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Making an offer before we have an offer - can it be/has it been done?
Hello all, here's our potential quandry. Our house has been on the market for 4 weeks, only 3 viewings, we have just dropped the price by 4K to try and stir up more interest. A house we are interested in is up for X thousand, and if we sold our house for a bit less than the current asking price we could just afford the…
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Another question re renting my house out!
Sorry if this has been answered elsewhere - I have been in touch with my mortgage provider today to inform them of my intention to rent my property out. Told me they would send me out a 'lease to let' application form to fill out and there would be a fee of £75. Can anyone tell me what this form is? WIll they do a credit…
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Leasehold Problems
Can anyone give me some advice about leasehold. We are currently selling our 3 bed semi and there is only 64 years left on the lease. Our solicitor when we bought the property advised us not to buy the freehold as the management company would charge over the odds for it. However, our buyers' solicitor is asking if we will…
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indemnity policy
Peoples thoughts please. Quick info. Leasehold flat, advertised 75 year lease. Offered £82000, accepted. Survey, mortgage offer, all ok. 2 weeks ago revealed its 69 year lease not 75. Had to reduce mortgage term to meet requirements of mortgage company. Ph call yesterday asking if completion date of 20.10 ok, perfect as i…
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Quick question
Sorry to sound totally ignorant, but when a solicitor returns a photcopy of a piece of ID and tells you that it needs to be "certified" what exactly does that mean? Does it just needs signing and dating or what? (solicitor still won't answer phone, tut).
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Private sale or offers over? (Scottish system)
Hi folks - am putting a 2-bed tenement flat in Glasgow up for sale to fund relocation to southern England, where I already live and am renting. Flat is currently let out to a tenant, who moves out at end of October. In the past I have had two people, a family member and an upstairs neighbour, express an interest in buying…
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Landlord / Tenant Letting Agent fees: Your opinion? Worse / best? Name & shame them!
This is my second post on here and having suggested this as an article on another link, found this sub-forum want to continue this attempt to thwart, IMHO one of the major rip-offs happening right now - Letting Agents and the fees they charge to BOTH Landlord and Tenant. Feel free to name the best, the worse and their fees…
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Good idea for a pension?
Hi everyone Just wondering if anybody had any thoughts, advice or experience about buying a second property with a view to renting. I am 38 and a sole occupant of my house. The house is valued at say £150k and has a mortgage of £70K with around 17 years to run. Pension benefits that I have are 11 years in a final salary…
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road width for housing development
could anyone let me know the minimum width for access to a new residential development which i am looking to get planning permision for possible for 5 or 10 houses, in between 2houses, i currently have for 4 meters but cud make 5 meter if knock down an extension any views or ideas would be welcome
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Renting in London
Hi, My girlfriend and I have split up and I'm currently looking to move out of our falt in East London and rent a place of my own. My current monthly rent is £447 + £106 per month on council tax. My girlfriend covered all of the other bills. I would like to move to a nice part of London with plenty of bars and restaurants.…
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Buy-to-let or renovate for profit?
After an amicable separation with the wife I will soon find myself with £37k burning a hole in my pocket with no debt, but also no place to live. I’d like some advice, I’m currently sharing rented accommodation with a mate so have no mortgage. I would like to either invest some of the money into a run down property and…
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Sick of waiting for mortgage offer!!
Just wanted to vent some frustration really! We are getting a mortgage with the Standard Life and they are taking ages to send us our mortgage offer!! The survey has been carried out and everything is fine, and they have all our ID - or should have at least. Have tried ringing our broker to find out what is happening and…
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Labour Govt - waste of time
A girl that lives across the street from me is preganant - shes is just 20, has just started final year of university commuting to and from uni daily 30miles away, her husband, 23 is also at uni 2years into a four year course. they both pay together £70 week rent for the house. she was telling me the other day that they…
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FTB - First offer rejected.. how long till next offer?
I’ve been actively viewing here for ages - your advice is always so good so wonder if you could offer me some... Went to see a property yesterday which I’m very keen on. 2 bed maisonette, Sussex town, great area, no chain ... needs a new kitchen and general updating but I could easily live in it in the meantime. It’s only…
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Homebuyer's Survey
How long does a homebuyer's survey usually take to conduct, and report back? We have accepted an offer on our flat subject to survey, and the surveyor is coming round tomorrow for an hour. Is that long enough for a survey to be done? How long do they usually take to report back?
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What to do with an offer?
Hi My girlfriend is selling her flat, with the aid of an estate agent. She had a viewing the other day and the viewer offered her what she considers to be a fair price. The thing we're not sure about is, the viewer said that he would prefer to arrange it between ourselves, cutting out the estate agent. I'm not sure if this…
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Valuation of Fixture & fittings / 3% Stamp duty
I am buying a property, where I have agreed the price as £250,000 for the house and £7,000 for the fixture and fittings. My solicitor has requested me to get the F & F valued. I have spoken to the estate agent selling the property and they say they cannot do the valuers and don't know anyone to recommend. I went back to…
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Unadopted Road
We're currently looking at puchasing a house and the council have just informed us that it is located on an unadopted road. I am just wondering if people can advice me on whether this puts any further financial bearance on us? If someone gets injured on the paving outside my home, do they sue me or the council given it's…
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House price crash update
Hello I posted here a few weeks ago after Martin was on BBC saying house prices may come down . I saw this today http://www.aboutproperty.co.uk/news/house-prices/house-prices-down-in-september-$454329.htm 3.42 % down in 1 month , perhaps Martin has more influence than we think
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What offer should we put in?
We're currently looking at a two-up, two-down in the North West on the market for £89,995. We are going back for our second viewing tonight. The property is completing double glazed with a new roof and potential for a loft convesion to add a third bedroom. According to the Estate Agent, the current price is a new…
