to offer
Guys fell in love with a flat today but I do not know how much to offer: Could do with some opinions on this please: http://www.rightmove.co.uk/viewdetails-14571865.rsp?pa_n=2&tr_t=buy
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Calling All Conveyancers!
Im so sorry if this is in the wrong section but I thought it would get attention from people it was aimed at here. I was wondering if any of the conveyancers who post here know of any websites or other resources for learning about title checking a property and also looking at restrictions that kind of thing. I would be…
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Buying a part exchange property
Hi all, We are currently in the process of buying a part exchange property, the sellers are buying a new build. We have to exchange in 4 weeks but completion won't be until sometime in june (we will rent in the mean time). Will they have to give a rough estimate of a completion date when we exchange or is it open ended??…
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buying the freehold of the building my flat is in
Hi there My work flat is leasehold; I bought it in August. It is a ground floor flat, one of two flats in a coverted terrace. Both flats are leasehold. The lease is apparently defective and I have had to insure my lender agains this. My solicitor said that at some stage in the future I could consider buying the freehold…
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House I am buying has a through the floor lift/elevator
Hello, In the house I am intending to buy there is a through the floor elevator lift which goes from the kitchen up to the hall, by the bathroom. Obviously I want to take this out and make good of the walls and floors that it affects. I am considering selling it but have no idea of where to begin to look. The vendor has…