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Selling to investment buyers
Hi, We are selling our house to a couple who want to let it out. They have now phoned the EA to say they want to start lettings viewings this Friday. However, we have not yet exchanged contracts. My boyfriend feels that it would be an act of good faith to let this happen. I feel that we should not allow viewings before we…
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Underwriters - How long for decision?
Hi, First of all sorry with all the questions am new to this, and have had some very sound advice so far with my othe post.. My mortgage application has been handed over to the underwriters this morning? first of all is the underwriters the actual lenders? mine is platform - what are they like?? anyone else dealing with…
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Sell or Wait?
My offer had been rejected because my house isn't sold yet. My partner is reluctant to put it up for sale as he thinks that by the time we've sold, the house we are after may have gone, and it could be well into next year before we find another suitable property. He thinks that if our buyer is left waiting then they may…
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property/planning/letting a room advice
Has anyone ever come across this situation ? We've got a large garden. At the bottom is a building - half is used as a garage and the other half is a office/study ( divided by breezeblock ). So the office part which is approx 6m by 6m, we don't use much. It's already got lighting, heating, loo facilities & kitchenette. The…
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Mortgage dummy
Very silly question... if we are completing on our new flat on october 20 when does the first mortgage payment usually come out, mortgage lender is northern rock. is it straight away or does it come out 28 days later?
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How much should we offer
We have seen a house we would like to but, its currently up for sale at £89,995. I would like to put an offer in of £80,000 does this seem to little?
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Advice please - 70k equity what to do with it?
Please advise: We have 70k equity after selling house. have no debts. Renting perfect house on 6 mnth contract (cud never afford to buy it if it was for sale) Want to 'make' equity work for us to cover rent. Should we put it in lots of 'pots' eg.Buy a flat off plan and sell when ready? Buy flat to rent out? savings?…
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2 questions re selling my house
Hello - I hope someone could help me with a couple of questions and I apologise if they have been answered before. I am just in the process of trying to rent my house out. The first question is do I have to inform my bank of my intention to rent out. Is it illegal if I don't? Will they change my mortgage to a higher rate?…
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Advice on electricity meters in rented property, please
Hi, My oh has moved into a flat, and the electricity charges seem to be very high. He has to buy tokens for the meter, If he has a bath, it costs £1 which seems a lot. I wondered if the landlord had got the meter set high to make a profit, I know that used to happen a lot when I rented places many years ago, but I did…
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Maiden Name Advice please?
Hi, Please can someone offer me some advice... I am in the final stages of my mortgage being accepted officially:j , my case is being handed over to the underwriters for final check tomm and basically my mortgage broker asked me if i have a "maiden name" -:confused: ive told her this now, thought i did when i filled in the…
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Short Term Tenancy Agreement needed??
Hiya, I'm renting out a room in my house to bring in a bit of extra cash. Have found a suitable person and agreed a moving in date etc. Apart from notifying my house insurance company and mortgage company I thought it would be best to give them some form of contract suitable for someone renting a room. Anyone know what…
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Best fixed rates available
What are the best fixed rates available at the moment? The best ones I found so far are 2 years fixed rate at 4.89% with 5% deposit + £3500 fees and 4.39% with 10% deposit + £1900 fees. Does this sound reasonable or should I keep looking?
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I'm going to sell, and here's my plan....
I've got £100,000 equity in my house. I'm going to sell and rent. Rent will need to be subsidised by £350 to live on current means. I'm going to fill up my (and wife's) ISA's with as much as possible (against FTSE 100 currently (Jupiter Finance)). Then with as much as good interest rates allow, I'm going to contibutr to…
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Releasing Equity - Numpty Question.
I know nothing about how mortgages or endownments work so bear with me. I bought my house for £37,000 10 years ago and it is now worth £165,000. As the kiddies have now nearly gone we are thinking of upping sticks to start somewhere fresh with the equity. My question..... If we sell the house for £165,000 is it a simple…
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Church of englad land? surveys back!
just been to my solicitors as he had our surveys back, apparently our house is on church of england land, and we have to pay £60 to cover us for £250,000 for 25yrs because apparently they can claim for maintance or something, even tho there is no church and hasnt been one there for about 300-400 yrs. . its a new bulid…
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Other Parties Solicitors are PANTS!!
My partner and i are currently in the process of buying our 1st home. We put an offer in on 4th August and it was accepted on the 6th August - we are 1st time buyers and the house is currently owned by a relocation company- full steam ahead or so we thought............. We have had our mortgage offer letter etc for 5 weeks…
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Title Deeds of house were buying are lost what now?
hi there went to our solicitor today to sign the contract for the sale of our house and the purchase of our new house. solicitor tells me today that the title deeds to the house we are buying were lost nearly 10 years ago. how will this affect our purchase? to top things off the person who is buying our house rang our EA…
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calling all landlords & tenants (AGAIN! lol)
hi guys right I've got a few people coming round to view my flat in the next couple of days and just want to ask for some advice. the place is up for £800pcm if a couple say yes "we'll take it" what should I do from there? offer them a holding deposit? if so how much? also what should the receipt say? obviously before I…
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Sell Your House/Property Privately!
Selling your property? Dont want to pay silly prices via estate agents? Sellyourhosue4nowt makes selling your own property easy! What you get is full access to your your very own control panel where you can advertise your own property and be in full control! We dont take any commission charges what so ever for…
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ARH solicitors
Sorry just want to moan really! We're ALMOST at the point of exchange, our buyer is ready to go but we're waiting for our vendors solicitor to return the final enquiries! Our Vendors EA was calling on Friday asking what's going on, once I had spoke to the relevant people it turns out our Conveyencer is waiting for the…
