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Can't get head round the maths, please help!
HI, just a few quick questions to those less maths-challenged than I! We're hopefully soon to be moving (!) and I have a couple of things I don't quite understand. When we move and finish the mortgage on the house we're selling and start the one on the house we're buying, what happens with the last payment and first…
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Do I have grounds for complaint to the EA?
Our purchase fell through last week as the seller pulled the house off the market after we had paid for valuations, searches, etc. We were aware that this was the second sale of his that had fallen through, but we were told by the EA that the first sale did not proceed because the original buyers' mortgage fell through.…
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Renting with bad credit history
Can I ask for peoples experiences on this one or any information you can offer? We're about to put our house on the market & have decided we would prefer to rent for 2 years while we decide whether the area we choose is defintaly for us. We will have a large amount of equity from the sale of our house which will be put in…
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lease extension- how long
Hi moneysavers, my partner and I are buying a flat which requires a lease extension. It's a one bed flat in Surrey, does anybody know how long can this take? Is there a standard waiting period or does it vary? Thanks
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Property Investment in Bulgaria
what do you guys think? all in all investement of £100k into a 2 bed apartment on a resort.. pro's and con's?
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Renting - what shows up on credit check?
Hi all, I have no CCJs, no bankruptcies, no court action at all. I do however have a default of £1500 (HSBC student overdraft, being passed onto debt collection was an error/screwup on HSBC's part that they are sorting out now) that was passed onto a debt collection agency, about £1000 remains to be paid off. I'm about to…
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What Would You Do--big House Big Mortgage,or Smaller House And Small Mrtge?
We have still not moved after 8 months of being under offer and the house we like is still there,althugh the vendors,after having backed out of 2 properties now cannot find anywhere they like. I am now having doubts myself about having a huge mortgage of 200k to afford this property. The house we like is a 4 bed detached…
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Loft conversions - general Q's
I must admit to being totally ignorant to the world of home improvement, but I am currently speculating on making changes to our new flat. A loft conversion is one possibility but I wondering how the cost of funding this improvement would compare with the house value increase? For info - It's a victorian 2 bed 1st floor…
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What are our options?/Bridging loans
Morning all We are in the process of buying a new house and this is our situation. I currently own a very small 2 bed semi and there are 4 of us (2 adults and 2 children). My youngest son is severely disabled and we are desperately wanting to move as we are running out of space with all the equipment he has to have. We…
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Process for starting a new build?
My mother has kindly offered to sub-divide her existing block in North Lanarkshire to allow me to build a new home on her land. I believe there is sufficient space for a new kit home but I need some advice on where to start the ball rolling. I would need advice on how to submit plans to the council and also some…
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What's the difference between guide price and asking price?
Hi all, just wondering how this all works and what it means, my property has been given 2 guide prices with a 30k difference between so I wondered does this mean I'm best to go with a guide price or should we just say its a certain price and go with that? Cheers
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Opinions/Advice
Dear All (I've already posted this in the Mortgage Forum and DFW forum, there appears to be a lack of interest although many thanks to those that have read and replied, I might get more thoughts in this forum as my short to long term goal is to avoid many of the pitfalls experienced by many of you i.e. living beyond my…
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Solicitors 1st meeting!!!
Hiya, I am am going to meet up with the solicitor who is going to be dealing with my house purchase today at 12 noon. What questions should I be asking him? I have brought ID documents to take, is there anything else I should have with me? How long should I expect the interview to last? If you can think of anything else…
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So long Kirsty
Kirsty Allssopp :A will quit television & concentrate on motherhood after her Channel 4 contract ends in 2008, according to today's Independent. No doubt supported from the revenue from any property empire she has acquired in the last decade. Is there any future for Location, Location, Location? What will Phil do now?…
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Ooooh....I'm Moving House!!!!!
After the problems I have had with only getting two viewers in the 4 weeks my house has been on the market, and the first lot managing to get a valuation done for 6K less than the asking price (without the surveyor putting the fone down and leaving the office!) I finally have an offer I have accepted. The other couple…
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Not happy with Estate Agent
We are currently moving home, and are at the stage of negotiating with our prospective buyers, over a bill of £1400 to isolate some old cavity wall ties. We have agreed to pay half. Estate agent rang prospective buyers today to see if they agree to this proposal. They are still thinking about it, but they told my agent…
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First time buyer - shared ownership
Hi! Great site and looks of cool stuff on here! I'm hoping someone can assist - I've run a search and found some good threads that are relevant, but most are a little further down the line then myself and my girlfriend... Basically I'm a first time buyer, currently self employed (operating for 20 months so far) and working…
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Help - Buying a freehold Flat
I have seen a flat for sale and possibly have the chance of buying it. Spoke to the estate agent late today who advised I should speak to my solictor because he said you cant get a mortage on a freehold flat ? Is this right ?
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Notice to end AST
Despite chasing our solicitors, we are still waiting for our lease agreement for our new house so it doesn't look like we are likely to be exchanging very soon. However, I thought I would be ultra efficient and would type out our 'notice letter' ready to submit to our LL when we knew dates etc. We originally took out a 6…
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Council Tax Problems
Ive just had an offer on my house but the people are put off as I am in band D. Just been on Martins council tax and I should be on Band C. How do I get it changed? I can't click on the "appeal" button as I would be appealing against band C not the band D I am in? Please someone help me!!!! Wendy
